>haha credit? More like good goy score

are you telling me you get loaned 10 grand and have to pay back 33 grand?

pick any kia or honda that is ~3 years old and has less than 100,000 miles. never pay more than $5k for it, and drive it for 10 years. maintain it, and you'll be fine.

its retarded to buy a brand new car unless you've made it and got "fuck you" money to blow.

>Being so retarded thinking that a massive recession bigger than the Great Depression is coming within the next 10 years won't happen

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why do people do this? Why not just buy a used car with cash if you can't afford to fully pay for a new one? I really don't understand. Is it some kind of "keeping up with the joneses" impulse? Why not just save $1k a month (the same amount you'll be paying per month to cover your loan) for half that amount of time and buy the car outright for half the money?

The jews truly have figured out how to milk the goys.

the car also looks like fucking shit

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He took out a 33k loan and will have paid them 74k after his last payment. He's a sucker.

Loaned 40k and have to pay 30k in interest like a chump. Look into how fucked your interest payments are if you have bad credit.

Is this how losers cope cause they didn't buy stocks in 2009?

I for one, was in grade school in 2009
But how can you believe that this level of spending is sustainable?
And also how can you believe that the government's pumping up of all asset prices on behalf the boomers is not creating a bubble that will sooner or later pop?

>I for one, was in grade school in 2009
Post disregarded. What the fuck do you know about anything and why are you lecturing anyone as if you do?

>>Buy new roof ever 10 years
>>Buy new siding every 15 years
>>Upgrade electrical equipment as it gets outdated
>>Upgrade plumbing as it degrades
>>Potentially have to pay Homeowners Association fees
all of these is buying shit made by McMurican Quality Builders Inc. tho. ROTW happily lives in centuries old shit, with none of these issues. Burgers still think they prairie dwellers and Grampops kin knock up a new roof before The Fall. If your potential 'new-build' home purchase comprises 70%+ plywood (or god forbid OSB) and theres a fucking Happy Valley HOA attached, do yourself one, and live elsewhere

Yeah rolling the dice on used cars is the smart move

Retard

The worst part is that it's not even a good car. 74k for a fucking tiguan lmao you could buy 2 teslas for that and still have 14k left over for hookers and blow

Shut the fuck up Europoor. You're so cucked your government won't even let you have guns.

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yes, our houses don't fall down when the west wind blows, and we don't get shot at random by niggas, classmates or that guy who got laid off last week. Any more questions ?

>21.50% interest
That’s 20% higher than my interest rate

Yeah you get stabbed by Muslims

>Buy new roof ever 10 years
>>Buy new boiler every 20 years
>>Buy new siding every 15 years

Wtf kind of shit installation did you get?

he's making up some strawman argument in his head about how houses only last for 10 years, I mean my houses roof has a warranty for 20 years and it should last longer.

Get a load of this galaxy brain

Buying a new car is almost always a bad idea unless you make stupid money. If you don’t make it like that AND STILL decide to buy new, you are stupid money.

Now is it worth it?

>You can solve this

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You're only rolling the dice with used if you get an absolute banger and know nothing about cars.

Have been hearing about the COMING EcOnOmIc ApOcaLyPpPSeee!!!!!! and collapse of the dollar all day, every single day, since the 90s.

Buying new makes sense in certain situations.

- If you buy something incredibly cheap, like a Nissan Versa
- You drive fewer miles than the average person, or sparingly at all
- You get good financing

You end up with a low-end car that's BRAND NEW but cheaper than a middle-range used car. If you aren't a status-craving carcuck and just want to get from point A to B, who gives a shit?

You won't have any kind of mechanical problems for a long time, and if you're low-mileage, the thing can last for like 15 years or longer, which amortizes the cost away.

Ask ur girl how Ahmed’s cock tastes at knifepoint:)

been shopping lately boys ?
youtube.com/watch?v=Ga92rcnAlJQ
>'The Mall of Murica', folks

>imagine paying 74k for a soccer moms car

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>buy 1000-4000$ car for summer and same for winter
>resell for profit every time for a new one

it's been an easy 8 years

maybe want >15 mpg and to fit a case of beer in the boot tbf

No amount of mpgs will make for the initial 30k price difference.

>12k annual miles
>30 mpg diff
>400 gal saved, equals ~$1200
>25 years to break even

>25 years in a soccer mom shitbox

74k for THAT? Not worth it.

>initial 30k price difference
eh..
if he cant fund a brand new VW soccermom mobile $33k cheaper than 20%, not sure whose gonna lend him $36k for 'a vintage 911, good nick, honest Joe' any cheaper, if at all. The claimed '$30k difference' doesn't (and wouldn't) in this case exist, yur just making stuff up now, basically.