I worked as financial advisor for the German government

im from germany by the way forgot to turn memeflag off

1. Why did you leave?
2. Anything worth investing in?

multiple things:

1. germans suck at banking. in comparison to their industrial and management prowess, at least.
2. terrible rate of profit for almost every german bank: few investment opportunities, low cost of capital -> ultra-low interest rates.
3. they own tons of derivatives that may or may not explode in their face.

but notice that the overall probability of default of deutsche bank is moderate at worst.
the shift in probability of default in case of an external shock, however, is tremendous.

Does the back of your ear hurts from inside, like there was a tiny gremlin feeding on your guilt?

you wont become one right after your fresh gender studies masters, thats for sure.

yes, experience, relevant (!!!) experience matters a lot. ive seen literature PhDs get hired as finance advisors, because theyve been at Goldberg & Silberberg & Partners Investments for two years

Are you that same fucker who comes every now and then and says that everything about Europe's problem is rooted into not making much babies?

What is Germany's game plan for implosion of EU?

idk.
speaking purely in terms of economics, germany will never ever become venezuela-tier, youre playing the macroeconomics game on tutorial mode.

What does Germany think about Italian elections and the two main eurosceptic parties in here forming a coalition?

if it comes to an actual (!) trade war - no, the US are more powerful than the EU and China combined.

trump making passive-aggressive tweets is not a trade war, mind you.

it will be very heavily strained, to say the least. i cant even make a serious prediction, since there hasnt been a country with this demographic pyramid yet, in history.

Do you think the EU will break apart in the next 10 years? And in what dimensions it would have influence on the German based export economy? Without the € our currency would be overvalued and we cant export our shit anymore as far as i know.

1. i didnt truly leave, im too fascinated with finance. i simply went into macroeconomic modeling and programming, because i grew exhausted of the "consulting bullshit bingo". and politics is boring as fuck.

2. now is a bad time to invest. around 2010, you couldve invested in anything (except nokia, lel) and wouldve ended up 30-50% wealthier by now.

today, volatility is high and everyone who is saying "i know where to invest for sure" is lying.

dont buy bonds.
dont buy memestock like tesla.
buy healthcare & elderly care stuff. governments seem absolutely unable to properly cut costs, so pharmacy companies will make windfall profits.

blackrock has fantastic products, if you want moderate gains at moderate risks.

ah, and japanese + korean stock might perform fantastically, if there is a crisis in the west.

law student here. any hints you can spare for a comfy life?

prove it

Did you advise them on how to destroy white people fastest while saving money? You system slave.

So it's European Federal State then? When?
Can you give us an estimate for the body count, that Merkel and co have accepted as "unfortunate but necessary losses"?

yeah, im in emotional turmoil all the time.

*wake me up inside*
*call my name and save me from the dark*

Any news on what's the status of fusing the German and French social security and pension systems?

Since you say that you're in the financial area of the government, I suppose you don't klnow much about the "let's import exploding rapefugees" project.
So then I ask: how much is Brexit gonna affect the EU?

What do you expect for Portugal? And how did you get into finance? Did you major in finance/econ?

wat?

africa has many, many babies -- didnt seem to do much to solve their problems.

so basically what anyone whos paying some attention can say, lol. was hoping for more details, or some speculation, but thanks anyway..

let me try this another way. if that domino falls, what kind of systemic risk do you think this poses, and is there anyway or any possibility of safely unfucking their shit?

how big of a shock would you say would be big enough? maybe throw me some lobs of different types of examples, if you're feeling it.

there is none i have heard of.

to even re-program the banking system from the euro and TARGET clearing system, it would take seven years and a budget high enough to fund a rival for microsoft.

If we got rid of usury in say the USA, what would be the effect in global markets. If the US imposed anti usury laws with threat of war on Europe, what would the reaction be? Let's say for the sake of argument define usury as anything more than 1% interest on a loan, and forbidding any compound interest absolutely.

Can the UK make a good situation out of Brexit or are we just going to be made an example of so others dont follow us down the same path and leave?

what about this : magazin.spiegel.de/SP/2017/45/154110330/index.html

if military is planning in case of EU collapse, i doubt the ministry of economy/finnce/whatnot has nothing up its sleeve

Hypothetical

1. The US is no longer the reserve currency - how does this affect Germany?

2. Germany discovers the largest oil and gas field in the world in Berlin - what happens to the German economy?

What will happen if Italy says fuck the QE bounds and refuses to pay them back?

It's dangerous to not have a decent set of kids growing up to take care of the elderly and get jobs that the older generations can't/won't do anymore.
Unfortunately the politicians of the West just keep importing people instead for instant work and votes, instead of investing in their children like successful K-selecting populations do.

What do you think of the Petro-Yuan system coming up from China?
How dependent or comfortable is the EU on the fiat USD debt system?
Does the EU have anything to gain or lose if the USD loses world reserve status to something like the SDR?

