>tfw $13,209.15 in credit card debt at 28.99% APR
Tfw $13,209.15 in credit card debt at 28.99% APR
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I wouldn't pay it.
Just pay it off? What's the point of this thread idiot
get another credit card to pay it off
repeat until dead
How?
medical bills and car repairs
get another with 0% APR for 18months
This. Do the 0% APR transfer rounds. Some of them even have 0 fees.
Good god!!! You are fucked!!!!!
That's a huge balance to transfer. OP might have to takeout a personal loan as well and yes there will be interest but way less than 28%
OP you're a retard for putting exorbitant medical bills that you can't pay on a credit card. Medical collections can only do so much to come after you.
Oh yeah and I'm pretty sure there's no interest incurred from medical debt. But you just turned that into regular credit card debt so good luck.
you need to securitized those loans. Do you have a house? other equities? convert it into a HELOC so you only pay 3-5%
>tfw you have a better score than me, who owes nothing
why is this allowed?
He probably do half of it.
I was able to transfer about $6000 to another card. Got it down to $2500. Still have a few months left. You can do it OP. Do half on one card pay it off. Get your credit score up. Then do another balance transfer on a different card.
What's the issue here exactly?
Just cash a few grand out of your brokerage account and combine it with your next paycheck to pay it off.
honestly you should fake your death
just buy link dude
Your picture is boomer as fuck. We're all 50%+ in shitcoins here.
Those go in the purple section. Well, unless you're discounting the risk of a socialist American government clamping down on shitcoin capital flight *before* raiding senior savings. Then invest in FTM or whatever before 100% 401k matches.
Holy hell. I don’t envy you fren.
too late now
Just don't pay. In my state if you don't talk to the credit card company or collections for 7 years your cc debt is erased. If you pick up the phone once the 7 year clock resets though. I'm not a lawyer but my understanding is you cannot be jailed in the US for cc debt, just don't pay and do not fucking talk to any collections people or cc company for however long the cutoff is.
My 401k doubles as my emergency fund. I only put in enough for the company match these days. 27 with no kids so fuck it. I have close to a year's salary in crypto right now. Altcoin bags are nearly full and now I'm buying as much BTC as I can.
God bless the USA, the land of the free.
Kek why do burgers do this willingly. Jewish tricks surely have gotten out of hand as this seems to be the norm in burgerland
do you not use credit cards in yurope?
those are rookie numbers
you gotta pump those numbers up!
are you alt right/conservative?
if so, this is fantastic news and I hope you drown in your debt and end up killing yourself all the while voting against affordable healthcare till the grave
i know that feel op
I racked up 20k in credit card debt through my early twenties when I wasn't really working via minor purchases
my boomer parents ended up bailing me out and I've repaid them.
best bet for you is to see if you can get one of those lines of credit that allows to consolidate all of your debt into some fixed apr interest rate. they should be easier to get than you think assuming your credit is okay
I dont have insurance because clinton and obama sent all the good jobs overseas
I DUNNO, THREE DOLLAHS?
youtu.be
Sammy will show you the way.
You're fucking retarded for thinking the left gives affordable care. They want to legally require you to buy insurance. That's it. That was their plan when they had the house and Senate. They also spun this legal requirement into a moral argument for themselves claiming they protected people with pre-existing conditions by making it illegal for insurance companies to refuse to offer you coverage, which makes sense..until you realize they had to in order to legally require everyone to buy health insurance. How can you be legally required to buy a product that a company can refuse to sell you..? Oh yeah, you can't. However, did they add in a single price protection for these people? Mmmnope, you can still be priced out of insurance, because affordable care was never a single bit of the idea. Notice how the only change Trump had to make to Obamacare was the legal requirement for you to buy health insurance to get Dems to say he now has full ownership of the consequences?
>tfw $75 in credit card debt from filling up my gas tank and going out for dinner today
>tfw I'll pay it off as soon as the transactions post to my account