Boomer parents

>boomer parents
>buys 1.2 million house at beginning of year (would be a fraction of the cost if they lived in any other state)
>thinks they got a great buy because "housing market"
>both plan to wage slave ten more years past retirement date to pay down mortgage
>thinks they can afford to go on expensive trips after they retire
>have absolutely no life or hobbies, just decorates around new house and watches Family Feud
How lame/stupid are your parents Jow Forums?
>inb4 zoomer
I'm 27 and have kept on trying to tell them to downsize for retirement so they can actually have some money when they are too old to work, but what do I know...

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Boomers actually enjoy being wagecucks

>>inb4 zoomer
>I'm 27

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This. They know nothing else.

The entire concept of getting rich without wagecucking is out of their mindset.

Americans in particular have this weird lord-serf thing going on with their employers and employees. Whoever thought it would be a good idea to link healthcare to your job is a damn idiot.

>mom has trust fund from dead boomer husband
>views dividend payment as a challenge to spend, saving never crosses her mind
>has problem with the trust, can't withdraw for a year
>takes out mortgage on the house she owns outright that a previous husband bought her
>racks up 70k in credit card debt in a year
>has malware on computer, constantly signs up for subscriptions on scam sites
>insists on mac products despite massive debt
>constantly rebuying the same groceries, incapable of checking to see if she has something before buying it
>takes a vacation every month
>dumping her lakehouse to pay off credit card debt, thinks she's coming out ahead despite selling it for half fo what she paid because she doesn't liek the house
>buys a new car every three years, always gets the highest trim level

My parents are rich as fuck and still drive fords and live in a modest home. Harley boomers are almost always in insane debt.

Let me put it out for ye.
30+ Boomer
20-30 Doomer or Bloomer

They are fucked. Recession is incoming. Write a letter to them telling them to sell all their stock now. Wave it in their face in 5 years time.

thats completley wrong

97 is zoomer cutoff

They are full on Scorch Earth mode rn. The more the boomer digs himself in debt, the comfier he is
>"heh, glad you're gunna be the one to have to pay the debt instead of me" *siiiiiiiiiiiiiiiip*

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This. Most millenials will forever stay in the lower class and continue to advocate for socialism before based Gen Z exterminates them when they erect the fourth reich.

21 yo doomer here
Luckily based grandparents are still alive and think of making a trust fund in order not to make them touch it
My parents are dumb as rocks, but also too lazy to do actual damage

96 and full blown Zoomer Nazi here

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Starting to realise the other thing i enjoy is earning money and putting it towards investments/assets. No expensive hobbies or desires, unless i meet a woman and go travelling (highly unlikely) Will probably just work my entire life to afford a house too big for my needs so i feel like iv'e accomplished something...

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born in 95, what am i

1st generation US citizen here; both my parents are immigrants.

I have zero debt, so does my immigrant "boomer" parents, because they understood the value of money. They own everything, including their small 1200 sqft ranch which will be perfect for when they retire.

Sucks to have American boomer parents. Maybe...just maybe Americans can see the positive side to hard working immigrants. Most boomers are most likely Trump supporters.

Millennial, just like me, friend. Millennial is 1982-1996/7. Basically if your coming-of-age time (high school and college) was marked by the War on Terror, Iraq War, or Great Recession, you're a Millennial.

All depends on your attitude I'd say. But there's no reason to hate on zoomers just because their parents and government failed them. They just have to obtain a "greatest generation" mindset and live within their means without accumulating mountains of debt

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why are you against this user?. They will literally work till they die and then you can flip their mcmansion. win win

Personally I don't get the hate directed at Zoomers. I don't care for most of them, seeing as I am a little too old for their shenanigans now, but it's just young people doing young things. Give it a decade before judging that generation, for good or ill.

it wont work that way. If he chooses to inherit the mansion, he also inherit the taxes and debt.

He will most likely be underwater to just to sell the damn thing. Thanks to Trump's SALT tax, 500k+ houses are on a HUGE slump and are a buyers market-- especially in high tax blue states.

