I'm disabled TBI and then Arthiritis of the spine so I have a smart phone home internet and a handful of streaming apps...

your elected american officials want you dead
>next time vote

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yeah, and not all poor people that waste their money on shit continue to be poor.
what's your point?

you're not rich though.

It's so easy to aquire the basic necessities of survival that it literally causes mental illness in people who already have water food and shelter.

White privilege

>fuck people who suggest fiscal responsibility when you bitch to them about how poor you are

No they dont. They get rich because they use money as a tool to work for themselves instead of wasting it on frivolities

The rich can afford such frivolities. Honestly so can people on a middling income if they have any sense of how to budget. This guy just sounds like he’s bad at managing money.

yeah... (((white)))

because they spend less than they have coming in, duh.

if you want money, step one is to live within your means.

step two is to invest extra money.

"The rich" in the USA are mostly people over 65 - you know, people who've worked and saved their entire lives.

OP if you are on disability that should protect you from most creditors, I think. Look into it w/an accountant or attorney.

or, you know, stop watching tv, get rid of your tv, stop watching movies, stop smoking, stop playing video games, and get rid of your cellphone for a landline

Disabled for about 20 months now, still not a cent of government assistance, including Obamacare.

That’s right, because I have no income, I get to pay full price for insurance (no subsidy) since I can’t get Medicaid.

First of all, there is no money, it's a currency

but during economic crisis the only goods that don't suffer in their sales are luxury goods.
most crazy frivolous expensive retarded luxuirous things are bought by the rich.
it seems to me the rich do a lot of frivolous things, moreso than the poor in fact.

okay, so what do you think are acceptable ways a poor person should enjoy life?

What's your hobby?

You can type on a website but can’t work from home on your computer . Kys

>"The rich" in the USA are mostly people over 65
and also Jews, and also the sons and daughters of rich people who never had to work a day in their lives... fuck, where do I study or what do I work hard on to be born the son of a rich fuck?

If there is an economic crisis about to happen buy gold. If you are in the middle of a crisis, go on a shopping spree for cheap stocks. And I suggest buy high risk stocks if you are young.

>they make my world
that's embarrassing

if you're disabled how are you not getting money?

on a wait list? waiting for appeal?

a relative of my is disabled (bad arthritic hips) and was getting monthly payments w/in a few months of the doctors examination.

being on disability unlocks a host of benefits and protections. obamaphone, medicaid.

So basically you're weak and so is the person described in the picture. Go live in a socialist "paradise" where the weak can live mediocre lives. In america we celebrate freedom and success.

You are full of shit. 100% I know post your deposit you fucking piece of shit.

>the nightmare world they've made for us
Absolute worthless worm of a man, life is absolutely beautiful as long as you don't sit there bitching about it.

probably sucking dicks desu

Make yourself rich you worthless piece of shit. Grind early in life and invest. Find a well paying job and minimize expenses. In Canada you can find well paying union jobs or trades. Build up money and invest.

Honestly there is no excuse to fail in Canada or the us or any first world country.

I’ve been to more than two dozen doctors over the past few years. I’m under appeals.

I kinda of just want to kms because it doesn’t seem like I’ll ever not be disabled and I’m way to young to be worthless for the rest of my life.

pic is correct
it doesn't matter what you spend your money on if your income is already low. You can't "be rich" while making less than 100k a year.
Yes, but the rich invest their money properly. Rich people "make money from their money". They set up living trusts, invest and live off the residuals. For example, lets say you have $10,000,000. A properly invested trust of that amount should and could make a minimum of 5% profits from investments a year: that's $500,000 a year minimum or $41,700 a month for sitting around and doing NOTHING but being lucky the sperm all day. And that 5% return should be a MINIMUM- it could be higher 7%, 11%, etc. otherwise fire your trustee.

So you, "Joe Shmuck" has a job for $41,700 a year, get gutted in taxes and living expenses it doesn't matter if you are spending $10 a week on avocado toast. You never had the investment capital to compete in the first place.
Rich people have financial advisors and don't care to let the sports niggers know how to invest their money into a living trust. Idiots who just put their wealth into a bank account and spend it deserve their bankruptcy.

Americans are largely financially illiterate and that is on purpose because if they average person knew how the rich "make money" you'd all riot. Also, the rich propagandize, on purpose, that "money doesn't make people happy" and "money doesn't make life easier". That's a lie, of course it does.

Op, you're a faggot. Poor.

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Will that make me reincarnate as the son of a rich person?
Sure, it may make me rich if down the road, if everything works well, but it seems the option of being born to a rich family is much easier and better. Where do I start?

