Jow Forums how fucked are you financially? I keep reading how most millennials have no cash so I'm curious

> 31
> $100k in checking
> $75k cash
> $0 debt
> $2.8 million invested in boomer stocks
> $800k crypto
> $5.9 million in trust fund

diversify, you wont make it betting everything on one horse, especially crypto

AAAAAH I WANNA BURY MY FACE IN THERE

22
28k in bank
10k in crypto
-8k in apprenticeship loans
0 GF

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We're on Jow Forums so we're all basically the new elite here

>1k of cash
that's it.
But I only started working half-time in july, now I hope I can get full-time from september to february and then travel in vietnam for like 5k.

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alot has gone on so im working with a bout 200$ and 10$ in dogecoin I bought on robinhood. still building up and seeing what works

im very upset that you dont have any metals. it just seems like a glaring hole in something nice
.

wait for housing bubble to crash. to put that money in a house.

>19
>200 a month salary?
>still comfy at parents home
You get a salary from a job. Your parents giving you money isnt called a salary little boy.

1k in crypto
5k in bank
700 in IRA

(38k) student loans

live with my parents, making 18k a year as a part time restaurant manager

listen up dudes. if you guys realllllly want to get your financial shit in order, you have to get into the You Need A Budget app. no shit. give it a free trial, use their free learning resources, watch youtube videos on the best way to use it. it will change your fucking life if you get into it fully. no matter what your financial situation, no matter how much money you make, it will turn everything around. it's called zero-sum budgeting. get into it. you're welcome.

>25
>54k in savings
>7k in stock on Robinhood
>38k debt (should be done paying off student loans in about 3 years)
>71k salary after bonus
>26k in 401(k)

I guess it could be worse.

Only working on saturdays fuckboi

He probably lives in a poor country, where a salary is only a few hundred dollars.

Nah from the Netherlands, but can only work on saturdays. Am done with college and going to start my own company.

This is pathetic

BRRRAAAAAAAAAAAAAAAAAAAAAAAAAAAAP

I now remembered my exgf posing like this naked for me when we were skyping.

How's it pathetic? It's probably better than 99% of college students that age.

24yo
No cash, no savings
$60k left in student loans

Thanks for your encouraging words fren

>21 yo, married
>€400k in bank account
>€250k house
>Not working yet, but got €3.5k every month thanks to renting houses
>Made €3k buying and selling Activision/Blizzard stocks some months ago

I want to get into stock exchange, cryptos and shiet and make enough money to do whatever the fuck I want and start a bunch of different businesses

3K in bank
1.5K in crypto
Bunch of student loans and a car payment

Just quit my job so I'm in trouble but job hunting overtime, actuallyI shouldn't be here, but I'm fucked until I get a proper job and I swear to god I'm trying

DUDE HOLY SHIT. I was so hyped up to smell a girls ass because of this place. So finally I'm in university and I'm hanging out with some friends in there dorm and they say let's get food and I say I'll stay you guys go. So when they leave I go looking for their sorry clothes. jackpot found them. Start pulling out underwear. First of all I was disgusted because they were fucking crusty like wtf and then they were mostly either blood stained or shit stained like wtfffff so I'm already worried. I sniff em and they fucking stink but it's a stink I've smelled before. My own ass. Fuck you guys.

I quit my job in April to find something else.

Took me 4 months but I got a gig making $25k a year more. You’ll def find something.

Gl fren

I've been scouted by like 5 MLM teams and there are a ton of tech recruitment firms trying to force me into signing a 2 year contract.

That's only when I'm absolutely desperate, but I have some interviews in the pipeline

we're all gonna make it fren

>trusting 4channel

I'm sure everyone posting about smelling a girl's ass have never even seen one irl before.

23
$60k salary
$33k total debt
$7k Cash and savings
$20k in crypto

Why did you think girl ass smelled better than any other ass? Its ass, dude

>car payments
yikes

Stupid question here, what's a recommended math level to invest? I terribly stupid but not so stupid as to not know that investing is how you get rich,the thing is I'm horrid at math

It's really hot if the girl is attractive though. I wouldn't care if it smells bad. The girl being hot makes it worth it.