Boomers are retarded.

Like most boomers, they will leave my siblings and I nothing of value. The only people that will buy McMansions in the future are second gen Indians and Chinese and it's definetly not going to be worth 1.2 million.
youtu.be/MiG32SmUJ7E

This 1.2 million house you talk about will probably lose at the very least 30-40% of its value in the coming recession. Probably even more considering what you said that they bought at an inflated-as-fuck price compared to other states.

Anyone buying real estate in this moment is goddamn retarded and will have his ass handed out to him in a couple years. Boomers will suffer crypto levels of rekt in what they consider "safe" assets as they lose half of their value overnight and their monthly mortgage payment remembers them so for the rest of their lives.

If you ever thought your bags or someone else's were heavy, I cannot wait for you to see the real estate bags boomers will have carry to their tomb. And it's going to be beautiful. Rot in hell, boomers.

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S

real estate won't be affected too bad in the coming recession.

As currently, there is a severe supply issue with homes, NOT an over build like there was in the early 00's that caused the Great Recession.

At most houses will probably take a 10% hit MAX and will stabilize quickly as supply and demand equilibrium takes place since a lot of buyers will be out of the market due to jobs.

I could foresee, however, $1 MIL+ housing taking a 20%+ on prices however, due to SALT Tax laws-- assuming they won't be repealed if a Democrat becomes president.

Boomer generation is ironically one of the most selfish and ignorant of the lot and history will remember them as such.

The day of the plug comes...

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If you remember 9/11, you're not a zoomer.

t. 22 year old king of zoomers

>Mom has a decent amount of money from her family (great grandfather’s business)
>She’s not stupid with spending and racking up debt, but she definitely spends way more than she needs to
>Currently she has a 25 million dollar muni bond portfolio to generate income for her
>tfw trying to get her to spend less and invest like half of that in something that actually generates a return

>owning a ranch
Literally the ultimate American Dream. I hope you're not a shitskin though

based
t. fellow 22 y/o zoomer

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Let me tell you about the jews, user. They brought you here because we're tapped out and collectively can't take on anymore debt. Good on you for disobeying them, but you still need to go back.

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$1.2 million. Holy fuck. That shit can only go down

That happened because of maximum wage laws due to the war. The only avenue employers had to compete for employees was upping their wage through benefits rather than direct pay
Price controls for any market are retarded

Your mom is literally burning what could have been a huge inheritance for you, the person with the rest of their life ahead of them and future kids/wife to provide for. I'd be so fucking pissed, I would not have let any of that stand.

>boomer parents take a lien on their house for repairs
>proud of their 800 good goy score

Sometimes I forget how based Ford was. How is it even possible? Lindbergh was also pretty redpilled.

Most Trump supporters are not against immigration inherently. Theres a very specific kind of people we dont want coming here. I'd say most of us would be fine with merit based immigration.
Kinda sad when a shithole country bleeds away all their best every year so they can never grow and it just becomes an endless prison for anyone born there not quite competent enough to escape

Kek I used to reenact it with legos

Absolutely based

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What if my and my husband want to move into a house so were paying significsntly less monthly? Like 1500 to 500 drop. Still retarded and if so what's the better option?

Are you fucking dumb? Do you even realise how mortgages work?

If the value of their house rises, they can re-finance the house meaning that they can pull money OUT of their house which now has positive equity and pay off the mortgage within a few years. Idiot. Your parents are clearly smarter than you.

Doomed

Dad
>boomer cop
>pinches every penny he can unless it is for luxury items
>buys new cellphones and tablets very couple of months
>eats out for every meal and only eats at home on holidays or special events
>can't even make coffee at home
>watches shows and listens to music in free time

Mom
>works part time from home
>doesn't have to pay for shit because my dad pays all the bills
>spends tons of money on shit for my niece and impulse buys


Could be worse.

Fairly based femanon.
>Theres a very specific kind of people we dont want coming here
Just own up to it and admit we don't want any shitskins or kikes. There's nothing wrong with an ethnostate for whites.

