I lost 140K in savings, im 26 years old, i lost everything i worked for for the past 9 years over a short time.
I wont detail my loss, but how does a man recover from loss of wealth? esp if you put hard work and dedication into something and ended up failing, im feeling cynical, feeling despair, suicide looks very good.
things arent looking good guys, what are some Jow Forums ways to get back up.?
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You should have spent it on drugs you faggot.
>New Zealand
>loses 140K
Did the sheep market crash over there?
how the fuck are you youngfags getting so much money
I'm nearly 30 and I have like $3000 in my bank account
Stop being a Bitch. Get up and make money. Lower living expenses. Take money not involved in living expenses and buy property. Rent property out. Repeat. Repeat. Easy.
how did you lose it?
I lost everything in the 2008 real estate crash -- my home, wife and job. It's taken awhile, and I"m still not where I was, but I'm earning it back, one paycheck at a time.
It's a grind, but you can do it, user.
you make yourself better and dont dwell on the past.
but your in the wrong place if you dont just want to get called a faggot and to neck yourself.
I'm sure it was crypto. He bought at the peak.
I cannot even imagine having that much money.
btfo
Can neck turn into Bourdained.
how did you lose it you faggot
lol wtf
How did you lose it, faggot? If drugs or women, then you’re a fag. If you lost it in a legitimate business deal that went south, then you’re just a dumbass who needs to learn from his mistakes and rebuild.
Get fit, money won't matter when the economy collapses
Learn from your mistakes.
Don't trade.
Buy diversified multi-asset mutual funds or ETFs instead.
why are you saying wtf
seriously fucking help me
This. .?
Did you actully create vaule or was all your "money" from rent seeking?
>marrying a divoroastie
>3k in your bank account
What the fuck are you on minimum wage or something old man? Get a real job or fuck off.
Sucks to be you. My only advice to you is to double down and invest in TRON. This time it will work and you'll get rich very fast. The other and cheaper alternative is to kill yourself.
he probably fell for the memecoin scam
I make 49k a year
>You man up (even if you are a woman or at least encourage your man to stay stronk).
>Move on, start over, work hard, save money and get back onto your feet.
>Then start a family and secure a future for your children and nation.
There is zero reason you can't be happy while making a meager salary.
You have to learn to enjoy the simple things in life. By merit of the fact that you live in a modern society, you already enjoy a more luxurious life than 99% of the people who ever lived before you.
Get rid of any material desires, find a good woman who values the same things, and enjoy a simple life.
I can't count the number of shitty self help stories I've heard assholes sling about when they "lost it all" in their late 20's to 30's.
Learn from your mistake and get back in the ring. Then write a self-help book and become rich off of shitty get-rich-quick seminars.
That's plenty where I live to be middle class. Solution: move out of the city.
Ok then where do you live?
And what do you do for work?
you are actually doing better than a lot of people
Its just money who cares
Bant and jokes aside user, I feel sorry for you. If your main investment was in BTC, just wait. Don't worry about the short term. Forget about it and look back in 1-2 years. Don't despair. If you day traded and lost it all, well... You are still young and you have plenty of time to rebuild your nest egg.
This.
Who doesn't enjoy simple/cheap things?
Camping/Hiking is cheap.
Books/Games/Entertainment is cheap.
Good food is cheap as fuck if you cook yourself.
Learning is cheap.
Ultimately love is cheap if your spouse is of an equal mind.
Get a computer, a library card and a fucking bus pass. Wow, you're set for life.
Most folks don't even have that.
Still even a slavshit on minimum wage such as me can save like 3000$ per year so what the fuck Tyrone...
give us the details you stupid fag
Yeah it would suck to lose financial security but you were able to achieve it to begin with, also stop worshipping mammon
>one post
Fuck off you stupid cunt and either tell us how you lost it or stop sliding.
What if you lost it investing in crypto or penny stocks?
LEO, rural/suburban-ish NC between 2 cities.
You need to become a NEET and build up again.
How did you lose that amount of money? The only thing that comes to mind is gambling or a scam.
140K savings at 26 years old. You do realize that this is not the norm OP? Most people don't even have 2K when they reach retirement age. Don't be a faggot. You have at least 40 years to get back to where you were or more. Fucking whiny millennial little shit.
