Guys. Guys. I just had a multi-million dollar idea. Marriage insurance

boydlawsacramento.com/what-is-divorce-insurance/

sorry linkies, not getting rich off this either

safeguardguaranty.com/

no idea's original, there's nothing new under the sun

-nas

Read it. That only covers child support and spousal support payments. This would help to cover division of assets.

This. The 50% stat is misrepresented. Obviously certain individual behaviors would lead to some being uninsurable and others being basically free. Something like marriage insurance on an Amish Couple from hundreds of years of unbroken marriages on both sides versus some man on his 6th wife or woman on her 5th husband.

What about a glory hole food truck.. it looks like a food truck but there is nothing but blow jobs given.. you roll up to a construction site, pretty sure half the men will pay for blow job..

Divorce rates for females are like 90%

you wouldn't be profitable. ffs something like 90% of marriages end in divorce within the first few years. so unless you charge like 50% of someone's income, you aren't going to be able to cover their ass when their ex-wife comes for their money.

What I'm also thinking is that we set up a prisoner's dilemma inherent in the contract. This prevents fraud and limits payouts. It's structured like this.

>if one party engaged in behaviors that void the policy then the other party receives both amounts designed to "make them whole"
>if both parties engage in behaviors that void the policy then it is entirely cancelled

If someone is trying to engage in insurance fraud then they are predisposed to backstab their partner in the scheme, and their partner is likely to reciprocate if not initially then after the double-cross is made plain. In the event of a normal divorce then both parties are likely to try and void the other's entitlement either out of spite or in an attempt at accumulate more assets for themselves in the event of a non-amicable divorce.

We can rig it further. Private investigators who look into the behavior of both parties and find a reason not to pay out.

you mean like living together?

Whatever the statistics say.

Brilliant

How are you going to suck that many dicks at once?

>Whatever the stats say
They say, the behavior most likely to lead to divorce is getting married. The 50% thing ain't really a myth, and, ppl buying such insurance would be skewed towards those already having some prior suspicion it will be required. You can profile out some of the obvious bangers, previous divorcees, anyone who has been near Nevada ever, obv. skanks, age diff > 15-20 years etc. But a binary 'get divorced, we payout' insurance would be, as noted, unworkable, hit rate (and therefore premiums) too high

Not if you adjust premiums and contracts based on sub-groups (50% is only true as a mean for boomers). Also if you don't pay out most of the time due to one or both parties engaging in behaviors that void the contract then you collect a premium and pay nothing. I'm suggesting structuring the policy in such a way that 90% of the time it doesn't pay out even when triggered.

I'd invest.

Yeah, life insurance, over a long enough timeline, its a guaranteed payout. Its just making it profitable first. The idea is not without merit, for sure, but idk how you package it

What I'm thinking is that in the event of divorce a prisoner's dilemma built into the terms of the policy that result in it becoming void during the normal actions taken by divorce lawyers would render it null.

Nasty custody hearing where accusations are filed? Once filed they nullify the policy. Cheating? Thottery nullifies the policy. Risky behaviors likely to trigger divorce? Policy nullified.

We'd only pay out if one or more party was essentially blameless.

>safeguardguaranty.com/

I tried this once but when I pulled up someone kicked my dick.

Sorry to hear that user.. if it was one of my hoes she will be reprimanded immediately..

I think it was the construction foreman. Anyway I never went back there.

but that would be illegal as it is discriminating against the gAeYs

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>meet girl
>want to marry
>get marriage insurance
> marry her.
>1 year in
you're not the man I married user; I have fallen out of love with you.
>divorce rape ensues
>get payout from insurance
>Twas a good decision
>ex finds out and takes you back to court for half........wins.

This is how I see this working, but I am still interested in how you would structure it.

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lol just don't get married moron

no real need for it since we are now making smart contracts for legal marriages where prenups cant be broken and courts are null and void of interferring with. dyor tho but a marriage and divorce will soon cost less than 1 ETH. theres guys already coding it.

Car accidents you have like 10 in your life

/thread

It would essentially compensate you after assets had been split. It would be structure so as to compensate for the splitting of assets.

Let me introduce you to the idea of moral hazard

Moral hazard would have to be categorized and qualified so as to void the policy.

The only effective marriage insurance is not getting married lmao

What's the benefit of this over a prenuptial contract?

A prenup is voided fairly easily. This is designed to help make both parties whole again after assets have been divided.

Based and fuckin red pilled. Write up the business plan, fren

This is unironically much better and less contentious than a prenup

how does that work

why do you think that doesnt exist?
marriage is too high risk

i mean they become lesbians and remarry?

then get divorced again?

it would need to be purchased by one spouse against the possibility of the other spouse divorcing him/her. because you can't insure for an event that the policyholder has total control over

You raise a good point.

Back to r*ddit

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they have more partners than men

add "people raised in LA or Miami" to that list

we need to market this shit, how about we start with blacked.com

I think he was quoting the rapper.. shitily

This guys knows what's he talking about. I did the math also, for men is like 42%...

Thanks.

r/woosh