Stay Unmarried for Financial Reasons?

Do any anons here think marriage is not a good idea from a financial standpoint? Particularly if your assets are far greater than your partners?

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Not sure what it's like wherever you're from, but an argument for getting married over here in the UK is that married couples are financially better off than unmarried couples because tax etc takes it into consideration.

With that being said, I don't think I'll ever marry.

Depends on her assets

I think you meant to say divorce.

But yeah if you're planning on getting divorced, you shouldn't get married.

>With that being said, I don't think I'll ever marry
Why is that?

I meant staying together as an unmarried couple.

You asked if marriage is not a good idea from a financial standpoint when you really meant divorce. You don't lose anything from getting married.

A potential divorce is an important factor here, but that is not what the question is. Divorce is obviously not ever good from a financial standpoint.

You lose your ability to have sex with other people, morally, your ability to be alone on your own time, your ability to not be manipulated by someone who claims to love and cherish you forever. What the fuck are you on user

Does anyone feel that their financial situation would be better had they not gotten married? (assuming other aspects of the relationship are good.)

>What the fuck are you on user
The part where this thread and discussion is about finances. Try some reading comprehension next time.

Try getting the document which tells your significant other that if a divorce happens it will reset you too the status quo. In California its nicknamed a "prenup" because if you divorce the other can't drill into your savings or pay. Its pretty common.

I wonder if it could be offensive to ask someone for a prenuptial agreement

Marriage actually brings a lot of goods financially speaking.
>banks allow higher loans and better deals
>insurances have better deals for married couples
>double your earnings without the extra tax hassles
>tax credits for being married and having kids
>makes you more employable
>makes employers give you more money (especially bonuses)
>great bargaining chip for job/offers

I don't understand why so many people cry about marriage when it is the best institution to raise people out of poverty and have a stable family. It really isn't that hard to not fuck up a marriage...

>You lose your ability to have sex with other people
I have a partner for life, why the hell would I want to have sex with other people? Most of you are broken
>your ability to be alone on your own time
Not true, me and my wife have our alone times
>your ability to not be manipulated by someone who claims to love and cherish you forever
>your ability to not be manipulated by someone
Sounds like a made-up ability, oh wait it's called standing up for yourself, how spineless do you have to be to be manipulated by anyone...

>Marriage actually brings a lot of goods financially speaking.
Some very good points. But, sometimes the two parties have very different incomes and/or credit ratings. Also children are never a good idea from a financial standpoint, lol.

My partner is an accountant from a poor background. If I give them a figure they'll stick to it religiously. If I don't I get a bundle of receipts highlighting every tiny transaction...

If they're the right person they will agree

>Don't get married for financial reasons

This is pretty dumb. If you have a decent job in the states (by decent I mean making at least 40k a year in most places) and don't have a bunch of debt to pay off, getting married is fine financially.

AS LONG AS ONE OF YOU DOESN'T FUCKING WORK!!!!!!

I can't stress that enough. You get a pretty hefty tax break, the one not working will cook food at home (they fucking better learn how, be it man or woman, if they don't know how) saving a lot of money because you don't eat out anywhere near as much, you earn a lot of money back at the end of the year to help you out with finances during the year too.

Having kids? You better believe that one of you better be a stay at home mom/dad or else you are completely fucked financially in regards to day care, needing a second vehicle, and going through disposable diapers instead of washing cloth ones.

Having both parents work is dumb as hell and taxes eat your ass alive all year AND at the end of the year to boot. Unless you are BOTH bringing home more than 30k a year each AFTER taxes, in the USA you are not doing anyone any favors at all by having both parents work.

To be fair, getting married is really hard to do these days without both parties working mainly because 18 year olds fresh out of school sign on for a ridiculous amount of debt at an atrocious APR with college loans for a degree that is worth very little in reality. Going in to a marriage where both parties are throwing in a combined debt of about 200k is pretty much requiring you both to work.

Maybe a clause for college loans should be made where if you get married and have a children and do not get a divorce for 20 years the debt will be forgiven with no payments due will help the population birth rates AND encourage long lasting marriage.

Unless your the woman.

I never understood the fear of a woman mooching off of you/your insurance while you are married. As the likely breadwinner in my relationship, I'd want them to be able to get insurance through me if they can't get it on their own. I love them, I want them to be healthy and not scared to go to the doctor. I guess I'm just old-fashioned.

>not being sure of someone and deciding to marry anyway
>not signing a pre-nup
>not both protecting your assets via family, property, trusts, business, etc
>not proactively thwarting the tenancy at will jew
>not proactively thwarting the commonlaw jew
>not appreciating the utility of tax breaks as theft recovery
it's...it's like you *want* your shit to get rekt

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