>25 yo
>22k salary
>60k student debt
>100$ savings
AMA
25 yo
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More JUSTED than me lol
What degree did you go for?
Was college worth it?
>60k student debt
Did you go to Harvard?
Where I'm from, going to college is 600€ for 6 semesters.
where you're from college is shit. Good luck competing with a degree from Slovakia
Germany
mutts wont get it that theyre actually the tards
t, gercuck
I lol’d
Ahmed ‘terrorism 101’, ‘intro to bomb building’ and ‘What is the REAL age of consent stated by the Quran’
Are not legitimate college corses
kekd
History and (((media))) communications (film).
Fuck no. My boomer parents took out the loans against my wishes. I didn't want to go to college since I really didn't have a plan at that age and knew I wasn't mature enough.
Seton Hall and CC
Any more questions? I've got 20 minutes left of my wagie lunch break
Nah, I'm good. Thanks.
Enjoy your debt
I'm 23 and make 70k with 50k in student debt. Why did you pursue such a dumb degree.
I already explained, my parents forced me in and I wasn't mature enough to do something worthwhile, so I did what sounded fun because that's what boomers always said to do
It's not too late go back and get a different degree or become an electrician or something.
You’re better of going to the Air Force desu
Can I really go back with 60k already hanging over my head?
No, that is difficult but can be done. Scholarships to afford new degree and you already have some requirements covered from your previous degree. Don't join military it's for fags. If anything join a trade because they pay decently with free training.
you got justed.
atleast you have a job with that degre.
you need to find a better job and start making some money on the side. interest will fuck you up. i don't know if you can still make good money with yt, doesn't hurt to try though. you could make some historical chanel.
something like this
youtube.com
>atleast you have a job with that degre.
I'm managing retail now
Why not try to get work in education?
Teaching licenses are a pain in the dick here in Jersey
You know how you don't have to pay student loans while in school? Does that affect the loans I'm currently paying if I go back?
>25yo
>22k salary
>$0 student debt
>10k savings
We're gonna make it, OP.
What's your degree in?
Also, what bachelor's degree has the highest median ROI?
u should of said no
They took out the loans after I said no, dude. They went so far as to block my enlistment (Army)
If your loans are unsubsidized then you will continue to occur interest. If they are subsidized the govt is paying your interest. If your loans are primarily private then they are unsubsidized.
I've got 2 larger unsubsidized loans at 7% and 2 smaller subsidized loans.
Don't know why it's all so fucky, but I didn't do the actual work for them.
I'm 24
50k Linkies
20k a year (Applying for jobs (Econ Major))
13k Debt
Hopefully I well get a job so I can pay off my debt without selling a single link. I actually didn't need to take out loans but I did during crypto winter to buy more Link desu.
Mine are similar. It's better to get into repayment and refinance to a lower interest rate. Mine are around 5%, some allow for a cosigner and you can get lower rates.
>Media communications
Fuckin kek
Biochemistry, kek. Med school reject.
To be fair, it got me an internship shooting with the History Channel
I have the same exact thing except i have an IT degree with a programming job..
>23yo
>23k salary
>0€ student debt
>25k savings
yeah we will, bro
22 yo
$24k salary
0$ student debt
0$ savings
how big is your LINK position?
Germany won't exist in 50 years. Your younger generation is all immigrants. It's another Africa / Middle East shithole in s few decades
22yo
8k Debt
30k Salary
0k Savings
80k BTC
I-i-i will make it, Right user?
huwhiter than you muhammed :DDD
>24 yo
>5k salary, still higher average in my country
>0 student debt
>1k savings, all in Link
Ask snow-nigger anything
> Slovakia
lol
one of Europe's worst shitholes
>21
>20k salary
>55k debt
>1 btc
>20 yo
> full time student
> 24k student debt by the end of my degree, no interest (except for inflation)
>$400 in savings
AMA
Donate blood pussy it adds up
>should of
You should have taken some language courses
Went right to apprentice after High School diploma for 3 and a half year.
Get paid during apprentice.
Manage to save 12k€ during apprentice saving every penny.
1 year and 6 months later saved up 40k€
40k€ Portfolio consists today of :
- 15k€ saved for 1 year in a savings plan on stocks / etf and etf(bond focused)
- 16k€ in cash ready
- 2.8k€ in Gold/Silver
- 3.7k€ in p2p lending
- 1.6k€ in crypto / 90% monero 10% Eth
Monthly cash flow:
Plus side:
2k€ in avg. Monthly wage after tax with benefits
100€ per month in passive income thru interest and dividends (increases next year by 80%)
Negative side:
400€ (mostly rent for parents sometimes but often they wont take any money cuz they dont need)
Investment cash flow
900€ in stocks
600€ in etfs (mostly dividend payers etf which replicate the index) also 1 corp bond etf and 1 emerging market bond.
TL;DR
I got no college as an Employer government degree here in Germanistan but im richer than 70% of the US American College Degree Engineers and i got like 0€ debt
FEELS GOOD MAN THANKS MERKEL
>28
>going back to finish my bachelors
>17k car debt (need for work, shitboxes more trouble than worth. Bought my car pre-owned but still pricey)
>not salary but make ~800+ week working ~30 hours between two jobs
>9k cash, 29k 401k, ~9k in BTC ETH LTC LINk with BTC being largest %, 20 oz. silver
>still live at home Kek girlfriend wants to buy a property she just got inheritance
Take a deep breath, OP. I only started trying to really get my shit together about a year ago. I have a lot of work to obviously do but I was also in a way worse position than I am now. Keep reminding yourself that despite how shitty you feel, you still make more money than like 90% of the planet and that by living in America you still have opportunity. I know college is a fucking scam but I'm getting my bachelors because I've got some connections are a couple of companies now where I can get a job so I am finally finishing my bachelors.
We are young. We will make it. We all will make it.