2019

just never fail to make a payment, how hard is that?

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Yes I'm getting hundreds of dollars a year FOR FREE. In addition to other benefits.

Why wouldn't I do this again?

why do you use crypto again?

>be good goy, make payments on time, pay debts, etc...
>have 800+ score
>kikelord tries to claim false damages after moving out of apartment
>never takes me to court (because he'd lose), instead reports me to a collection agency
>score drops 100 points
>now have to go jump through hopes to remove this

credit scores are a meme

I gave up on trying to increase my score. I never missed a single payment in 7 years and it wasn't over 700. So I said fuck it and stopped paying all debts. I don't even care about it I have rich parents.

>being a old fucking 30 year old man

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fucking nobody uses crypto

How to fix now that I'm out of debt

No one uses crypto lmao

crypto is a meme

>Giving your financial data to Jews for 100 bucks

It's free money guys!

Just wait a few years. It's like 7 for bankruptcy people. How often do you need good credit anyways? To buy a house? The market will dump as boomers dies and there's more houses than buyers. Renting? Just pay a lump sum. New car? Same.

imagine getting that butthurt after getting shown how hard he got brainwashed

>look, i'm a good goy with good credit score

>i get free money

rule no. 1
nothing is free, retard

>ohhh nooo they'll find what I buy!!!!! it will be included in anonymous statistics! noooooo

But it is free. I don't give a shit if they see what stores I buy things at.

privacy is not free, commie retard

keep eschewing your slice of the pie, more for the rest of us

You're beyond help if you think not using a credit card means your habits aren't being monitored. I get offers all the time that are like, open a new card spend 1k get 250. Just make sure you close them out when you're done, and that there's no yearly fees, and you're golden. I've been basically living my life on 80-85% of the sticker price by default simply by maximizing in that way.

I mean, we reap these benefits pretty much directly at the cost of our colleagues who lack financial discipline. It's actually pretty fucked up and we'd need to make serious social and structural changes to fix it. Which I'm not actually opposed to either.

We don't have privacy anyway unless you live like a total autist tinfoil wearer.
>Commie
What does communism have to do with using credit cards? Did communists create credit too?

everything I don't like is communist!

Communists created capitalism

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your financial statement goes way wider than informations like "which flight did he take".

china introduced the human score. cucked states changed it and uses it solely based on financial information, it's still a communist result.

only in the united states of cuckistan everybody uses credit cards. europe for example most use debit (obviously many also credit cards)

in the states it's normal to have multiple credit cards, europe it's rare to have a credit card, even more multiple if it isn't one from the company.

everyone I don't like is a cuck!

you should ask them for some more free money

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>bragging on Jow Forums about plebbit things

doing gods work OP

Okay but for whatever reasons credit cards are the norm here, so I would be missing out if I don't use them. As I had already explained.
>Chinese social credit system
I actually liked that idea in some ways, but we don't have that in the US.

which is what i explained. you're getting forced to use credit cards so they can score you.

>I actually liked that idea of a commie rating system but don't have it

you have it.

>score you
And you anticipate the US implementing a similar system? I doubt that would happen.
>communism
There wouldn't be any money under communism though