Are they right?

Everyone in America. They accumulate wealth rather than returning it into the flow of the economy.

Rich people are rich because they don't waste their money on shit they don't need. I don't speak about their kids or grand kids. Poor people stay poor because they get a credit with interests to buy the new iPhone or Samsung shit even tho they could get one for 100 dollars. As a student I never had debts unlike many of my colleagues, because they thought they must go on vacation in New Zealand for 2k euros every half year.

>having all this shit
>nightmare world

It's true though. Most people don't even have a budget

Are you telling me people with huge amounts of money save it? Holy fuck my world is destroyed.

somebody post the couple who spend $300 a month on starbucks

If everyone in America does that then why is the cuck in the OP's pic bitching about being poor when he spends money on all those goods and services? Or are you just lying to start shit?

Happiness is earned through series of goal oriented decisions, not nihilistic apathetic lethargy

kek my mom and sis used to do that

>Fuck people who made money tell us exactly what we're doing that keep us from having money also

>Rich people are rich because they don't waste their money
This. My friend's grandpa was such a penny pinching cheapskate when he was alive but on the other side of the same coin if they had an emergency he could drop a couple hundred grand right on the spot to pay for a surgery or something.

Money is disgusting. We could be living in a transhumanist ethno-ruralite communal pact but money is preventing that.

No.

I make less than most of my friends and yet they live paycheck to paycheck while I've got a 6 figure investment portfolio. People are poor because they are retarded and can't say "no" to throwing money at stupid shit.

>cheapskate
It's not even about that. You don't need a new iPhone model when it's released. Basically use your brain and control your greed.

Being poor is the best incentive for you to become more skilled, more knowledgeable, or less of a pussy.

Capitalism is the first system created where you have the choice to change all of that. Unless you dig yourself a hole in debt, then you fucked up.

As is being a man-child weren't bad enough, this one acts like a little girl as well.

>want to get friend something for birthday
>just give me $100 to get my hair done
>k. I’ll get it to you next week
>4 days later
>hey user I’m short on rent can you help me with $100?
>umm I can let you have the money for your hair
>b-but then I can’t get my hair done
>would you rather be homeless?
>*sigh*
>I guess not

I spend about £36+ a month on Starbucks, I get a white mocha 3 times a week in my breaks, then just sit there and use the free wifi to post on Jow Forums. I really fucking regret spending that much on coffee a month, I've been thinking about going to a local smaller coffee shop that should be cheaper, I just don't know if they have internet and I don't know if they will let me sit around for 2-3 hours while I shitpost.

Available at your local public library at no cost if you are responsible enough to return it by the due date.

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Exactly but manchildren and especially womanchildren fall for the hyper consumerism propaganda and must buy. I mean ffs people who were waiting in like to buy the Iphone X were literally clapping, cheering and filming the first guy to walk out of the store with his purchase. Like what the fuck.

so much this. i cringe when i see millennials dropping 500 for football tickets or going out to eat all the time, or paying to rent a bunch of space you dont actuallly need. millennial poverty is their own fault.

>I just don't know if they have internet and I don't know if they will let me sit around for 2-3 hours while I shitpost.

Yes that's pretty much a requirement to be a coffee shop.

Fuck that noise. If you're poor you shouldn't drink or use drugs because your poverty is already a sign that you aren't very highly functional. Don't make things harder on yourself by getting fucked up.

Having a phone is good though. You need to be able to communicate to earn money.

I'm pretty sure they mean the latest $1000 smartphone here though.

Honestly at this point I’m just really really tired of rich actors or ‘celebrities’ that go online and pretend they know a single thing about being poor or struggling to get by, and then try to blame other rich people so they can securely plant themselves in the “us” camp for their us vs them bullshit.

those are the reasons we're richer than 99% of humans to ever exist, if you wanna be richer than the guy next door, stop buying avocado toast

>dude live beyond your means don't accumulate wealth and shit

Looks interesting. I remember growing up always wanting to know more about money and finances but always being pushed away when I wanted to learn by my poor parents. Part of it was shame I guess, because they didn't want me to see how poor we were or something? It sure as fuck didn't help me out at all.

What the fuck is this nigger saying? Is it even english?

But those reasons are literally why I'm poor user

No, not in the slightest

Sack the fuck up and go check out the other place you fucking crybaby. Fuck starbucks.