>because they spend less than they have coming in, duh.
lol, adorable. Stay poor.

I know, but to live off "residuals" you need to be rich in the first place.
Hobos live off residuals as well, and they aren't rich.

>okay, so what do you think are acceptable ways a poor person should enjoy life?

They can do like the rest of us and work for a living. I work 40 hours a week not because I particularly want to, but because it allows me to live a comfortable lifestyle. I don’t even make great pay, mind you, but it’s a decent middle-class income and I live within my means. I’d rather have money in the bank than a lot of material objects.

If someone’s not willing to work, they shouldn’t complain that they can’t afford to do anything recreational.

ffs get your shit together and work. You don't get rich quickly. you do it slowly, year by year, and build up a comfortable retirement.

it works if you're not an idiot. Friend of mine is a financial advisor and has met people who had very modest jobs and lifestyles but retired very comfortably because they worked and saved, worked and saved.

Don't know about your country but in the USA it's still possible.

you don't get rich by spending more than you can afford.

if you're referring to using leverage and credit as a tool, I know about that. But it's not for everyone.

>I know, but to live off "residuals" you need to be rich in the first place.
exactly. The rest of you are aren't eligible to play the game before you've started.

Big if true

They have money so they can 'invest' it and simply live off the returns; the best way to make money is to already have money. Even if they have a cash flow dip they have accumulated wealth to transform into cash.

>you don't get rich by spending more than you can afford.
And you're leaving out that you don't get rich unless you make over $250,000 a year. If you are making less than $100,000 a year you will also never be rich.

You and that other avocado toast guy are disingenuous. You can't make $45,000 a year into millions, magically, somehow. People who earn that or similar never had a dog in the game.

1 post by OP

>okay, so what do you think are acceptable ways a poor person should enjoy life?
>they can do like the rest of us and work for a living.

wew lad.

Sure, sounds nice, but I'd rather be rich AND young, considering men have a harder time reaching retirement, or making the most out of it, since there's an option to be born the son of a rich person I'd rather have that.

>Also, the rich propagandize, on purpose, that "money doesn't make people happy" and "money doesn't make life easier". That's a lie, of course it does.
It's true that money doesn't make people happy, they simply leave out that not having money can make you miserable.

but I want to start
I want to be born the son of a rich person.

>f you are making less than $100,000 a year you will also never be rich.

completely false, unless you live in some hyper expensive area like NY city.

The poor should find joy in providing the rich higher profits. They should be thankful for any hour they are allowed to slave away.

>It's true that money doesn't make people happy, they simply leave out that not having money can make you miserable.
No, money makes people happy. They have their whores, yachts and personal chefs. Money buys paradise.
>but I want to start
>I want to be born the son of a rich person.
Just try to crawl into the dick of a rich guy and become the sperm that fertilizes the egg of the whore he's engaged to. Simple. Easy.

>I'd rather be rich AND young,

ok so now we see the real problem.

you're a whiny baby. waaaaaah why isn't my life perfect waaaaaaaaaah

If all OP said is true, he/she is a legitimate welfare recipient. I don't mine paying taxes to help people who truly cannot provide for themselves. It's the lazy capable adults that abuse the system I have a problem with. And to that point even OP should have the opportunity to do a job that they are capable of like answering phones.

>sits on a pile of money
>calls you a useless eater after you get fired

Heaven forbid you read a book and get smart enough to realize doing all those things makes you poor.

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Fine, if you make less than $100K a year you can be "nigger rich" but no, you will never, ever be "rich".

>fuck anyone who isn't fat and tells you you're a whale because you eat cookie, burgers, icecream all day

friend, I just want to learn and work hard to be born rich.
I wouldn't say rich people live perfect lives. I just want to be born rich, like those people that worked hard to be born rich.

Like I said, you are a worthless piece of shit and will aways be poor because you are to big of a coward to improve your own situation.

>No, money makes people happy. They have their whores, yachts and personal chefs. Money buys paradise.
I think you mean that money makes jews happy. The average person doesn't even want a yacht and a personal chef.

If you don't have the income or investment capital or inheritance you will NEVER be rich. Books don't make people rich. Librarians have no money.

You're still poor

ya like the one who doesn know the value of money
they spend more in a weekend than your whole family will win in their whole life together but you're the poor who doesn work enough
even if they never worked a day in their life you're the poor fag jealous of success

But I'm already doing your way, trying to get rich.

I just see there's a way to improve on that and a better and faster way of getting rich, through hard work and dedication becoming born into a rich family.

