Lol stupid nigger. What Millennial can afford to buy a house? Do you have $50k sitting around for a downpayment? Did you pay off your student loan usurer?
Noah Richardson
Based
Elijah Johnson
oh wait, he can't since most of the cheap ones were bought by shitskins and illegals. Now the housing prices are through the roof due to shortage. Reap what you sow brainlets.
Josiah Cook
Why take out a student loan to go to college for a degree? There are PLENTY of trade schools and the like that will teach you a USEFUL skill AND help you find gainful employment. YOUR bad choices are what is holding YOU back. Don't whine and complain about it now. Landlords are responsible for the property taxes, insurance, upkeep etc.
Charles Johnson
no communists are not right about this but these guys are
Very True actually. Landlords are good for nothing parasites and extortioners. They deserve death on the day of the rope. Everyone being entitled to a home and the abolition of property taxes for regular citizens is one of the biggest ways to ensure freedom from america's zio-corporate whore house economy.
>Rent is nothing but a wealth transfer. It is also voluntary. If you don't want to be in this situation then make better life choices.
Brody Morgan
>they work >they buy stuff >they loan them OH WHAT A TERRIBLE TYRANNY SOMEBODY CALL THE POLICE IT'S ANOTHER SHOAH
Lucas Foster
I was looking at a home recently. 3 bed, 2 bath brick home on 1/4 acre of land in a city close to the beach and it was listed for 180k
Blake Turner
>180k >cheap no.
Jayden Bennett
The average programmer makes 100k, so does the average lawyer
it takes just 3-4 years of work
Ryder Gray
>average programmer Do you understand how long it takes you to become a competent programmer? You are a fucking tard that think hes going to make thousands once he finally learns how to code some garbage.
David Hill
BWAHAHAHA I live in NYC, a simple two-story colonial is $850,000 - $1,200,000
You think $180,000 isn’t cheap? Fucking flyover scum
Jonathan Watson
Yes. The mortgage on that (even with 0 down payment) is only like 1300 per month. That's including property taxes, insurance and mortgage insurance.
Carter Torres
>25k for a car youll have for 5ish years >180k for a house youll have for 30 years up to a lifetime
Hmmmm
Julian Russell
Who said I'd spend that much on a car? Also 5 years for a car? LOL think more like 10+
Joseph Wood
I literally learned in 2 years while being a highschooler
Julian Watson
yeah and Im sure some employeer wants you working on there enterprise software kill yourself.
Hunter Edwards
You dont have to but many americans are buying 25k new cars. They get a good value out of them. So spending 8x that for something youll have for 8x longer isnt bad.
Jose Sanchez
Actually, technology is the one place where you can make it without a degree. I do have a degree though. But I started working before getting it.
Jose Flores
Usurer logic: you choose to go to college, goy. Now you're my slave until you pay me off. Deal with it, loser.
Isaac Moore
are they calling for ghettos? Nazi's hated the jews, yet they gave them housing. How much of their freedom are they willing top give in order to be lazy?
Carter Watson
Where? Burned out rust belt cities with no jobs.
Austin Walker
>lowest unemployment rate in recorded history >no jobs
Ethan Lewis
Yeah, goy. You can always choose to be homeless!
Christian Miller
at least nowdays you own the things inside the house, protected by laws
Daniel Perry
>50k sitting around for a downpayment Im sorry maybe you should buy a 3 million dollar house. I just got a down payment for less than 10k. Can you seriously not save a few thousand dollars every year?
I mean, if they have a problem with that, mortgage payments on modest little homes honestly don't cost that much more than rent in a shitty apartment. It's not my fault other millennial are incompetent at life.
Robert Edwards
>factory worker >3 years in got max pay >4 years after get percentage increases >do the math >45 per hour 40 hours >feel like l made it
Ive now got diversified investments, a house, a racecar hobby, and now a baby on the way. This is the American dream and the only thing I felt necessary to secure my job against the robotic future is learned to weld myself.
David Taylor
If you don't like rent, then move back into your mommy's basement, you faggot commie. Bitch at her about your self entitlement.
Until commies decide your bedroom and kids room belong to niggers now.
Charles Clark
I know, imagine if the US actually sold land and didn't keep us a farm cattle credit
Liam James
Dude, you are just making excuses for why your lazy ass CAN'T do something instead of finding a way TO DO something. I dropped out of high school at the beginning of 11th grade. Went to work in the oil field (yes, I actually had to leave home and go to another part of the country to do this) and am now making over 150k per year to tell other people how to do this work. I got my son a job out here. He was only making 15k per year. Now, he makes 50k per year, working his way up.
Brody Watson
>do nothing Not really. Did the renters work hard to get the money and security to buy the property? No, that's why they're renting. Do the renters fix and pay for anything that breaks in the property? No, the owners have to do that as well. Are the renters responsible when a faulty wire lights a spark, and the property burns down? Nope, the owners have to deal with that as well. When the renters can't pay rent, do they apologize to the owners, and move out in a timely manner? No, they usually force the owners to take them to court to remove them from the property. When a renter moves out, and leaves the property in shambles, do the new renters fix it up for themselves before they move in? Nope.