Why isn't DB bankrupt yet? Remember the treads where DB's bankruptcy was imminent? Remember Jow Forums watching DB shares feverishly?

germans, in general, dont care too much about politics afaik.

personally, i think that the italian elections are the most important event in recent eurozone history. and i am glad that the un-empathetic technocrats a la renzi or berlusconi are gone.

as for the new coalition itself, it sounds like a recipe for disaster, if there is one. you got a party that pledges to dramatically decrease taxes and a party that pledges to dramatically increase spending ... good luck?

law is one of the hardest degrees you can take in germany, afaik. you study around 7 years for one exam that you might totally fail. good luck?

make sure to pick a good specialization you actually care about. where the money is. mergers and acquisitions, taxes, compliance or something.

why germany is importing millions of men from middle east and not ukraine ?

i dont think so. the end of (insert political institution here) has been predicted ever since (insert political institution here) exists, but the EU has a lot of reasons to stick together. i think the EU will become something like the OPEC, where the members follow a common agenda, despite disliking each other.

yeah, that is the basic underlying mechanic, but theres also more behind it. but if the euro were to collapse, germany would be in massive trouble for a while.

How's the TARGET2 balance going?

Attached: Smile.jpg (600x600, 94K)

heres a photo of merkel no one else has and you can also notice no one was hindering me to take the shot.

no. the fastest way to destroy a white person would probably be acid, but i didnt tell them that.

1. How Germany is gonna handle "refugees" problem with their welfare and incoming families reunions?
2. Does Germans politician hate Poland because it's becoming more than supplemental economic area and cheaper working force?

euro-integration will not proceed much further than it already has, since each member state has unique politics and problems.
european states are not like chinese states or american states, they have a much stronger sense of identity and, most importantly, their politicians still have to please their own electorate, not those in neighboring states.

idk which body count you mean. have some finns you know been killed recently?

>AMA

is the eurozone financial system basically just brussels sucking europe dry?

He obviously means all terrorist attack due to her satanic open border policy

each and every of macrons reform proposals have been rejected so far, and there is little he can do about it.

also, i cant fathom see the benefits of such a merger. the german and french pension systems are very different and the german one is in a sad state.

you can ask me questions about the refugee crisis too, its simply not my area of expertise.

not too much. britain was neither a Eurozone member, nor did it contribute much to the EU, if you all consider the discounts and extra benefits it got.

it will mean that germany and france have even more power, i guess.

Ukrainians have low fertility.
middle eastern are imported for their fertility rates. the government is actually redpilled about demographic studies.

Redpill me on the Romanian economy on how it looks from the outside. Are our faggot politicians cooking the books, because 7% GDP growth last year seems like bullshit to me. How long until we become Greece 2.0?

What are the most lucrative careers in the future of EU, in your opinion? Like something that's niche now but will explode in the near future and the normies don't know about it yet.
Thanks.

The only real solution is doing the right thing.

Fair enough. It's just that it really is either that euro would be eliminated OR federal state. The middle ground is unsustainable.

Euro cannot survive without full blown federal state.

Every financial expert should know this already.

How many plans in the German government's drawers for when the EU will fail?

Will EU ever promote Europe for Europeans, or are they 100% committed to demographic displacement/White genocide?

Yeah. Slav men were fucked because USSR. And western men are fucked because USA degeneracy.
AFAIK polish women are fucking fertile in western countries,

projected automatization on economies and when it will be fully adopted ?
they are tottally foreign culturally

what is your opinion on us German Turks

your situation got a bit better under the recent government that seems to give a damn about its people.

nonetheless, portugal isnt in a good situation and might never be again. it probably sounds harsh, but you dont have much going for you geographically.

how i got into finance: by not studying finance. i studied basic computer science, then got in data science, then programmed in a bank, then in a financial services provider, then got here ...
idk if its a path for everyone. my job used to be very stressful and i dont earn *that* much. you have to like it.

What's your opinion on negative interest rates?

why did u faggots let in invaders, you fucking kike niggers, do you expect your salary and bonuses will save you from niggers lynching you?

>171830204

Hypotheticals above your pay grade?

have you seen neets get hired after 2 years of shitposting Jow Forums?

i didnt know what level of previous knowledge you had, so i started from the basics.
everyone thinks good economy = profitable banks, but it actually can be "good economy = unprofitable banks", like in germany, or "bad economy = happy-go-lucky-banks", like in after-2008 america

so, the more in-depth answer is this: the deutsche bank is not a regular bank, it is a crucial piece of the eurozone infrastructure. basically, they bought derivatives of many european states, which made lending for them (the other european states) easier, but also put
all of this might or might not have happened in accordance with madame merkel, under DB CEO Ackermann.

after the damage was done, the following CEOs tried to steer away from this extremely risky strategy and diversify the deutsche bank portfolio, but to little avail, as the german capital market is very overcrowded (lots and lots of money, little investment opportunities). the strategy to move away from the german investment market failed as well, as others do international investment banking far better than the germans.

notice that the meltdown of deutsche bank stock (google a chart) began right in 2007, at the beginning of the eurozone debt crisis. from 80 euro per share to 14 or so. this heavily implies what the biggest risk for the deutsche bank portfolio is.

