If you worked for 80k a year (90th percentile) for 20 years and didn't spend a dime, you would only have 1.6mil

if you worked for 80k a year (90th percentile) for 20 years and didn't spend a dime, you would only have 1.6mil...

isn't that a very small sum of money to waste 20 fucking years for?

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Depends on why you work.

Were you lugging boxes? Or were you building/designing systems used by millions of people?

Once you have a family you will understand better. It’s not about hoarding and making a number go higher. Life is about finding the people you care about and providing for them and they providing for you.

this is why I'm a neet

in practical terms, as long as you have shelter and food, there is no reason to work. your life won't significantly improve until you make $250k a year. unless you're clearing that much you might as well stay home.

Nigga I also bet you use life potions in videogames instead of hoarding them in your inventory... This is not how you beat the jews

No point to making a ton of money anyways. Work a job either abroad or from your computer where you can feed yourself, buy vidya, and get some nice whisky. That’s what I’m doing

Use your money, to make money. It takes money to make money. The more money you have, the more power you hold to capture more. Be a rent seeker. Retire your grandchildren.

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>potions
>Minecraft

I'll give you a reply to redeem yourself.

The point is after inflation and life expenses, you're not going to have shit for retirement or your children. It's a losing battle.

And oh yeah, don't forget to subtract taxes from that 1.6 as well.

I’ll hit 65 in 2060, betting on either being dead or society being completely different in such a way as to make planning pointless. Besides, you yourself have said that boomer-style retirement planning is out of reach for us.