How much money do you have to be to be considered broke?

How much money do you have to be to be considered broke?

i have saved roughly $90 per week since i was 17, and 90$ aint shit, i have spent the rest of my money on gabage and bills

I have had many different jobs but ive always only saved $90 at the end of each week, im 30 years old now and im not broke, i rent 3 bedroom house, i support all my habbits, smoking drinking driving sex etc

But i dont understand how many broke people i run into

I have an actual list of people that took loans from me

>mum- $1600
>siblings $750
>friends $250

i have never in my life took a loan, or asked for money from anyone, how do people live their lives asking for money? help me understand

Attached: Broke normies.png (500x429, 156K)

Try starting a coke habit.
You'll be broke before you know it.

>people cant afford a 50 dollar phone bill
>or they use contract phones

YIKES

Yeah that corn syrup in Cocacola is crazy addictive.

Not exactly going to have anything for retirement there bud.

$90 is a loaf of bread when you're 65. Still far behind.

No kids, huh? Well, enjoy living and dying without a purpose. I hope your little money stash makes it worthwhile.

Seriously rather than saving that money and losing it to inflation in the long game, you should be investing it. At least into an index or something with normalized value gain. Anything besides letting it lose value year by year thinking you're saving when you're losing out.

if you care about money without having someone you need to provide for, then you are probably doing it wrong
just look for the bare necessities if you are only providing for yourself, greed is a bad thing

Or just hear me out you could live neet life and not give fuck bout nothing

>many different jobs

Thats the problem.
Why dont you have a career?
I save 60% of my salary now, no kids, two cars and a house.

I go by the jew rule and invest 20% of my income no matter how much I earn.

Disgusting mindless robots probably have a drug, alcohol, or something even more degenerate addiction.

People work ass jobs and/or spend their money on dumb shit.
And then their cuck friends/families bail them out of their own stupidity

>I've given my sister $25k so far to fix her stupid mistakes

outside of necessities i'm £60 under budget every week and my budget is £10 less than what i have available after bills. My brother (in nearly the exact same situation and age) lost all his money and ate flour and water for months and took loans from mum. He sorted himself out but I don't get how you could run out of student loan.

yeah people should stop being nice

Broke means you have no money or less after your bills and budget is funded. If you are saving money you aren't broke.

90$ is nothing, i have a daughter lol
i feed all my habbits, 90$ at the end of the week and all else money is gone

im 30, the 90$ ive saved since i was 17 is almost 60 k today

What lesson is there to learn if someone else handled the consequences for you?

You are NEVER going to see a single dime of that money, never lend to women or drug addicts.

>tfw my cokehead friend asked me for a couple hundred dollarydoos to tide him over for the week
>tell him to eat my ass and never ask for money again

i got a study loan, i paid that shit off.

i lent about $6500 to my mum for house improvements, I got it all back.

I lent 150 to my "friend", he coincidentally stopped talking to me after that, so i tracked him down and punched his face in, took a 50 out of his wallet,and took his smokes.

>gas is expensive
it doesn't have to be..

Attached: zyk.jpg (512x505, 24K)

none. I was not being insincere

I never expected it back, and said so. She actually started paying it back over time but then decided to forgive herself the remaining debt the next time she needed money.

Three times is a pattern, though, so I'm not bailing her out again next time.

it must suck being a low wage american. i have a 900k house with 200k debt. I can draw up to 150k at will. I pul 130k as an engineer. I am 32 with a stay at home
wife and daughter. Id be fucked
as an american. Thank fuck i live in and island without worrying about third worldera fucking my wage.

t. foneposter

t. samefag samefagging

why am i like this

Attached: F19F585D-644E-4FA4-93D3-63E3225D2799.gif (480x270, 842K)

?

>im 30, the 90$ ive saved since i was 17 is almost 60 k today

That's like $60k if you're just saving, why not invest? There's medium risk ETFs that pay like 7-10% annually, you could be earning a passive $4-6k/year off that, and could have been for many years now, would have had like $80k+ instead of $60k if you'd stuck to that over the last 5-6 years.

For me its drug habits. Makes it easy being broke and makes it easy to accept it.

idk man. just trying to get home.

Should we be worried for your daughter user?

You must be really upset unless you are balling. 25k is about all I have saved up in this miserable world after years of working.

you should try going insane once in a while, it can fix a lot of problems

when i was 17 world of warcraft came out. i love video games. i decided that wow was poison and if i played it i would die.
never played it.

smoked weed for 8 years straight almost erryday. i havent smoked in 2 years. only stopped because work drug tests. god i miss weed, but i stopped.

nah man, im an upstanding citizen. told my wife yesterday id prefer her to be pregnant at 14 than childless
at 40. She laughed and said ok.

how old are you?

Both.
Spoiled tech baby and naturally pretty frugal.
I can afford it but still pissed.
Clearly.
Since I can't stop talking about it.

As far as mental stability goes, I think I do fit in to the "insane" category. I continue my habit despite knowing its ruining my life. Dont really care though.
I go through an oz a week. Its why I'm poor. I will actively acknowledge that weed is killing destroying my life (among other factors), but I'd rather destroy my life and live how I want than. Because even though I'll never be rich, or have nice things. I enjoy my one bedroom apartment, my doggo, my weed and my video games. There is no true incentive for me to change.

you missed out on some very good people my man
you meet real freaks if you play wow at a high level
absolute narcissistic autists
love em

are u expat? that flag makes me want to crusade.

I just chose Muslim in the dropdown because it amused me.
Murrica

I felt the same way until I started believing that there are actually people that want to do me good

Bought a house at 24, now 31 and it's gone up 400k in value... Need to make that 60k work 4 ya

>gas is expensive

It's only £1.30 a litre here what is this plonker on about?

good man.
unironically aus is the greatest ally. trump ahould ctr-v aus immigration policy. we took in 11k millionaires last year, usa took in 10k. Highest immigration in the world, but we just make them pay big time. Globalist gated estate or some shit idk

28.

I know, it's basically nothing saved. I do have about 10k in shares as well and 25-30kg of silver and a few ounces of gold, but I can't really spend those in a hurry if things go bad.

>breeding
you are lowly animal if that your purpose

I know cunts on the dole (welfare) that will wait till Thursday 1 am for when they get their money in. Get a taxi to the servo, buy smokes and other shit so theres 50 bucks, get the taxi to go through the drive through at maccas "gotta feed the family" and order all kinds of shit 55 bucks, get the taxi home, 60 bucks.

160 bucks in the first 30 minutes of getting "paid" by centerlink. That will continue for the next 2 days until they're broke and starving until next Thursday at 1am.

getting all those fleeing chinks, indos and euros. we’re civcucks because we dont want to be purity spiralers i guess

dumb cunts

kek sounds like me
who the fuck cares about money

leverage. buy a home new built. interest only mortgage. depreciate all assets. outer suburbs major city. new homer owners grant is basically free money. you’ll break even and make
capital gains on money you dont have.
basically be a jew.
do it before wifing some lady.

I'll do all that in five years once the market bottoms out but pretty good advice.

also. NEVER live in it with any girl.
dump excess cash into it.

peopel were saying the matket was due to bottom out in 2003. We have 400k migrants per year. We had11k millionaires more than any other nation. The market isnt going to botton out. Buy now. Fuck the market.