How the fuck does our financial system even work?

It's called getting an education and a fucking job instead of waiting for it to be handed to you from the "free stuff" fairy, lazy nigger. Most of the country has a half a brain and already knows this, which is why it works. You're the fucking pleb still stuck in the 2nd grade.

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jews loan you (((fiat currency))) that you have to pay back with interest. it's a debt trap

Old people have all the money and leveraged all the power for themselves while indebting the future with reckless abandon.

Meanwhile you've got nothing and everything is expected.

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Paper/digital currencies were a mistake.

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This and this

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lol i dunno, because the only economics class i went through was half a semester taught by the basketball coach who was quite literally the only black ""teacher"" in the school sooo. .

It hinges on the world having advanced means of production so much that we can effectively make far more shit than people would ever need. So we can afford to have a service sector and a financial sector to make sure all the overproduced shit finds a consumer before the assembly lines and shipping lanes get backed up, and all these intermediate layers skim a little off the top until a 2L bottle of coke that costs 5 cents to produce gets sold for 1.99.

If you start looking at the world through the lens of "these people are desperate to get rid of their shit asap" you can build a life paying pennies on the dollar for practically everything.

Nah financial systems got abolished and property confiscated all the time throughout history, it's just that those events were usually followed by famines.

make believe

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you ask for money. the bank lends it to you, using the capital folks have invested. you pay it back, with interest, and that helps to fund the system.

it is built on borrowing what you don't have, returning that amount, plus a tip.

the goal her eis that by borrowing what you don't have, you will better your own position, and pay a little extra so that there will be mor emoney in the pool.

>you ask for money
>money
>US Dollars aka Federal Reserve Notes
>money

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blah blah blah, technicalities, the account still shows 0

You don't understand it cuz they don't want you to.
Read: Manifesto for the Abolition of Interest-Slavery
nationalists.org/pdf/hitler/manifesto-for-abolition-enslavement-interest-on-money-gottfried-feder.pdf

the way (((they))) want it to.

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pretty much this.

Usurary, unironicly

Good insight to the initial stages of international finance usury by the Yids

nationalists.org/pdf/hitler/manifesto-for-abolition-enslavement-interest-on-money-gottfried-feder.pdf

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finance and banking imo intentionally prey on the ignorant. much of it is entirely inappropriate.
but you asked a general question about a complex topic. so in simplicity, there are people with capital surpluses and capital deficits, or some who have more than they need at the moment and others who want or need more than they have at the moment. people lend and people borrow, aka some trade their current money for future money and some trade their future money for current money. the lending rate of interest is based on the idea that a dollar today is worth more than a dollar tomorrow, due to riskfree investment opportunities, inflation, the certainty of today's dollar vs the future, and the fact that one is usable immediately while the other isn't. on top of that interest rate, people sometimes have to pay more to access loans because they're less credit worthy than others. since it's more risky to lend them money, borrowers require a higher interest, or greater certainty of a return on giving their today dollars for tomorrow dollars.
in all cases, these lending or borrowing rates are "hurdles" that the capital recipient must beat. whether someone invested in them or borrowed to them, if you can't repay them at the rate required (cost of capital), you are destroying value. if you generate greater returns than what you have to give back to the borrower or investor, you're creating value.
unfortunately many people don't understand these basic principles and get underwater for borrowing at a rate which they can't convert their borrowed capital into. the entire exercise is morally neutral but imo some borrowers/lenders/investors provide capital knowing it's unlikely to be repaid, so they have gosh awful rates of return (interest) to compensate and use firms to aggressively recoup their investment (repo man).
but at the end of the day the borrowers in many cases needed capital, or today money, and it was wise or necessary to trade their future dollars for that.

I worked at a hedge fund called Piolet Capital and have done business in finance all my life. It works like this, company needs to raise money for expanding so they sell a stake in the company for cash right now, it's as simple as that when you look private equity, venture capital, its all the same

People dont get how maximizing capital in an economy works so they blame the jews, it's a big LOL

Fractional reserve lending. Watch a video about and then try not to kill yourself.

Is that Hare??

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You owe more than they give out

*THE* key thing to keep in mind is that new money is created whenever a bank makes a loan and destroyed when a loan gets paid back

forget the bullshit about bankers taking grandma's savings to store them in a vault and lend a part of that out to a capitalist in a suit who wants to build a factory, it's not been working like this anymore for several decades now

The FED prints out dollars to pay for stuff (aka bonds owed and the Federal budget). Banks can lend out money they don't have, as long as they have 10% on hand. This causes the dollar to lose value at about 3% a year. All USD = All debt

TL:DR It's a shuffle game where everyone loses. Best you can do is budget and invest smartly user.

Learning the definition of (and difference between) wealth and money is a good starting point for people who actually want to learn and not just meme

As with most of society's problems, it's all a bunch of lies, primarily by j*ws.

>1 post by this ID
A bank lends you the only dollar in the world, then expects you to pay back one dollar and ten cents. Since the ten cents doesn't exist anywhere in the world, you have to pay back the dollar, then give the bank the equivalent of ten cents in goods or services.
This model scales infinitely. This is called Usury.

It doesn't?

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companies are valued on -expectations-, not most recent published financials.
when stocks goes up or down on news it's because of the -expected- impact on future earnings. unless it's a one-time event on impact to cash flow, in which case it doesn't move as significantly because it doesn't affect -expectated- future cash flows.

this thread is evidence of dunning-kruger.

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Smoke up the ass and mirrors

It doesn't.
I'm totally sure I'm the only person who said that here.

peakprosperity.com. watch the crash course

Pic related explains everything

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