Those blue checkmarks don't come cheap, I doubt they're too hard up for cash

no, if he didn't waste his money in retarded consumer shit he wouldn't be poor

Poor people are better off now than at any point in human history.
>I grew up poor in a poor neighborhood.
>My family survived off of food bank rice and cereal and powdered milk. >Growing up, my fucking life goal was to own a fridge with a water dispenser on the door like my rich friends had.
>Joined the army at 18
>Bought house at age 21
>Bought fridge with water dispenser in the door
>Married nice, loyal white woman
>3 blond haired, blue eyes kids
>Debt free

Poor people really are only poor because they would rather buy smokes than help themselves. You know what would make your shitty life bearable? Making some sacrifices for a few years so you can claw your way out of being a poor piece of shit.

>life is hard therefore i must always reward myself with treats

this, do these faggots not know the meaning of restraint? do people just go out and spend hundreds of dollars a week on shit?

>be poor
>spend shit ton on money on frivolous shit
>some internet retard tells you its pkay because it feel good and you shouldn’t listen to rich people who are probably rich because they avoided doing that.

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>people pay $100/mo on cable when netflix or a comparable service is a fifth of the price
>people drink alcohol bought at an offsale when they could make a batch of homemadw wine fot 1/10th the cost
>people pay their dealer for weed when a small hydrpponics setup could keep you in green forever
>"hurr the newest iPhone with 50GB of monthly data is a right, not a privilege"
No this person is flat out retarded. World is a shit stew but in part you gotta blame your own consumerism and lack of moxie

Watch Elizabeth Warren's youtube lectures on why the middle class declined. Read how Wall Street got rich off screwing the poor in 2008. Read how the repeal of FDR New Deal by Reagan started the downward slide and the decoupling of labor productivity to wage growth.

Read Thomas Pikkety.

no homo.

Yupp leftist trolling has devolved into telling the truth.

This. Don't eat fucking caviar for breakfast all the time and complain you're poor.

I've had fucking flip phone since 2006, still use it, although I have a 4K gaming PC. Why? Because I don't need a fucking phone for more than texting and calling.

You can do all of these things while saving money. It's called moderation. Go out twice a month, buy middle shelf liquor and don't buy a new phone every time they release a new iPhone. Pretty simple.

You are aware that 'rich dad' never existed, right? Like, there's literally no proof he ever lived.

If you are poor it's because you spend too much money on avocados, Starbucks, and other stuff you don't need. Just budget your money. It's super easy even a retard could do it.

If your life sucks it's because you are stupid, lazy, and blame everyone else for your bad choices in life. Just be smart. It's super easy.

It's amazingly easy to just budget your money, make smart choices and if you keep at it you'll be a millionaire in no time.

Trust me.

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Hahaha kids are fucking dumb. waaaaah waaaaaaah the worlds bad cause i read liberal scholar bullshit and life is just too easy, but work is hard and i cant stay on my phone or vidya if i work! its so bad!

you fuckers are wasting your time talking to another revision of "elisa". That bot's replies are complete shit bordering on random spewage. It would be better off as a mechanical turk with a non-english speaker.

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Starbucks wouldn't be so expensive if you didn't need to get a fancy drink every time. Just get a regular coffee.

that guy is a conartist, tard tier advice for the dropout masses, same tier as Amway

>do people just go out and spend hundreds of dollars a week on shit?
Yes, ans very often.
Then these are the same people whining “waah im so broke!”
I remember when i traveled with se friends last year how they’d spend hundreds a day buying bs for no good reason, then they’d run out of money and call their parents for more.
I mean, i could’ve done the same, my parents would’ve just sent me more money.
But it was the fact that they spent without control because “mommy and daddy will just send more if i need some” attitude is what opened my eyes.
I had a budget and maintained it, i spend on shit and had fun, but i wasn’t going around buying unnecessary shit like them.

I like how they made the dumb aliens fat.

He's a fucking Americunt. It's your fucking fault this world is a mess and people feel ill in it. You have no right complaining.

Just fucking suicide.

youre not that far off. i busted ass 16-28, made some good investments and retired at 30.

I once calculated if I took all my vices (beer, cigs, monster, etc.) and put that money in a mutual fund every year, I'd be a millionaire by 40.