*if* another full-blown eurozone crisis happens, the deutsche bank is finished.
if not, they might just go on living for a long time.

How many kikes have you met in there?

What are goals of Germany in Eastern Europe? Could Germany abandon Eastern Europe and create a union only with France and rest?

you would have a nearly-communist economy.

i mean, what is the incentive to invest into anything risky, for interest that is less than yearly average inflation rates? you would have to literally confiscate private property, or print money and hand it out to companies.

both would be bordering on the sort of thing that causes venezuelas round the globe.

it is probably perhaps to have a debt-free economy, but not without starting from zero in many regards.

>because it's becoming more than supplemental economic area
this is false user

you will be made an example of, certainly.

afterwards, everything is possible with a good (!) diplomacy team. sadly, britain doesnt have a good diplomacy team - at all.

focus on your own problems, since most of them are home-grown and had little to do with the EU in the first place. the EU was a literal scapegoat in this whole affair: you were promised solutions for your home-grown problems if you just left a political union.

doesnt work like that.

> lots and lots of money, little investment opportunities
elaborate please, there are loads of fine startups around EU states that would throw themselves on their knees for pennies lmao

When is the next recession going to hit and how severe it's going to be???

we were ruled by three parties the last 10 or so years:

FDP - clowns without any competence in anything besides lobbying
SPD - too concerned with being re-elected to make long-term plans
CDU - caused the current situation in the first place

they dont even have a proper pension policy for the next five years.
whom of these do you expect to do long-term strategic planning for the future?

>lots and lots of money, little investment opportunities
where's the best place to ask for it?

Cryptocurrencies. Thoughts?

this may outside your scope of expertise, but which european countries do you believe have the strongest economies? by that i mean economies that are relatively resilient and less dependent on other countries

would the czech republic fall in that category? (as I am a dual citizen of there)

>1. The US is no longer the reserve currency - how does this affect Germany?

swiss frank scenario, e. g. people worldwide rush for the currency (euro) and the central bank tries its best to limit demand.

>2. Germany discovers the largest oil and gas field in the world in Berlin - what happens to the German economy?

germany becomes the wealthiest country in the world and announces building a mosque fancier than those in UAE and qatar

No it would be a National Socialist society. Banks would be nationalized, currency would be linked to production which would deflate over time, and interest free loans and anti rent speculation laws would get rid of real estate parasites. We would simply kill countries which refused to play ball with us. Nukes if you employ usury slavery on your citizens.

>the government is actually redpilled about demographic studies.
Shouldn't they import rabbits then?

what will happen to you if you refuse to go to work tomorrow and pay your rent?

italy defaults, since no one will be willing to finance it anymore.

afterwards, italy might try to re-build its economy, and, after decades of greece-tier turmoil, might resurface as more or less prosperous. but since italy imports most of its energy and technology, it will be difficult to say the least.

What is Germany's endgame ? Will the nation collapse as its been stated before ?

1. Can the European countries even afford to build up their militaries again?
2. Why do Germans support die Linke even after the DDR?
3. Will support for AfD continue to rise?

>What do you think of the Petro-Yuan system coming up from China?
not happening. china itself is too dependent on american investment to ever decouple itself from international finance.

also, china is too risky and untrustworthy to serve as lead currency provider, as things stand. their growth is astonishing, but standing on shaky feet right now.
>How dependent or comfortable is the EU on the fiat USD debt system?
normal right now. the euro is strong against the dollar, but germany nonetheless has a huge trade surplus.

the EU has its own finance system that is far worse than the American one, btw.
>Does the EU have anything to gain or lose if the USD loses world reserve status to something like the SDR?
the leading role of the US dollar is, to a large degree, based on military power projection. the EU doesnt have that, (germanys army is far weaker than even that of turkey, for example) so little

Also: How big of a threat/concern is Russia to Germany?

Thanks for the reply, pretty much confirms what i suspected......

What do you think about TARGET2? Is it even a scam?

written a lot on this topic already:

...

:*>

it just goes to show how much money is based on virtual data and trust, nowadays.

wtf is even AfD's economic plan?
What would happen to Euro if they pulled Germany out of it?
Or German banks?

My uncle works at nintendo.

AMA

ukrainians dont have a lobby, refugees had the best you could ever wish for.

Interesting thread op, what do you suppose the end goal of the EU is in regards to the mass migration matter. Are they truly trying to crash the west with no survivors for the sake of one plucky democracy in the middle east?

Can you expand info about this lobby further?

While I absolutely do believe you, I'm curious on what factors you base that comparison.

1. eh, badly? germany has a cumbersome (albeit highly competent) legal system, so asylum pleas take years to proceed. and even if they succeed, there is nowhere to deport the rejected people to.
2. eastern europe is a germano-french colony and theres little indicating this will change. you dont have the private wealth to buy the stock of your own companies.