>accident forgiveness
Encouraging irresponsibility
>allstate
Not available in all states
This is bullshit.
Car insurance should not be mandatory. If you are a safe responsible driver, that has had no accidents at your fault, you are being cucked by these bullshit laws making you pay for a service you do not need.
...
We shouldn't have cars anyway, we should have robust public transit infrastructure. Personal transportation should only be for specific needs, like moving furniture or something.
Insurance isn't mandatory you absolute faggot.
t. illegal immigrant driver that rear ends people and then speeds away from the crime to avoid deportation
You would still have to pay mandatory taxes on your robust fucking public infrastructure. Whether you used it or not.
The argument stands.
Yes it is retard. Life hack me on having no insurance and save me some money
1) Own your own car(s) outright
2) Put your State mandated minimum liability coverage amounts in escrow (your bank can help with this)
t. stupid leaf
That's not my point.
Are these insurance companies still being PAID? To drive a car legally you still have to prove that you paid your insurance.
>mandatory payments to private companies
This is wrong.
>driving without insurance
>Encouraging irresponsibility
Wrong. Regularly getting into accidents will spike up your insurance rates no matter what. The idea is that since most people are not flawless, a one-off mistake can be forgiven.
>Car insurance should not be mandatory.
So if your ass gets into a car wreck, and it's your fault, and you can't afford to repair or replace the other asshole's car, what should happen?
>If you are a safe responsible driver, that has had no accidents at your fault
No accidents YET. To be human is to err. This is a universal truth and you are an idiot if you think "I'll never get into an accident." There's a reason why it's called an ACCIDENT.
You can insure yourself user as long as you have the funds. No insurance company required. Do you need to be wealthy to afford putting ~100k in an interest bearing savings account? Yes. Is life fair and equal? No
>Wrong. Regularly getting into accidents will spike up your insurance rates no matter what. The idea is that since most people are not flawless, a one-off mistake can be forgiven.
A one off mistake is forgiven and everyone's rates increase. People who crash frequently increase it even more.
>So if your ass gets into a car wreck, and it's your fault, and you can't afford to repair or replace the other asshole's car, what should happen?
You should be held liable. Civilly.
>No accidents YET. To be human is to err. This is a universal truth and you are an idiot if you think "I'll never get into an accident." There's a reason why it's called an ACCIDENT.
I should obviously be required to pay for insurance in case i fall into a wood chipper. Just in case. No. Fuck you.
Well, good.
Being a miserly jewnigger and intentionally ignoring indirect benefits doesn't make an argument.
>I should obviously be required to pay for insurance in case i fall into a wood chipper
Cancel your life insurance. Then post your address.
Also, with technology in cars and such, like "auto stop," rear view cameras, blind spot alerts, don't you think insurance rates should go down? If your car is doing the driving for you, why should you have to pay the same?
If you honestly think that, your IQ is too low to be allowed to drive at all.
Bad and you failed dude. Maybe next time
>life insurance
>car insurance
God damn dude you think like a nigger
Yeah no shit
Why should you have to pay at all?
I've never heard of universal driving insurance. Driving is a privilege, not a right. Same with healthcare.
Some people are not going to like this post.
> Strange Statue of Liberty placement (impossible)
> Annoying fucks who cannot drive at all
LIBERRTIE LIBERRTIE LIBERRTIE
liberty.......
Of course it is a privilege.
>to exercise your privilege you need to pay a monthly premium
State mandated coercion.
Meant for
>2) Put your State mandated minimum liability coverage amounts in escrow (your bank can help with this)
I remember seeing it be around 50 or 250k in my state.
This is not feasible for the majority of drivers.
>dont be poor
kek
>implying life insurance would cover it
How do people not know the insurance meme?
The majority of shit people do is not covered and they lie about circumstances to get it covered.