Is there any bigger form of jew kikery scamming than insurance?

Is there any bigger form of jew kikery scamming than insurance?

>Pay us a monthly premium and we'll "insure" your health/car/house/whatever
>Even if nothing happens at all, you still have to pay us
>If something does happen, we will do everything we can to get out of having to cover everything, even if none of it was your fault
>By the way goy, here's a deductible fee on top of the monthly premium just because

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Amerimutts build their houses out of cardboard so you kinda have to be retarded not to get insurance when very little wind will blow your walls off kek

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Your opinion on health insurance will change once you have kids but yeah, car insurance is fucking bullshit.

Because of corrupted (((unions))) who need (((insurance))) due to (((regulations))) that kikes initiated.
Its really that simple. Its always jewery at fault

my God, it really is always the jews.

Health insurance is the same fucking problem.

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Forgot your memeflag again, JIDF.

At least you don't have a mandatory pension insurance, which is required by the law, but your contributions go to (((private foundations))) instead of the federal budget.

I like how only an insurance company can decide if something is an act of god. Not a courtroom or a priest even, no, these Jews have us all convinced that only Saul Rosenblatt the claims adjuster can truly know if god was the one that dropped a tree on your roof.

>Is there any bigger form of jew kikery scamming than insurance?
Yeah, the banking sector. But you're right, insurance is a scam. On the whole, it would be cheaper to save your insurance money and cover accidents out of your own pocket. Of course, there are those rare cases where insurance can save your ass, so in a sense you're paying for peace of mind

Insurance is, very simply, gambling where only the house knows the odds of winning. It would be illegal in most casinos. Insurance companies know to exhaustive precision the probability of the event(s) they are insuring against actually happening and the probability they will not be able to avoid payment. They do not share this number with you. Therefore they can rape you on rates and are only partially kept in check by regulation and competition. Imagine a roulette number bet only paying you even money even though your odds of winning are 1 in 37.

wew

Any industry that pays perpetual commissions to sales people is innately corrupt. You make the sale one time, but get your 5% every month until the policy expires. No other industry has the profit margins to even consider such an absurd sales reward system. Many, such as AFLAC are also built on a pyramid scheme where commissions of low level sales people aggregate up the chain of command and when low level people quit, their boss gets to keep their perpetual commissions. It truly is the jewiest, most innately corrupt industry outside of organized crime. Most of what is wrong with the banking industry is actually the insurance companies and their shenanigans. See: AIG in 2008.

Mandatory insurance should be outlawed. Insurance as a concept makes perfectly good sense to me. The kids today seem to think that insurance is somehow supposed to replace everything insured, cross every t, dot every lower case J--

It's there to prevent catastrophic loss. That's it. To prevent catastrophe. Getting real sick of these god damned commercials with 3/5ths of a human bitching about only driving 3/4ths of a care-- apparently unaware that she already got a good deal.

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I audit business insurance claims. Car insurance policies are written by 10IQ morons. Business interruption policies are generally intelligent and in my opinion valuable tools when you understand your coverage and have sufficient coverage.

Bump for interest in topic.

CARBON CREDITS

LOL!! 3/5's of a human bitching about 3/4 of a car!!!!!!

entirely agreed OP

the fact car "insurance" is mandatory only shows how deep this kike scam is effective.

It is only mandatory if you want to drive on public roads
Also you can show proof of self insurance if you want

>dot every lower case J

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The only problem with insurance is the meddling of government to either stop competition or to enforce specific standards.

In a perfectly free market insurance would be a lot more attractive. If you believe you're being ripped off you'd just go to another insurance provider. Things like deductibles are to keep the costs down to be affordable in the first place.

It's not as though insurance has some massive profit margin, the margins are quite tiny, so mostly what money gets paid in is spent on providing the cover. If no one paid deductibles then the base rate would just be higher.

I refuse to buy a car because I don't want to pay insurance.

That commercial came on literally as I was reading this. TIPPITY TOPPITY KEK

No. A world-class mathematician told me this in college.