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>pulling money out helps you build equity faster

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You should probably off her. That is what people used to do in these situations

see
My dad eats out all the time too and from the shittiest fast food places and restaurants (Arby's, Olive garden, Chili's). I have a feeling I'm gunna be taking my mom in when he goes, which I'm fine with

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95 is the start of the zoomers

Oops switch the second and third references

If you are saving monthly it’s a clear choice assuming the living situation is comparable

>parents both recently bought houses

... I told them about chainlink as well.. for years.. but they did not buy any of it.. yet they say they want to retire asap.. when I also said that it solves the money problem..

you can lead a horse to water but can't make them drink.

22 year old zoomer here, best year to be born. Not a dying boomer, and not one of the new zoomers that are obsessed with video games and can't have a conversation without. being autistic. The babies born now are pretty screwed.

No your generation doesn't change when you grow older. These memes are getting stale n outdated.

It's funny, because I remember a few years back 97 borns were lumped in with 94 borns rather than 2000 borns, and considered "early 2000s kids". But now in 2019, they're "undisputed zoomers" with "no memories before 2006". A complete 180 in opinions if I ever saw one

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This is correct.

Our chains aren't from capitalism fellow based user, it's a trick of the jews to brand all the ways in which they restrict us as actually being freedom, so we will beg for more restriction to save ourselves from "too much freedom"
Degenerates being able to be degenerates doesnt matter if you can discriminate in hiring, renting, selling, buying, etc. One of the systems they benefit the most from are when they can rely on government force to control industry and property rights to remove threats to themselves and funnel money towards their people - dont fight for that.

Umm 1200 sqft ranch? Is no one going to say anything about this?

I think you're confusing a "Ranch", as in a "large farm" that George Bush has, vs a "ranch" a type of home built and introduced in the 60's that are single floor homes.

You must be a zoomer, where your knowledge of homes comes from you renting.

>scorched earth
it's just getting started
the boomer is envious at the zoomer for all the knowledge and foresight we have due to the internet
their glory days were spent sucking and fucking while tripping on acid
now they're at the end of their trail and they're going to crash this economy...with no survivors

Every time I talk bout retirement at my office job their faces get flush. Wanna know why? Over 45% of boomers have NOTHING saved for retirement. They're ALL living off of credit.

Economic Day of the Rope is coming.

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I think I'll stay like the degos, krauts, poles, quackers, and Micks (a.k.a white niggers).

>white niggers
We literally have the greatest history compared to any other culture

Don't say I didn't warn you. Laugh it up now.

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shut up i want DOOM

stay in the closet fags
>I'm female
Holes can't post here

so do I, but I'm merely speculating based on what I've been reading.

I could be wrong, hopefully.

you should know Mick's history then. When they IMMIGRATED to the United States, they were known as "white niggers".

sauce: en.wikipedia.org/wiki/White_nigger

It's wiki, but I've heard this way before wiki was even a website.

According to the wonderful United States Constitution, written by immigrants, 2nd amendment applies to me as well.

Don't know why you'd be against a person that's also willing to fight for these basic rights given to us by our creator, and not be any government.

Don't tell me that a 1st gen citizen needs to educate you on US history.

Amerimutt but I have white nigger in me. Can't say I'm proud of it but luckly I look more German. Its funny that Irish Americans will actually brag about their shit genetics though

Chezuz crust. Wtf is wrong with her

Boomers are dumb as fuck because they've never known a bad economy other than the brief oil crisis. They grew up in one of the most prosperous eras in American history, so they're mentally stuck in that mode.

Boomers are literally incapable of NOT wasting money.

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>parents recently retired
>spent the first year traveling
>buying new cars and property still
>ask them how the nest egg is
>lol we have more money than when we retired

Feels great having non-retarded parents

Their either financial wizards or government teet suckers

You really like fantasizing about men in shiny leather boots eh user?

>According to the wonderful United States Constitution, written by immigrants
lel

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Nice projection. Violence is only a means to an end, there's nothing romantic about it.

