Is Jow Forums for or against student loan forgiveness?

Is Jow Forums for or against student loan forgiveness?

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loan forgiveness is a financial abortion for liberals and explains why they're on board. it allows them to have all kinds of irresponsible fun and burden others with the consequences of their actions.

>Is pol against literal Jewish trickery
I mean if you're that retarded to actually accept the devil's deal you might as well accept the consequences .

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Depends on the degree they got.
STEM, agriculture, forestry, and medical gets forgiven. Everyone else can go suck dicks.

It's only retarded boomers that are against it.

I bought 80k worth of pubg and runescape items, how can I ever pay that back?

>be me
>in college now
>in STEM major
>went to state college to save
>applied for a zillion scholarships
>will pay more in fraternity dues this semester than I will in tuition, thanks to said scholarships

No forgiveness for dumb fucks.

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Nope. Only retarded niggers go into debt and take out loans that they have no means or intentions of ever paying back. Sorry your $80,000 gender studies degree didn't work out for you, but you need to payback what you took.

I've gone to college twice and dropped out twice. If you get 80000 in debt, you're a fucking retard.
I went first for computer programming, and due to situations in my life decided that I was in the wrong program and got out before my debt got bad. I paid that off after two years with the help of family and by working my ass off. I utilized tax returns as well to help with that.
The second time I went for graphic design, decided that the marxist bullshit in the program's first semester wasn't worth the money, got out, and paid off my student loan within a year utilizing a tax return, some inheritance money, and saving some paychecks.
Neither time did my student loan exceed 8000 dollars, and I made damn sure that as much of the loan as possible was in grant money that I didn't have to pay back.
If you can't be careful about choosing what you go to college for and can't be careful about what kind of money you're borrowing, YOU SHOULDN'T FUCKING GO TO COLLEGE.

If you sunk your dumb ass into tens of thousands of dollars of debt because you took feminist basket weaving or some other shit that didn't have several obvious job routes, that's on you, not on the government.

Yes, you would be better off by having free universities in the US, like we do.

Sure, so long as they go through a lobotomy to remove all the knowledge the loan was used to pay for

Pol is against students, loans and forgiveness

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don't forgive the loans just make this shit bankruptable like literally every other personal liability

>get loan
>spend it on weed and parties
>wtf do you mean I have to pay it back?

Nice, am doing it too without paying anything (ufpr)

So what you're saying is you paid a fuckton of student loans and have no degree to show for it. Bravo

This. We should at least take the slavery aspect out of it. Student loans are more noble than a loan for a fancy sports car but treated worse for some reason.

Against. I want to crash the world economy and put boomers on pikes; forgiveness just keeps everybody complacent. The best way going forward is to amplify the voices of fat pink-slime slurping, second home-owning boomers who never miss an opportunity to say "fuck you, I got mine."

We need to build as much resentment and disgust and hatred for these people as possible. Thankfully they are boomers, so it's actually very easy

No one forced them into college. Inb4 betas say:

>m-my parents did

The fact is that if you actually listened to your overweight, middle aged, female teachers tell you that "you NEED college to find a job" then you deserve the debt.

I said no cream you stupid monkey.

Who the fuck pays 80k for a degree in lesbian dance theory?

I'm for the government not guaranteeing kike loans, putting the risk on the tax payer.

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/thread

I mean they should be able to declare bankruptcy and abide by the same rules as you would for any other loan. But beyond that, no.

Against forgiveness since it's yet another case of politicians throwing money at the symptoms of a problem to get votes, rather than addressing the root causes.
Same with the government just paying for it.

Instead of going for the easy bullshit, people should be demanding that politicians look for actual solutions to economic problems like these.

>YOU SHOULDN'T FUCKING GO TO COLLEGE.
Are you under the impression that people even consider that advice nowadays?
The number of kids going to college immediately after high school is already at 70% and will probably keep going till it hits 80 or 90.

take a 4 or 5 year break from all your usual vices, only spend money on food and bills. you'll lose a few friends but they were really only acquaintances anyway. start working out every day to keep you from boredom.

Why did they even borrow this money?

> mfw all unskilled labour is taken by refugees
> mfw all trade school work is regulated by unions who have taken away your right to work for less, therefore making you uncompetitive
> mfw higher education pumps out masters degrees in feminist dancing, making them "as qualified" as me
> mfw I know I made an investment in a catch 22 situation
> mfw evil motherfuckers want me enslaved
> mfw they are all socialists

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I freely admit that I made a mistake both times going to college. I should have gone for a trade. I'm saving up to do so now, actually.

nonetheless, I didn't end up paying that much all in all, something to the tune of 4000 dollars.

Yes, the argentina model of higher education is definitely something to aspire to. maybe one day all the most important research universities in the world will migrate here from argentina. if only we were on your level...

