Got money but no idea how to start investing

the mechanics of financial advisers mean they will push products onto you upon which they earn a commission. financial advisers are nothing more than thieves who are required to tell you they are stealing from you because they are qualified. don't rush to invest that money, spend some time watching the stock market, learning about forex, crypto (and technical analysis vs value investing)
and other instruments and contrarian economics above all.

Diversify risk and don't put all your sheckles in one single basket.

thank you! i lived like a crackhead to save it. that sounds reasonable to me. i did one free consultation/trial or whatever with a financial adviser and the dude came off like a salesman to me. he did not get a call back.

unironically, i am like 90% in on this and you will learn after years of watching any market, during great times of fear and uncertainty, is exactly when you should buy an asset (because it is cheapest).

As the old (rothschild) saying goes; when there is blood on the streets, buy real estate.

why the fuck would i larp saving 27,000 a year for 7 years? are you fucking stupid? dont you think i would have something more impressive to flaunt? sorry for asking for financial help on the financial board you fucking onion.

Look up index fund investing, roth/traditional IRA's, HSA accounts, or shit just hire me and i will set you up, for less then a financial adviser.

pics or this is a classified larp thread

pics of fucking what asswipe? you want me to screenshot a bank statement on my phone, plug a usb cord into my computer, and attach it in the thread just to prove that i have a slightly above average amount of money saved up? fuck off. i dont do the e-banking shit either so i couldnt if i wanted to. im here to get advice and if you arent giving it im not interested in entertaining you.

Continue saving. Leave it in a savings. Maybe consider a savings in a bank like American Express that offers higher rates than most local banks.
Markets will one day tank. That is the time to buy IMO. I would go normal brokerage account. If it requires a tax advantage to make sense it don’t make sense (401k & Ira). Roth is cool in my book.

I am a believer in lowering one’s GAFF.
GAFF means Give A Fuck Factor.
200k is a lot of security to lower your GAFF. Your largest threat is inflation. Second largest is bank failure. Comfy spot considering most of this nation are in poverty/paycheck-to-paycheck due to self inflicted choices.

I have gold. I have silver. Up to you if that is what you want to play with. Right now I am PM and US Dollars (Savings) only.

I am guessing you have no debt. If you do have debt end that shit. Debt means a higher GAFF in most conventional situations.

Do you have friends who have to manage assets? Friends who are no stranger to managing multi generation inheritance? Fuck our advice here, check out their advice.
Ad-vice.

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Buy silver, physical silver.
Buy crypto, blue chip crypto like btc/eth/link.
Buy land /houses.
Buy dividend yielding stocks.

Keep living like a crackhead, accumulate until you have enough houses paying you rent /dividends paying your lifestyle then retire. You'll probably be 35 before that happens, then you can really live like the 1%.

Ok, the way I would go about it is:
20% - very low risk investments (savings)
40% - mutual fund
35% - real estate
5% - high risk, your choice whether you play with shitcoins or cfds
Don't listen to dumb cunts. Never trade higher than 5% with anything coming close to leverages or shorting. You can get into debt that way.
Get into it by reading books about it, trying to immerse yourself into the culture,idk dude.
If you don't wanna do that, a financial advisor ain't that bad

you can get the bank statement on your computer too.

your bank is only accessible by phone? Yeah, this is a LARP lol

Since you have no knowledge of investments whatsoever, my advice is to put all of it into index fund ETFs, something like SPY or VOO. All of it, and let it sit, it will average 6-8% YoY and in 10-20 years time will be a shit ton of money for you.

Don't pay attention to crashes or stagnations or rises or anything, over time it will appreciate.

Not that guy but why would it even matter if he's larping or not. General advice regarding investing should always be discussed here

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buy BTC

this is the best advice; if you don't know anything, just open a brokerage account, deposit the money, place a market order for as much SPY as you can afford, and then just don't touch the account for the next 20 years while it grows

if you wanted to go this way, make an account on Fidelity so you can buy one of their zero-cost mutual funds (you can google "fidelity zero" to read about them -- they currently offer four). Other mutual funds are generally a rip-off.
separately, I don't think it's a good idea to keep 20% of your money in cash. we're going into an unprecedented era of zero/negative interest rates and I wouldn't count on inflation to stay below 3% forever. And meanwhile banks have started cutting the interest rates they offer on savings accounts. 20% cash is a bad idea IMO
you can get exposure to real estate either through stocks or you could consider a website like Fundrise
for your high-risk investment I'd recommend bitcoin

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Never trust (((financial advisors))). They will make sure you only invest in things that make your money work as hard as possible for them (the banks). This is what jews do, they pretend to be for your interests but they are only for theirs.

Not quite so nefarious, a little more on the inept/lazy side of things. They offer no more insight than your average investor, they just know how financial tools work. They'll lazily put you into a bunch of mediocre shit and then take a 1-3% cut for your trouble. There's no way to prove that you're doing worse than you would be on your own.

Go all in AMD

Don't listen to the crypto kids

THIS. why would it even make a difference if i was fucking larping. like i said, i just want fucking advice. im not here to prove anything.

I'm in a similar boat as you but I'm 46.
I put almost 200k into Vanguard last month. A dozen different mutual funds and half dozen ETFs. 5-25k in each. A little bond-heavy because I'm chicken.

In order to decide what best to do with your money, you need to figure out what your goals are. For example, do you want to keep the money available for the near-term, or do you just want to save for retirement age?

Diversify, diversify, diversify
Buy a little of everything.

Crypto, bonds, stocks, mining shares, agricultural shares

A little of everything goes a long way