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The former, me mum is a finance major and my dad grew up on a farm so he's used to frugality

Move to OKC .. $150k is a 2k sq ft house built in the 80s in a nice neighborhood

Yea but you're shit out of luck if you don't have tornado insurance

>go to college on full scholarship
>only visit home on holidays and briefly during summer
>most of my mail gets sent home
>dad takes out numerous loans/cards in my name and mother's name
>close to $140K total
>keeps a lid on this for a few years by intercepting mail and impersonating me over the phone
>call from a collection department somehow gets through to my college phone number
>no one EVER calls ANYONE on college phone numbers because they're all landline
>find out everything from an angry Spic collection agent girl
>economics bro tells me to look up my credit report
>holy fuck what is all this shit on here
>call dad to find out what's going on
>he immediately hangs up and flees house with a bunch of documents
>mom calls me, utterly hysterical
>spend next two years dealing with fraud departments while finishing up college
>credit score is Greece tier
>wageslave and whittle away remaining debt like a good goy
>find out dad is now part of an evangelical ministry service, some Billy Graham shit
>it's partnered with a pro-Israel lobbying group
>my life is some sort of horrifying Jow Forums/pol/ joke

Has anyone been Boomcucked harder than me?

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How is it that it's your debt if it was fraud? Sue your father, utter clownworld

>got jewed by his own dad

please tell me you have at least sued the fucker

Absolutely boomer'd

This situation should legally give you the right to kill your father

(and that's a good thing)
Now mush mush wagie, you need to pay for her retirement.

>their glory days were spent sucking and fucking while tripping on acid
worth it desu

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>will be forever known as the generation that contributed to the turmoil and retardation of the entire first world
Is it though?

He most certainly is, otherwise he wouldn't be bragging about it.

Sandniggers, pajeets and the chinese always, always, always brag about how much money they make / how much they spend because it's literally the only thing they have going on for them.

Which, I mean, I get it. When you're born like that you find comfort however you can.

>sue him
>get revenge

Once you have something like this happen to you, you just want it to be over, so you can live your life.

Yeah, I got boom'd pretty hard.

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Beat this
>Great Grandpa had 8 kids
>he had 450+ acres within Atlanta that he purchased
>Everyone lived their
>he had 80k shares of coca cola
>had 80k shares of Wells Fargo
>had 30k shares of JPM
>When he died it was suppose to be held for the great grand kids
>his kids need to make their own way
>they got lawyers and reversed his will
>split it among them
>they sold the land for less than 100k
>sold the stocks
>by the time they were all 40 they spent every single dime
>now they are poor
>father saw this and moved to another state
>haven't seen them in 15 years
>visit them
>old people living far below property
>living in literally shed
Did the math, they blew around 400M. All they do now is collect Social Security and complain about the our generation. I can't wait til they fucking die. All Boomers must fucking die.

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Shit I'm 21 and I can't remember but my dad has stories about me crying because I couldn't watch spongebob that day kek

It's not even about revenge user, it's about not having to take on the burden of your fathers fuck up. Seems like he pulled this shit because he knew he'd get away with it.

>implying i'm not a 22 year old doomer whose glory days were spent sucking and fucking on acid

Honestly, if you had been given the chance to live a life of hedonism and decadence with absolutely no upfront cost or consequence, would you have said no?

Wow, thats an real showcase of greed on behalf of your parents generation.

What could they have blown the 400 mil on?

Absolutely disgusting. Also what’s the point of a will these days if it can just be thrown out the window the moment you give some money to a kike lawyer.

you got so cucked. 400 acres in atlanta would be amazing property to have and worth assloads

Jimmy Neutron was the shit, my life has been inspired.
I pitty the zoomers just in time to get addicted to phones while young, but too late to see the best era of Nickelodeon.
>t. 1997

How fucking good did those disgusting boomers had it.

>How fucking good did those disgusting boomers had it.

When you grow up in the land of milk and honey, you take it for granted.