But I am jealous of the success of people who are born into rich families.
Goddamit those hard workers. I wish I could work as hard as them.

>Like I said, you are a worthless piece of shit and will aways be poor because you are to big of a coward to improve your own situation.
lol, wow what's the exchange rate of courage for cash? faggot.

>t. middle-class boomer.

>If you don't have the income or investment capital or inheritance you will NEVER be rich.
>what is a library card

>Books don't make people rich. Librarians have no money.
First of all, Books aren't supposed to make you rich. They make you smart enough to engage your brain and teach you how to think. "What to think" comes from you and when you have a massive mental library of resources to derive from, you'll find it no surprise that you'll be making better decisions including financial.
Second. Do you even know the salary of a librarian? Do you know how easy it is to actually do the work of one?

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$100k a year in a place that isnt a socialist shithole can buy you whatever a man could reasonably want over the course of a career. You could even save it and retire early, living comfortably off of reinvesting it. If youre talking about ultra top 1% rich then no, it will almost certainly take multiple generations of for a person to get there just like the people there now.

Learn to code?

the plebes life is a hard life, he's always there trying to understand why his worth is so low and why he should continue to slave his life away just to be able to choice which poison he can ingest
that plebes life

This. The whole point of a welfare state is to assure those who have fallen upon hard times that they will be looked after. It is not for those who can't be arsed to contribute to have an easy life. The problem is that a welfare state will always attract those people unless there are robust rules in place. They will he attracted from all over the world to leech off the backs of those generous donations.

Great work user, keep it up. The leaf is getting blown up into a right old fluster

Drinking or taking on any other mind altering, experience numbing substances is for weak minded individuals and is literally money wasting self harming masturbation.

Going out to eat is massively overpriced (less so if you're refilled on alcohol and take the free water) and you're better off spending the money in fresh ingredients. Learn to cook, it's a piece of piss.

Most TV is garbage and shouldn't even cost you anything anyway besides electricity and a viewing unit. Unless you've seen every movie ever released before today there's no reason to pay up front to see a new release when you can wait a month and see it free online.

I don't even need to address smoking.

Video games have gone to shit starting subtly with the first PlayStation. There's hardly anything worth playing today and Steam sales and Piracy make this a Non-issue anyway.

Unless you're an NPC, owning a phone isn't expensive. If I have to clarify this point then you probably are one.

This is a nightmare world, but poor people have no excuse for their downs syndrome tier spending.

Pretty high actually. It's very easy to get ahead in a first world country because there are alot of weak minded people.

>happiness is consuming
>if I'm not spending money then I am not happy
>if I'm not buzzed on a substance then I am not happy
Meanwhile he hasn't set foot in a library since middle school

A good countermeasure is to only give welfare to people who have low paying jobs

A lot of those things are money sinks, you don't really need to do any of that, and if you do all of it, you're probably a bugman.

>First of all, Books aren't supposed to make you rich. They make you smart enough to engage your brain and teach you how to think

The first and best investment is in yourself. Remember that kiddos.

Do you realize how fucking fortunate you are to get that $940 month and not be denied medical care for being unable to afford it? You should be grateful and looking for ways to give back.

Look at all the clever Libertarians who've never suffered in their life, they're clearly just BETTER PEOPLE.

Spinalbro here, work-related, currently being dildo'd hard by a variety of (((private health concerns))).

It's not a big leap to suggest poor people should be able to live in dignity which is somewhere above subsistence and somewhere below having disposable income for a variety of luxury.

I have noticed some poor people are terrible with money and make things worse. Others just seem demoralised by the trap they're in and pick up bad habits.

Don't listen to any of the clever "independent economic units here." Feeling guilty for being sick is indicative of a sick system. They'll attack you before they attack why you're struggling in the first place.

If what happened to me happened in the US, I'd be even worse than I am and I'm completely fucked.

It's like what Kanye said: "Having money is not everything, not having it is."

Thank Christ there are two or three people who understand what a safety net is and that it doesn't equal luxury gay space communism...the rest are fucking sociopaths whom I really hope will be subjected to hard times.

>one man works and saves
>the other man works and parties
>after some time, the first man has a pile of money, and the other has nothing but ailing health, blurred memories and empty friendships
obviously its the ants fault and not the grasshopper

Duh. Because they're rich. They can afford it.

It's not about permanently denying yourself gratification, user. It's temporarily delaying gratification.