>how long it takes Like 12 months? Shits cash bro making 60k after an AS degree
Sebastian Ward
sure.
Benjamin Anderson
I bought a 2012 car in 2015 and it'll be paid off in two years and maybe 1-3 months.
I'm sorry you're incompetent and fucking retarded.
Joshua Russell
>be communist >be forced to build housing for people >receive no actual compensation for your work, just the transfer of goods that are allotted to you, same shit as everyone >the people moving in do much less work than you, but receive the same allotment due to wage gap >the state tells you that your reward lies in the feeling of doing something for your "community", you are forced to live in the same place and can't move around >you are literally a slave to the state and will suffer because if it
versus
>be capitalist, free American >get contracted to build housing for people >receive compensation that you agree upon that you can use for whatever you please, much different than others >the people moving in may be richer or poorer than you, but they have the freedom to remain as they are or do better, nobody receives an equal amount because different amounts of work come from those people >the state tells you that your reward is whatever you work for, as long as you just follow some rules and pay some taxes, you agree to this and can easily choose another state to live in where taxes and cost of living is less >you are literally free to do as you please as long as you're peaceable, you can leave the country if you don't like it and live somewhere less free if you so desire
somehow this is a hard decision for many
Bentley Cruz
>We work, and the landlord gets money for doing nothing.
The land lord is responsible for maintaining the property and also pays property taxes.
Charles Hill
Same story. Dropped out 10th grade. Got on at a factory after applying to dozens. Saved up 750 a month for 2 years. Put down for a 130k house on a half acre.
Eli Jenkins
Pretty much. YOU chose the dumbest possible path to a rewarding career.
Cameron Cruz
>Wants cheap housing/land >”No one cares about cheap housing in the middle of the country, no one wants to live there...I want cheap housing in desirable areas with high populations and more oppurtunities!...Also I wish for the letter M to be stricken from the alphabet”
Cameron Moore
If you hate private property you hate the Founding Fathers of America. Private property is a fundamental right. Hating private property is the most unamerican view possible. Right up there with hating free speech and gun rights.
Jason Lee
ten years? you do realize most banks will not issue a loan for that long, right?
Justin Adams
no, what I am saying is that the car is going to last much longer than 5 fucking years
Evan Flores
Look around Foley, Alabama. Plenty of jobs there. Close to the beach and not completely overrun by degenerates yet.
Wyatt Phillips
>sure Sorry m8 your life sucks so much I'm getting paid a little less around the average for full stack web development
Asher Cooper
This shit irks me. Do what the liberals hate. Make nigger neighborhoods nice by buying cheap nigger land and fixing it up. Gentrify the fuck out of it.
Lincoln Martinez
33% of millennial already own a house
now consider the following: only 60% of millennials are white
that means you're literally a nigger
Blake Collins
Also, it cost literally fucking 13k. Not even. 15k after all the interest. All I've ever had to do is oil changes, and install a heating pad on the oil pan for life up north.
Im sorry you're retarded at life and too fucking incompetent and negligent to take care of your personal belongings.
I'm still running on my i5 2500k from fucking 2011.
Trust me, life is much easier when you stop being a lazy nigger and just learn how to maintain your shit and make good purchasing decisions.
It's not society's fault you're incompetent.
Ian Kelly
I worked since highschool. I bought my first house at 20. I flipped it and upgraded. I later moved into a roommate situation, rented my house, and at 26 bought my 2nd house. I sold that house last year for twice what I paid for it.
You don't need $50k for a down payment. you just need to build credit and save up maybe $20k. Not an insurmountable task if you actually put yourself to work. I worked 3 jobs until I got full time employment, and then I did side jobs in the evenings and weekends.
You aren't hopeless, you're just helpless. Fucking sad your parents failed you.
Jaxson Smith
I owned a house that I rented for a few years. I was fair and did not keep jacking up the rent as I had good renters.
But that house cost me money. what am I supposed to do give free rent because I was smart enough to invest and save my money? Fuck you.
and then pay monthly mortgage and property tax to the bank
you cant win here
Austin Jenkins
Sorry dude I'm a wendys chef I make 400k a year and have a 9inch dick. Your life sucks Im rich you aren't thats why you suckers buy over priced housing.
Hudson Clark
750 a month. In a high yield savings account. Secure. Affordable. Proves you can afford a mortgage.
Joseph Baker
But why every place where you can lice for free/cheap is a shithole?
Elijah Gray
For nothing? Its his place ure paying to sleep in it. That guy thinks ppl like u or me should give their property to use for free to some stranger
Jackson Bennett
Guessing this was in the middle of BFE.
Eli Thompson
So why doesn’t the “worker” build his own house then?
Isaac Morris
No one has force you to take thousands of dollars in loans for a bullshit degree.
Noah Rodriguez
Preach! In Sweden as well I hear people talking about going to university to "earn money". Nigger what money are you going to earn after five years of studying sociology? You gonna be a fucking career counsler? Meanwhile I became an HVAC engineer with
Lol this moron thinks everyone is going to be a lawyer.
