Let's call it "The Ten Good Friends and the Sharing is Caring Money".
10 great friends live together with no parents in a big fun house. What a party! [interracial dancing kids playing around happily]
Each month, everyone puts some of their allowance into an emergency fund that anyone in the whole house can take from if they need it. It's called the "Sharing is Caring Money", and it's very nice to have.
The Sharing is Caring Money has a total of 1000 whole dollars in it! The 10 Great Friends refill it each and every month, and each month, all of the money gets used up, up, up by the 10 roommates.
Linda, John, and David don't ever use any of it.
In fact, they are the only ones putting anything into the Sharing is Caring Money! :O
They each put in $333 dollars apiece and nobody helps them any at all. Poor Linda, John, and David.. It's not very fair! But they still do it because they want to help and they are good sharers.
Rosa and Jose don't use any Sharing is Caring money either, but they also don't put any money into it at all.. They are not good sharers!
Juana, and Lupe, though: They take $200 each month to buy things with. Sometimes they pay their rent with it, sometimes they buy food, and sometimes they even buy toys for themselves! Uh oh Juana and Lupe.
Susan and Sharon take $50 each to buy things with, and they always use it to buy a little bit of delicious food with.
Shaniqua, though... Shaniqua is not a good sharer and is being very greedy! She takes 500 whole dollars just for herself every month.. She spends it on her car, her cellphone, her friends, herself, and on treats, which are very unhealthy and so Shaniqua is very sick. :O
So let's recap:
The white friends in the house use $100
The Hispanic friends in the house use $400
But the black friend in the house, she uses half, gobbles it up, up up! She uses a whole $500, all by herself! Uh oh.. I bet her roommates don't like her at all!