>27
>65k in 401k
>60k in the bank
>21k in stocks
>7k in crypto
>7k car debt
>70k base + variable commissions

I still feel behind and I'm a complete neurotic when it comes to saving. I blame my boomer parents for saying we were poor and how hard finding a job is during the recession.

I feel hopeless at times with never having enough saved to start a family

What do you do

Well why the fuck would you just quit your job? At least wait until you've got some savings

This is terrible advice.

Diversifying will mean that if one thing moons then you're only partly exposed. Go all in, bet the house and if it fails then fuck it, buy some kneepads.

It was at a dive bar, made decent money but I was legitimately about to slam the head bartender through the front window. Everyone is getting real tired of her shit but she's butt buddies with the manager so he doesn't do anything about it

Either stay there, get my paycheck, stress myself into a heartattack and beat her ass or quit and do something better.

now I'm flipping pizzas for near $8 an hour trying to convince companies my degree and portfolio are worth $40,000 but nobody is biting

B2b sales. Not bad career path. Just have to not give a fuck

BBBRRRAAAAAPPP
>imagine the smell

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why do you guys have non retirement savings and debt simultaneously? just pay it off

>$36k savings
>$11k checking
>$7 roth IRA
>$90k salary
>$0 debt

Planning to by a townhouse soon.

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>38
>80k in 401k
>15k savings
>10k in crypto
>5k debt in taxes

Could be further along, but I afforded myself a divorce for 35k.

>28
€200 cash
€100 in crypto
€1.26 in bank
I moved to Spain a while ago
Best offer for job I've had so far is Cleaning dishes in a restaurant for

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Worst decision of my life to move to that shitpoor piss country.

18k stock etsy
1.2k checking
8k credit card debt
41k student loans

Oh and my 6 month car insurance bill came in the mail for like $455.

I make 40,500 as a crap paid accountant who has to pay entirely for my own health insurance. Health insurance bills total of $5000 the past year mainly because of a colonoscopy.

Don't say get another job. Got an interview on Thursday.

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What’s your strategy to get rid of the debt?

I'm fortunate enough were my company provides a car allowance every month.

I'm 27.

My salary is $70K a year.

I have 50K in checking.
30K in crypto
30K in 401k
$0 debt.

The surprising part of life is how I don't need nearly as much money as I thought I would before I starting working as an adult. Money pales in comparison to relationships, friendships, and experiences in terms of impact to my happiness and fulfillment. I've already worked up to the quality of life that I'm very happy with from a financial standpoint.

I honestly can't think of anything I'm hoping to achieve financially other than retirement. I started maxing out my 401k contribution this year and will do so for life.

BRRRAAAAAAAAAAAAAAAAAAAAAAAAAAAAP

Not all the debt is bad. $6000 of that credit card debt is at 4% I used to buy more etsy stock.

For the student loan debt I'm voting for the Warren / Sanders ticket for them to get rid of it for me.

Other than that I live at home so paying everything else isn't an issue. Student loans are on income based repayment anyway.

Smart move user, always take a work gap year after school. I tell everyone under 18 to do the same.

I rushed into university and am now paying the price by re-studying for something I care about (self guided study while in full time work). Accumulate Bitcoin though, don't fall for the alt trap. Play it safe, don't risk it on the shitcoin flavour of the month, which seems to be RSR at the moment

That is generally considered a mistake given the cash acts as an emergency fund if they lose their job.

What do you do

See

I don’t know user... are you making more than 4% p.a. on that Etsy stock to carry that debt?

Unless you can use debt as tax write offs to get you in a lower bracket, I found it generally not worth it.

>25
>58k salary
>20k crypto (15k link, rest btc bch and eth)
>20k retirement accounts
>10k investment account
>25k cash

I'm an IT auditor at a public accounting firm

I expect the etsy stock to double in 6 months.

As stated in an accountant and this is what my analysis of the financial statements suggest. Little debt, high growth, low expenses, high moral company.

What's the best way into that line of work? Common prerequisites?

>I'm an accountant

You will need a bachelors degree for a good b2b sales job at a reputable company. If you do not have a degree that is fine, you would just need to work a sales job that doesn't require it. Then as you gain exp you can move around.