I grew up very poor -- bottom 10% or so of the income ladder in the US. Autistic pot head father, literally mentally retarded brother, mom wasn't in the picture. When I was 10 years old, I resolved to do better. When I was 12, I started working hard and delaying gratification. I constantly challenged myself, pushed myself to the breaking point, and now I'm in my early 30s making about $150,000/year in a low cost of living area working only 30-35 hours per week at a job I love.

I also don't delay gratification that much anymore. I still do somewhat, but nothing like when I was 17-23 or so and hustling to start my career. That's the key. You have to do the right stuff early on in life to set yourself up for success. If you're poor.

If you're born rich, hey, lucky you, but most of us aren't so lucky.

Hey I knew a girl who had that hobby, she made $0 unless you count the times I occasionally made her dinner

Agreed. If you fail in North America, you deserve it unless you have some sort of disability.

if you want to be supported you should conduct yourself so that people want to willingly support you, rather than have a violent political class forcibly confiscate wealth from complete strangers to give it to you in exchange for your religious devotion

Look into getting some bullshit college degree and teaching English in China before killing yourself. It's way easier and more lucrative than most real jobs and can give you a good quality of life even if you're moderately disabled.

If you don't think you can manage that, well, maybe kys, that's a personal decision, user.

Because they don't blow all of their money on frivolities?

I agree in the details, but in principal if you can live happily off of $20-25k per year while making 45k, you can be 'rich' in the sense of retiring very early and spending your time however you want -- even including traveling the world if you stick to low cost of living areas.

That said, you obviously won't be genuinely rich, but you can have some degree of success and freedom in this life.

>Molymemes
>We live in a society

Honestly, son, it's not hard. I paid taxes and worked hard and some of those taxes went into a health system and some of my pay went into a scheme for work related accidents, and I'm living off weekly what this guy gets a month.

Meanwhile my family, who are all like you, warned me not to ask me for money and drifted off because I'm physically unable to run their lives for them anymore. My grill, who also has health problems but works full time - is the only person who has stuck by me. The extent of my injuries - which happened at my place of work over a long period of time - is such that I would probably be dead without her.

I find some lolbert ideas interesting, but when they actually enter the lolbert brain you realise most of them are just selfish children who catastrophise the idea of making a formal contribution to managing risk.

>Don't the rich also blow their money on such things, and even more on extra crazy frivolous shit?
No. The rich are often far more frugal than the middle and working class, and when they do spent large sums of money they are buying assets that either won't depreciate much or that appreciate. The 'rich' you're talking about, the newly rich or the newly upper-middle class waste loads of money, the live on the ragged edge of what their income will support, the lease cars and have mortgages that eat up their entire paycheck. These people only feel rich because of their lifestyle, but it will all disappear during some crisis.
t. living in rich white community.

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What's he fucking want? 50 years ago you'd work even harder to come home to a radio and 5 kids.

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>co-pay
AhahahahahaHAHAHAHAHAHA
THIRD WORLD SHITHOLE

Quick minimum figures from the top of my head
>drink - $20 a week
>go out to eat - $20 a week
>TV - $10 a month
>movies - $20 a month
>smoke 'whatever' - $50 a month
>video games - $40 a month
Will grant him the phone, but the type of nonce who types like that probably insists on the latest iPhag.
He wastes a minimum of $280 a month. Note that this is damn near a bare minimum, in actuality he drinks much more, goes out more often, spends more on multiple TV services and vidya etc. He does not pirate or stream because he is too stupid and lazy. He does not cook for the same reasons. He spends money on intoxicants that have no benefits whatsoever but justifies them with 'I like to get high man'. He bitches and whines about how it is unfair because he can't think long-term and is unwilling to make sacrifices for the future.
$280 a month wasted. Not a rich sum, but not a pittance. In one year that is $3360. In ten years that is $33600, a sizable down payment on a house. Imagine saving the money you spend on such frivolities and the time you spend on them as well. Imagine dedicating those lost hours to reading, studying, learning, doing. Imagine what you would be capable of in ten years. Or keep smoking and drinking and rotting your brain, whatever dude, we all die in the end, fuck the system bro, hey pass that duchie to the left hand side lol

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I am disabled as well. I have great insurance and live off $624 a month.
$624
-300 rent
$324
-60 to 80 electric
$240
-72 cable
$168
-62 internet
$106
-40 dog food, toiletries and necessaries
$66
-20 home phone
$46
Water is free, I don't like driving, literature is lovely, fishing is fun and produces free food, and i recieved $102 in food stamps that I use to buy beans, rice, potatoes, eggs, bread, milk, cheese, deli meats, vegetables, and noodles. I volunteer when I can. $46 a month is $1.50 a day. I am happier and less stressed than everyone I know.