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Amway: #1 example of how the rich get rich off screwing the poor with lies exploiting their gullibility and willingness to worship and idolize the rich

>work in restaurant
>make myself avocado toast for breakfast nearly every day
>boss is fine with it, will sometimes as for me to make him some

High iq correlates with ability to defer gratification and net worth....

but you'd still be gay

I paid off my house by being very selective on what I valued. No, having weekends off when you are broke is stupid. Pay off your debts by budgeting and living with less. Poverty is a result of bad choices and false pride.

yes, its called being smart and industrious, and guess the fucking what? Not many people are. hahahahahahah

If you go out for "Drinks' you're literally throwing away money to poison yourself.

>Poor
>Cut out fast food
>Never drink or smoke
>Don't do drugs
>have a simple flip phone for business
>Don't have cable

>End up saving enough money to buy a truck and can keep paying for gas and insurance
>Lost 35 pounds
>Not in debt and have money in my pocket and the bank

Wow it's almost like being responsible by giving up some pleasures because I don't dwell on "Woe is me, I'm not rich and an elite" actually helps and made me a better person because I took up reading and appreciation of what I had instead of hedonistic and frivolous feel goods.

Even an expensive phone is justifiable if you need it to do thing like drive uber, Lyft, courier jobs, etc.

Yeah, I don't like black coffee, I only use it when I'm trying to stay awake or be alert, and a white mocha isn't that fancy and tastes good.

lots of boomers are on Jow Forums now so expect they will cuck.

>your phone wirelessly connects to your car
NIGHTMARE WORLD!!!

>it's okay to live above your means because much boredom
Don't make excuses for this shit

Will do, shouty angry American man.

Not for me and that's my only concern

Even on a crappy salary, thee average American still lives better than billions of people around the world. Spoiled ungrateful cunts.

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No it isn't. A samsung J3 does anything an iphone x will do at a fraction of the cost

ITT loads of boomers talking about people saving money. HHHHHHHHHHHHAHAHAHA fucking faggots

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Plenty of people who don't make much money also don't spend half of it on frivolous crap. He's complaining about being judged for drinking, playing video games, and smoking 'whatever'. All of these are objectively unhealthy wastes of time and money. I highly doubt anybody chastised this guy for watching tv or having a phone.

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$100 for a fucking haircut?

>haha how dare you boomer imply i'm not legally entitled to the iPhone X2 the moment it drops

I love lefty salt in the morning.
Poorfag nigger bitches btfo yet again.

> Nightmare world they made for us
Tweeting this on a $600 iPhone from an air controlled organic coffee shop where xhe just spent $15 daddy gave xher on low carb onions espresso, cos xhe's definitely trying and lose 180lb xhe accumulated by enjoying the overabundance of literally anything her ancestors 200 years ago couldn't even dream of.
Yeah, such a nightmare world.

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What's the big deal with avodacos all of a sudden?
It's just a fucking fruit like any other, has it become fashionable for some reason?

Cause sitting on your ass and bitching about it is really going to solve the issue. Nothing is fucking guaranteed in life. Stop being a whiny cunt and make something of yourself. You know what separates people like you from Chad CEOs? They bust their ass and don't make excuses for their shortcomings. If that isn't painfully obvious to you, you need to unironically kys.

How people use a coffee shop is weird. I'm not a big coffee fan, but I participate in several clubs that meet at coffee shops. I don't mind spending 2 or 3 dollars for a cup of coffee or an iced tea if it means I get to have a place to do my activities for several hours. Otoh, I would feel retarded if I bought coffee day in and day out on my drive to and from work

>drink, eat out, watch tv, go to movies, play video games, have phone
But rich people do the same fucking things like us right ? the only difference is they don't go to cinema, they own a fucking cinema.

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>t. bugman

>your inheritance is nothing

Sorry your parents don't love you

>tfw will inherit 137 acres of woodland and a 2 story log home

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You can literally get a straight talk Samsung at walmart for $50-$80

It's not the avocados it's the student loans, shitty jobs, and high ass rent. lol

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It's not that serious man, it was some banter for the screen caps.

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J3 doesn't let you drive uber

After they establish enough income.

wtf I can't afford rent after buying $2000 of funko pops fuck you drumpf

boomer! Go fuck yourself you fucking piece of shit.
doesn't realize that most of that shit is directly from boomers acting like spoiled little fucking children

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My sister is poor, on welfare, never worked in the last 20 years and lives off of food stamps. She still smokes like a chimney and packs are like 8 bucks each here.