Slavs can survive on 2 slices of bread and vodka and still somehow make gains in the gym. I'm not a slav.
American success is a meme I'm convinced, I read a stat here on Jow Forums that more than half of Americans make less than 30-40k a year.
Despite what a bunch of faggots living with their parents on this board might tell you - that money does not go very far.
You expect him just to be happy with his loss and not talk about it? What's with this thinking every statement is whining?
Does Australia have European style healthcare? It's somehow omitted from popular culture. Canada this, Canada that.
An American investment banker was taking a much-needed vacation in a small coastal Mexican village when a small boat with just one fisherman docked. The boat had several large, fresh fish in it.
The investment banker was impressed by the quality of the fish and asked the Mexican how long it took to catch them. The Mexican replied, “Only a little while.” The banker then asked why he didn’t stay out longer and catch more fish?
The Mexican fisherman replied he had enough to support his family’s immediate needs.
The American then asked “But what do you do with the rest of your time?”
The Mexican fisherman replied, “I sleep late, fish a little, play with my children, take siesta with my wife, stroll into the village each evening where I sip wine and play guitar with my amigos: I have a full and busy life, señor.”
The investment banker scoffed, “I am an Ivy League MBA, and I could help you. You could spend more time fishing and with the proceeds buy a bigger boat, and with the proceeds from the bigger boat you could buy several boats until eventually you would have a whole fleet of fishing boats. Instead of selling your catch to the middleman you could sell directly to the processor, eventually opening your own cannery. You could control the product, processing and distribution.”
Then he added, “Of course, you would need to leave this small coastal fishing village and move to Mexico City where you would run your growing enterprise.”
The Mexican fisherman asked, “But señor, how long will this all take?”
To which the American replied, “15-20 years.”
“But what then?” asked the Mexican.
The American laughed and said, “That’s the best part. When the time is right you would announce an IPO and sell your company stock to the public and become very rich. You could make millions.”
“Millions, señor? Then what?”
To which the investment banker replied, “Then you would retire. You could move to a small coastal fishing village where you would sleep late, fish a little, play with your kids, take siesta with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos.”
Seriously? I have over 30k in savings and been out of high school 2 years
Try comparing yourself to others. I'm 30 and was coasting on the something-like-royalties for a bunch of music I made/sold when my style was popular. Long story short, my gravy train ran out, I'm 30, and I realize that my style is no longer popular, and other than music I have no relevant skills. Plus I realized my whore exwife was a golddigging slut who managed to actually convince me she loved me, because once I wasn't making good money anymore, she up and stole our baby and left. Maybe take solace in the fact that you're younger than me and probably more skilled in things that make you money, without crushing child support based on how rich you are that you'll never be able to pay back, all while appeal after appeal are denied because you are "capable of earning" that much.
My father lost a business when I was growing up. We were eating hot dogs and beans quite a lot for quite some time (no joke). He rebounded, though, and ended up making more money than he had ever imagined. My family went from TV dinners, thrift stores, and a near foreclosure to private schools, vacations in Hawaii, a month long excursion in France, and a summer home in Florida.
It was a profound trial for my father, but he persevered and never let his personal stress become our family stress. Learn from the past, don't lament it. Regroup and use all of your mental energy to focus on planning your future. Persistence is always 90% of the battle.
If it came from a career, just work again and save. If it was a one time event like lottery, gift, from parents, or stocks (even then how do you lose 100%?) then expect it to not be easy. Work on yourself 100%, have a marketable skill or career, work on it and grow, or become self employed.
There was people that were millionaires and lost/remade it several times. Divorce doesn't help either don't remarry or pick the girl better (I believe you marry only once so a lost is permanent).
Here's a protip, your memecoins were never worth 140k. You would've never been able to liquidate them to begin with.
saving hardcore is a meme, i spend on expensive food and drinks, enjoy life
>1 post by this ID
Ya'll got trolled.
>American success is a meme I'm convinced, I read a stat here on Jow Forums that more than half of Americans make less than 30-40k a year.
Multiply that by 2 due to marriage. Being married to someone who is working is a huge advantage. Also, smaller and more rural towns can mean that 30,k there is like 120k in Cali.
>Proper camping gear costs a lot.
>Books and games are overpriced and you usually need a good rig for the later which is at least 800€ worth.