Juan Jones
I mean, the landlords usually had to either A. build the house B. brought the building off someone Why the fuck should you be entitled to live in someone else's property for free?
Luis Smith
>that one guy working next to you with a degree and youve just got a GED >make same income Good feel
#1 BUILD YOUR CREDIT These kids are taking out student loans instead of building credit and taking out home loans. You don't have to have a 4 year degree to be successful in this country, you just have to want it. These kids think they're entitled to it. That they can just sit on their asses after work, sleep in on the weekends and play video games and expect things to just fall into their laps. Its fucking pathetic and it sickens me that there are so many of these products of failed parenting.
Nolan Perez
>doesnt understand that the culture forced millennial to go into college because there gen x/boomer parents told them to do it. i understand that now there is a huge awakening to this sort of shit but there hasnt been.
Camden Russell
I would be buying one by the end of the year, but my pregnant white girlfriend and I are moving to Ontario to be close to her family. So we're going to wait a while until after I've been working in Ontario for about 6-12 months, then I will likely be approved, they typically expect you to be in a job for 6+ months before making big loans or anything.
I'm sorry you're incompetent.
Aiden White
whatever you say kid
Ayden Ramirez
>I make 400k a year >hur dur everyone is a loser like me HAHAHA you think 60k a year is unobtainable My penis is 6 inches. I own a double wide which isnt a house but its Good enough
if you actually believe you need 50k down for a home you're retarded. if you can't get 50k saved in the medium-run for something you claim is important to you, you're terrible with money.
Nicholas Roberts
Sorry but Communists can fuck right off. Yeah it's not fair some people are born rich and don't have to work a day in their lives but guess what life's not fair. If you don't like it you can go live in the streets with the rest of the commie trash.
Easton Roberts
People like me are even worse. >guy selling his business for 4 million >I find a small group of investors willing to pay 6 million >I brokered the deal >took me an hour >I made 2 million dollars
Jaxson Bailey
Imagine actually believing the unemployment numbers.
Jason Diaz
>property tax >land value tax
Instead of giving money to a landlord, you are giving money to the state to have the right to live in your own house.
Benjamin Cruz
Are you retarded, m8? Programming isn't hard. Look, you've been shitposting for 1 hour already. In that 1 hour, you could have watched 3 lessons on YouTube.
Jacob Hill
This. I got 3 credit cards, and a car loan that is almost paid off. I think I just got another credit card too. My credit rating is near maximum, dipping a bit lately after opening a new card and shit, but it's just gonna go backup anyways.
The jews are literally throwing loans at me and I just take them for the credit ratings.
Isaac Hughes
Just ignore him I'm realizing its a dumb Zoomer or shit poster
Nathan Scott
> own a double wide Yeah nice one cletus fucking redneck white trailer trash shithead. My dick is 10inchs fuck you poor faggot.
Zachary Sullivan
(((landlord)))
The best solution will be to prioritize a economy focused on productivity. Landlords aren't productive but it is their property. Interesting paradigm in our movement.
Again we need to go back to the fact a $30k house is now $500k.
Once we remove the biggest problem we will be able to fix teh economy and people won't need to debate about this shit.
Nathan Hernandez
Admittedly it sucks, but Nowhere near as much money though
Jaxson Morales
sorry romania bro you're wrong there illegals in many cases can't buy houses (tax laws, getting a loan requires legal status, down payment requirement, etc) the only ones with houses were the few who were able to buy them in the 1970s many of them were bought by kikes who rent them to illegals and shitskins
the biggest reason housing prices are up is because of boomers >they bought houses at a very cheap price, some own more than one >they now sell those houses for upward of 1000% increase, they expect that they are entitled to a lot of money, instead of being good people and giving it to new, white families at a cheap price >they now have lots of money to spend >they pay full price for houses in popular areas, they continue to move around >market adjusts to assume that now most buyers have to start paying full price because the boomers have set a precedent of overpaying there will be a limit to what people will be willing to pay and afford, and its already proving true as many markets have started to stagnate expect housing prices to decline watch the boomers who started it REEEEEE
Jose Flores
This sounds like middle schoolers trying to be deep.
Jordan Ward
90% of people in college shouldn't be there. If you study anything but STEM or medicine in college then you are putting yourself in debt over a fucking HOBBY! Art isn't a major, it's a hobby. So is literature, philosophy, social studies, psychology etc et fucking c. You don't need college to lay pipes asshole, but you need an actual skill to live.
Jason Jones
oh I agree with you
Daniel Robinson
When half of my income is going to rent and the other half is going to feed my family, no. Besides, I can't qualify for anything even with a low down payment program because of my DTI. Thanks Dodd Frank.
Oliver Martin
Being a landlord isn’t as easy as you think. In fact, it outright isn’t worth it. Every landlord I know wants to sell their extra house. And the people I know that own many houses and renting them are all dying from heart attacks from stress.
Oliver Sanders
bullshit. mortgage + property tax is much more than rent to a landlord
Eli Bell
Can't qualify thanks to Dodd Frank regulations.
Caleb Fisher
>cletus fucking redneck white trailer trash shithea >computer programmer You got me! I've been found out