Is college a meme?

>Student loans cannot be discharged via bankruptcy
So what happens when the person can't repay the debt? They can't take something the person doesn't have and letting it hang over their head for their entire life seems too barbaric, even for the US

>They can't take something the person doesn't have

If they truly have nothing, then yeah, we don't imprison debtors (with the exception of alimony and child support because big daddy government hates men).

But if they have something, the gov. can seize assets and garnish wages.

> letting it hang over their head for their entire life seems too barbaric,

If you're smart, you'll enroll in a debt forgiveness program- 10 years if you work in gov. or non-profit, 25 years if you work in the private sector. The latter program entails a lump sum payment at its end which may end up bankrupting you (the gov. assesses forgiven debt as earned income within one calendar year lol).

If you don't enroll in the program then it will hang over you for the rest of your life- gotta do your homework and be proactive son

>Be Danish
>Never spend a day in debt
>Get a job
>Get fucked by 45% welfare taxation scheme

Life sucks no matter what user.

you can't declare bankruptcy on student loans

Go study abroad you dumb fuck.

they say if you hate the game don't play it, but our society shouldn't be so barbaric that our games suck so much we need to play new ones

You live in the worlds wealthiest country. 5% higher education population needed. Do the math at how the Gov aceives this.

College is one of the biggest memes you can fall for. It doesn't take a genius to realize that if everyone is getting a degree than jobs that require a degree will be much more competitive. Unless you are in the top 10-20% of whatever field you are going into just dont bother. Getting a trade and living modestly will saving money is a much better long term strategy than just spending a shitload of money on a degree in the hopes that you MIGHT get a job. And guess what? There is a good chance you are going to hate your job anyways and if doing STEM will probable be working long hours (50-60 hour weeks). and guess what else? you probably have a better chance at getting a job by just knowing people than getting a degree. so good luck getting a job that has anything to do with math or engineering when there are 10 year old asians and brown kids doing calculus just waiting to take your job.

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>2010-2018
>entire world of knowledge at your finger tips, for the price of an internet connection
>free at the library
>i know, I'll borrow over a million dollars for fucking tooth school lol
>I won't look at interest rates, job markets, job placement after graduating, entry level pay, anything
>1000000 dollars
>oh wah feel bad for me

Get fucked, idiot. I taught myself Linux and programming with nothing but a shit hp laptop and the internet, now I'm 28 and pull 130k a year. No debt.

I have no sympathy for dumb shits like that, it's all voluntary. You don't have a right to education, and if you don't wanna be in debt nigger learn a trade

Is it really that different in America? Because over here if you go into STEM you get job offers thrown at you.
I completely agree about college often being a waste of time though.

>t. dropped out of a stem degree but still managed to get a high salary in the degrees field

So he's going to ignore his debt and focus on raising his daughters so they can pay it instead?

When you travel the highway, you’re bound to run in to highwaymen. The whole university ecosystem has been capitalized out of usefulness.

Smart people don't go to college.

Smart people start their own business.

for most things, yes

the insanely low standards of getting into college nowadays means they'll write student loans for anybody with a pulse

student loans CANNOT be defaulted on, this is literally the only reason Bernie Sanders had any kind of a chance to get elected, there are so many retarded fags with student loan debt that they form a large enough constituency to have political influence

with that said, the kikes that approve these loans are predatory as fuck, they piggy-backed on the baby boomer mentality that "everyone should go to college" and built out streamlined ways of acquiring said loans to get as many people indebted as possible

in reality, college should be reserved for the best and brightest and shouldn't have any kind of affirmative action

the majority of student debt loan holders are women

>Just let the interest run up as far as it can.
>Make a publicity stunt out of it until the government backs down.
>Government passes new student loan debt laws
>Guy gets his loans forgiven because bad PR
Might be some 4D non-linear chess in there

My advice, unless you know exactly without a doubt what you want to do, don't go to college and especially not a high-end university where you might graduate with a $40,000 Liberal Arts degree that will get you a job bagging at Wal-Mart.

If you know for a fact you want to be a Doctor, Computer engineer or something like that and you are smart enough, then it's worth it.

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