>Without a vegetable garden or a proper produce market you can't cook for shit
>Women want money, comfort and a successful man while staying on top of the hierarchy these days... You are better of with a hooker or find an import wife.
Sorry to break your fantasy but nothing is free these days.
Just move to the countryside if you want a comfy life and sell your produce to markets to make a living or become a handyman.
I recognize your post from a different thread
how do I stop being shit with money? My parents were shit with money and now I am. Fuck I always buy stupid shit that I regret but I just can’t stop. I already paid off and cut up my credit cards but I just hit the ATM and end up buying some slag who won’t fuck me a coffee or a buy another watch or some stupid shit and I can’t even save because then I just buy a more expensive stupid something. Pls help I’m tired of being a nigger tier broke ass cracker
>American success is a meme I am convinced
Someone I know made 30k busing dishes this year.
What do you do for a living and what ancestry are you?
I do it by doing shady shit on the web. :)
lmao 10/10
you forgot the most important part -- the ending...
"may you know true contentment today"
Sorry fellow music bro you’ll be ok
National Socialism summer like the last thing that would give my life meaning but it worked. Before you die know in your heart that Adolf Hitler a humble revolutionary knew that there was much more to life than 100ish grand. Fight for something real not just numbers in an account.
Hope your wife didn't get BLACKED
that sucks man, I knew a few people who have gone to vegas and gambled to get back up, others just gave up and killed themselves, I hope you like gambling
/thread
start small to learn control. Start with something like not buying softdrinks for a month or just not buying something you like/want. It hurts but over time you will learn selfcontrol.
The goal setting of saving more each month after a while will be the next rush and it will do the rest for you. First it will be 100, then 500, then 1000, then 5000, then 10000, then 20000, then 50000. and so on.
y..yeah.. Fuckin' women, man. The rest would be cake if not for my exwife
We have both public and private health care. You also get taxed more if your over thirty and don't have private health insurance. But you also have to pay Medicare tax which is a Levey tax on top of your regular tax.
>tax
>tax
>tax
>tax
This is why I am glad I am an American.
>$40k does not go very far in the US
Sure, if you're a nigger or a large city dwelling söyboy. If you live in rural or small city US that sort of income will cover a house payment, healthcare, basic living costs and payment on 2 late model cars. Then you put your wife to work part time whilst the kids are at school and end up with $20-30k of savings per year.
>making less than someone who is 23
Its like you don't have two full time jobs and an under-the-table business. You'll never get anywhere in life if you stay complacent. Also cut your expenses, how the fuck do you only have 3k in savings? That's how much I'd have in profit each year if I was only working one of my jobs.
Not everybody lives at home for free.
Definitely sounds like stock market shit.
We also don't have the right to free speech.
Don't forget the goods and services tax (10% of the value)
Alchoal is also taxed out the wazoo.
Countless other taxes.
Can't own semi automatic rifles tho that's a bad goy.
I might move one day.
I moved out 3 months after a graduated.
The most likely reason most Americans dont even have 1k in savings let alone an emergency fund is because you are lazy.
Being poor is a choice when you live in a first world country. Get a job, don't have kids out can't afford/don't go to school if you can't afford it and you will be fine
lol if you're serious then you're going to burn the fuck out in a matter of months. I tried your way for a few years. I had 2 $30,000 middle management type jobs that I could work somewhat simultaneously, but was always on call for either. Once I got them running smoothly it got easier, but I was working 15-18 hour days 6 days a week, teaching music on my day off to rich kid faggots whose parents thought they were gonna be rockstar faggots, basically getting paid to reinforce that delusion for them. I only made it 2 years like that. Hell, maybe you'll keep it up to 50. Enjoy your heart attack, though.
Is that you Tim Lambesis
that sucks man but you should hire a lawyer and demonstrate changed circumstances to get your alimony reduced
what state are you in? child support formulation is usually fixed on a grid. alimony is more variable
> straight out of highschool
> 30k already in savings
you are bullshiting everyone here or daddy and mommy gave you money or let you live rent free while you saved.
>30
>old man
learn to never invest in memecoins again
>management
Oh no wonder you're a weak faggot. Is pushing paper and fucking around with an excel spreadsheet too hard for you big boi? It must be really tiring having to look busy all day.
