Post your good goy points and show us all how good you've been to the tribe, user
Credit Score
Alexander Gomez
Grayson Turner
I had very similar scores until an inactive account from 2013 closed and set me down 100 points. Talk about kikery.
Jack Hall
I have no real credit score. Zero credit history. No loans, no lines of credit, ever. I had a phone bill once upon a time, which apparently was enough to get me in the system with a tentative score of 543* (*not enough data for accurate score, please fill out this information for us).
John Harris
Can I have a house now Mr Noseberg?
Landon Bennett
I’m working on getting my score to “0.” Meaning you’ve paid off all your debts and you close all your accounts and refuse anything on credit.
It shows up as.
>Insufficient Credit history
Grayson Allen
I have 6 credit cards and $10k in CC debt, r8
Carter Martin
>t. currently making double payments on $22,000 in loans from a car accident and investing in [redacted]; will it reach 800?
I wish I would have gamed this system when I was younger by paying off redundant
Jackson James
>reaping the myriad benefits.
usurers go to hell
no mortal benefit is worth your eternal soul
participating in usury willingly, makes you an accomplice to usurers and puts your soul in jeopardy
Camden Williams
Thanks for this. Gonna work on getting it up.
Jose James
Pay off your credit card debt. 0/10
Jayden Cruz
credit scores don't matter when you're all in CHR for the dApp bubble of 2020. money will be meaningless to me soon.
Camden Reyes
that's right user, your shitcoin will moon and make you rich, don't worry about anything :)
Isaiah Murphy
u w0t m8
Benjamin Perry
based and bluepilled
cringe yet redpilled
Seriously, if you don't have a credit score it will cost you a lot more money in the end if you ever want or need to take a loan out for ANY reason, including medical if you're american like me
Noice. Do you think I'll be able to push an 800 score if I pay off my $22,000 debt or are you a whale?
Jeremiah Peterson
I'm not a whale. Average age of my cards should be around 15 years old, but I canceled one of my oldest cards like an idiot. That dropped me down to almost 700 from around 810-815 and I'm finally coming back years later.
What's your score now?
I'd recommend you increase your limit (since your CC usage [e.g. % of utilization on a card] is a high impact factor in determining your score).
Pay off your card each month, keep your usage limit down, pay off any loans, and you should be able to get that score up quite a bit.
Oh and don't cancel your oldest cards if you have any. If they have a fee, then downgrade them to one w/o a fee.
Julian Richardson
>What's your score now?
Post in the op is mine so 740~. Both of my loans have a minimum payment just over 200 and I've been paying 400 on each every month. I'm hoping to get them paid off late next year and take out a big business loan the following year-but I want a healthy looking score at or near 800 by that point so I can get the most favorable terms possible.
Asher Perez
I'm only 20.
4 credit cards
About to get a personal loan.
Pls r8.
Brayden Edwards
Mine's utter trash because my parents took out a student loan in my name when I was 17 and then never informed me, gave me mail addressed to me, or paid on it themselves for months which tanked my score into the 500's IIRC and I had never opened my own line of credit prior. So I won't have a shot at a good credit score until I'm about 30 now. I appealed to the credit whatever but they said no dice.
Jaxson Sanchez
I don't think I could manage that many bills honestly. IMHO a single personal loan is the way to go. Just borrow money you don't need and use the loan to pay the loan off
>pic related
What the fuck
Jacob Long
I pump and dump myself. Spend a bunch of money wait for monthly statement to post. Credit drops bc of over utilization. Pay off next month. Score goes up higher than before. I was in the low 600s 2 years ago. Fuck credit scores tho. Only matters when you want to buy a house.
Gabriel Cruz
based quint poster