Honesty, a degree is just a checkmark and nothing more. Once you are in the in interview, you have to sell the interviewer on yourself. E.i. I am the hardest working individual since God created the Earth in 7 days.

B2b sales gives you the freedom and control of your career that I find most careers don't give you. All you have to do is recognize your self worth and not be afraid to get uncomfortable. This is the hardest thing for most individuals to overcome and why they fail at sales.

I've got a degree, just not in a relevant field. I'll start looking at entry level sales work. I'd rather be a rookie in sales making 30k than the most experienced hardest working retail manager making 22k desu.

>than the most experienced hardest working retail manager making 22k desu.

This sucks, I know some managers almost hitting 25K at a company they've been with 5-ish years

Don't worry user. I know sales reps making 300k a year who have a degree in creative writing. Don't count yourself out.

All I wanna do is flex my work ethic for cash

Well let's see
>income of around 2320 every month after taxes + 400 for working second job
>rent is 830 a month now
>spend 300-400 a month eating out
>wind up spending the rest on bullshit
>70k in student loans
>still another 700 bucks of credit card debt i can't seem to get paid down
>depressed
>car is falling apart
>drained my savings moving from an abusive and dangerous situation
>waiting to hear if i am gonna get this position or not
>concerned because even though my manager said I'm the only one in line to get it, i saw they reposted the position
Gonna kill myself at this r8 bros

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user what the fck are you doing making 8$ an hour. you could make more from garage sale flipping saturday and sunday than wagecucking all week.

Anyways

>25
>5k in savings
>12k debt
>500 in crypto waiting for the bull run desu
>30k/yr 50K/yr after promotion next month

Net worth: -4k

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No degree only did one year of college btw

>21 yo
>no debt
>no job
>3k in bank
>20k in crypto (100% LINK)
>10-15k worth of shit for sale on ebay
>back to college in 2 weeks

>2k in bank
>24
>2k in 401k
>make 40k a year
>9k in car debt
>21k in student loan debt
>no crypto because it's a fucking scam

just a boomer trying to get debt free before I start throwing money into more assets

I'm Ukrainian, so my situation is different from American/EU anons

>be 18 (zoomer)
>work for the first time this summer
>make 12k UAH a month (~480$)
>have 15k (~600$) in savings account and with 12k impending for August next week
>have several gramms of gold
>no debt

reading this thread made me realize Jow Forums is poor as fuck. These 21 year olds with 1k net worth are the people giving you "financial advice" lmao

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Why are you buying a house when you already owe 10k for your car?

Why the fuck would you move from the UK to Spain, lmao ? Get fucked.

25 yr old
60k-80k per year salary
60k in debt
2k in bank
2k in crypto
Please kill me

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No

22, 6k in bank but decent inheritance coming once my grandpa croaks it

>buy my app
Fuck right off

I'd kill to be that well off

Bitch, I can't even afford rent where I live and most of my money is going to the Steins to pay off my debts since I handled money like a nigger in my younger years. I work 70h weeks and stressed all the time.

Depending on where you are and if you're able, be a trucker and hate your life, you'll make 80k in a year or two unless you're fucking retarded.

Dude, stfu you fucking nigger.

Accounting is a very important skill for stock analysis. Warren Buffett spent a billion without even seeing the company because he read their 10qs and shit.

22
200k in debt
Unemployed
120k in crypto (VIDT/LIT/SENT 30:30:30 split)

Trust fund babby

I hope this is true, just so I can feel ok about my own situation

Nigga bout to be 320k in debt

23
>2800 checking account
>800 crypto
>Around 300 in cash
>Maybe a thousand in assets if I liquidate non essential ones
All while having $100 in income a month
No debt, no credit
Almost no expenses
(Currently live in the commune my parents are a part of, but that will probably change soon. It's kind of like JWs but just one unit)

Can someone explain how this is so bad? If my crypto even triples I'll be able to pay back my debts handily and have some spare left over. Personally I imagine a 20x in the next year.

You misread my post.

I was clarifying I am an accountant, where as the original post said "in an accountant".

>I just need my money to triple and I'll be ok
Imagine thinking that this is secure