Man find a room mate and be disciplined about your spending.
>I earn ~1300€ NETO monthly income or more depending on shifts which is 18000 € per year with a paid month off included.
>My rent with utilities is 300€ per month thanks to roommates and living in the countryside.
>Insurance (car and life) is 80€ per month.
>Food and hygiene stuff is 300-400€ per month.
>In the end can still save about 500€ every month
>For food I eat pasta, potatoes, sauerkraut, leberkäse (liver and cheese patties), pork schnitzel, chicken eggs, paprika, some sauces, sunflower oil and fish soup which is about 30-60 € in weekly expenses.
Just don't spend money on vidya, movies, going to night clubs or booze.
Once I do finish an apprenticeship in 2 years here to become a CNC and tools technician I'll easily earn 1800-2200€ a month as well.
Don't take Slavs as some superhumans who survive on alcohol and air.
We just learned how to save money and survive due to communism fucking us up.
Also one extra advice: Invest in your self when you can.
Sometimes a qualification even if it's just a certificate on paper can earn you much.
Learn a language and pass a certification test for it.
Learn to us a tool or work vehicle and do the same.
Just knowing how to drive a fucking bulldozer or crane ensures you have work.
Get right
Are you fucking serious? That's like the average house. You need a better job.
You get taxed too fucking retard.
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This never happened and this is a slide thread. plz don't respond R*ddit.
Get a good job, and stop being salty that people got their shit together well before they were 18 while you were fucking around
it's just money dude. Think about the shit that made you the happiest, the most satisfied with living, I guarantee it wasn't the numbers in your bank account.
It was petting a really happy dog, loving a good woman, creating something, learning something new.
Life is way too interesting to let money get you down friend.
> I am pretending to be a big boy with daddys money
suck ur dick faggot
you're 26... because you're that age you don't realize it, but 26 is soooooooo young.
when you're 35 you'll laugh at how young you were when you were 26 and when you're 45 you'll
laugh at how young you were when you were 35. and i assume the same will be true at 55.
if you're lucky, life is long. ups and downs. stuff is rarely as deadly serious and life impacting as it
seems in the moment.
Where in my post did I use the word free? I said cheap.
A fantasy? Me and most of my friends are living it.
You're forcing an overly negative narrative here.
>It really doesn't. I can still fish with my childhood rod and sleep safe and sound in a 10 year old tent. 500-2k euro every 5-10 years is cheap.
>Books are free at the library. All the classicals are also free through an e-reader (50-500 euro) thanks to project gutenberg, online libraries, regular giveaways on online retailers like amazon.
>800 euro for a computer will give you access to -any- game released the last 30 years. Barring natural decay there's no reason to upgrade. At any rate 800 euro every 5 years is not a lot of money.
>You don't need a vegetable garden for that. You can buy straight from the farm, but it's not necessary to bypass markets. Ingredients are cheap.
>Angry incel shit.
Ok.
thanks user. This is good advice and I’ll give it a go
This
I remember freaking the fuck out when turning 24, laughable
>140k
>average house
Maybe I need to get out of the bay area.... I wouldn't even be able to afford the yearly property taxes on a house here.
Don't, trust me its better here than most other places.
I came here from the USA and I wouldn't go back to that shitpile if a gun was pressed to my skull. Just maybe trump can fix it a little, but it wont be enough.
Say what you will of the US, but one thing is sure is that we won't be our own gravediggers.
The minute Canadians, Europeans, Australians, or New Zealanders have substantial amounts of shitskins your normies will know why we lived as we did, with no healthcare, guns, harsh judicial system, and poor social services. By that time we'll be long gone or unlikely, but possibly, have some sort of ethnostate or white oligarchy or something of that likes.
Anyways, when that happens, the entire nanny state of Europe, Canada, Australia, and elsewhere will completely collapse. Imagine the nigs taking advantage of a public healthcare system, free college, and all the other gibs you give like free housing. It would be a financial disaster, hell, we can barely turn a profit without such gibs. Your Liberals will sell your country to China.
I am glad America won't receive such a fate. Although when my nation dies, we will most likely loose, we die with honor and integrity. You will be sold off to China so nigs can get more gibs. I'd rather have this nation die 50 years younger than receive such a fate.