>"red-pilled" mouthbreathers on pol honestly are defending this graph in total and complete sincerity
>"red-pilled" mouthbreathers on pol are honestly defending usurious creeps preying on their children and the debt enslavement of all future generations
>their mature and thoughtful logic is that because they were fucked over, everybody else should be fucked over even harder tee hee hee
The final redpill is realizing that white people deserve to die out, most especially white Americans. These people aren't worth saving. You could offer them all the happiness in the world and still they would rather sit in cardboard McMansions slurping corn syrup and watching Fox News.

Mouthbreathers, I say unto you: may your children be brown, effeminate, poor, stupid and fat. May you die alone and ignored by 70 IQ Somali nurses. May you die watching your world fail as everything you love and identify with is pissed on and erased by the cultural revolutionaries and homos.

It's only what you deserve.

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Depends on whatever I get told by my superiors in various media outlets.

take your meda sweetie

>I went out and bought a $60,000 Porsche
>I work at McDonalds
>I can't pay that back
>It's your fault, not mine

The sad thing is, these people are considered "educated".

What do they offer in return?

i oppose it. im 30k in debt, and im about to land an 80k starting salary. fuck the assholes that didnt study.

>only 80k on runescape
what a faggot

A lot of people forget how important ag and forestry is. I'm okay with my stolen joopapers putting those people through a 4-year program...hell, room and board if they're in a top percentage so they can focus on study.

Everyone else can take out loans, their underwater basket weaving degree doesn't help enrich or add anything of value to society.

>under water basket weaving
Did your master sabotage your basket because it was of a better build than his by any chance?

Loan =/= free. You signed the contract, you got the degree, you pay your creditor. Period.

Knock it out and invest the same as your payment every month after that. Be great user, and good work.

Now by "meds" do you mean the SSRIs that will make your children shoot up schools?

or do you mean the opioids that will make your children strung out losers who rob suburban drugstrores and die in subway stations with shit in their pants?

Maybe by "meds" you mean the estrogen hormones that your children will take after watching too many Disney cartoons about strong feminist princesses

Or are the "meds" the post-surgery antibiotics that your whore daughter needs after getting her ass inflated in order to service more cock?

Sort this out for me, "sweetie"

student loans are just jews preying on gullible teenagers, the fact that they lasted this long and you cant declare bankruptcy on them shows how zogged america is

No I took the path in life of not being a stupid "educated" person. Now those super smart people that went to uni are in debt up to their eyeballs and living with their parents in a dead-end job...but they have a nicer car and gaming system than I do.

I laugh as I flip property with my used car. I'll retire before I'm 42, when these losers will still be paying off debts.

Well, if your degree was womens studies, your best course of action is, indeed, screaming.

>you didn't HAVE to agree to want a better life for yourself
>you didn't HAVE to want to own your own home and a middle class career
>you could have been happy working in retail or competing with Mexicans in the trades to unclog toilets like me
>maybe you should have joined the military and risked your life to support cheap products (for me) and endless wars for Israel
The mind of the boomer, ladies and gentlemen. Completely beyond redemption, in many ways actually worse than a nigger. At least a nigger stands up for something. What does the boomer stand for other than his fat boomer tummy?

Against.
Don't endebt yourself if you aren't in the ability to pay it back.
This is what you get for such poor ability to plan ahead.
It's your own fault, faggot !

100% against loan forgiveness of any kind. If you sign a contract with someone and don’t hold up your end of the bargain, your shit should be auctioned off to the highest bidder until you can afford to pay back your loan

Never mind, was just making an obscure reference but I guess you haven't played it.

I support it, a lot of people were lied to their entire life about University and are now stuck with a degree and debt. If you support paying back massive amounts of predatory loans, you are a fucking kike.

It's not surprising that Jow Forums supports student loan debt, because Jow Forums is full of kikes.

Student loans are jewish as fuck and they are designed to prey on young adults without fully developed long-term reasoning faculties. They utilized narrative weaving to produce generations of consumers for the product of blind indoctrination while also clamping the irons of financial debt onto them so that they remain socialistic thinkers their whole lives while they run from the debt they didn't actually the ability to choose.
It's modern indentured servitude with psychological manipulation in place of legalism. We should absolutely forgive all student loan debt, but in doing so we would have to rip out every single root that coercive state power has over these institutions. No plutocratic channels can be permitted to have authority in or over the totality of the education system otherwise future generations will experience the same kind of swindling these recent ones have. Kill the parasites and forgive their influence on our children and young adults. You cannot do one or the other nor can we do neither else we sacrifice three generations to the kikes and their schemes.

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This is a good statement.

yew logs

Alright so how do we achieve student loan debt forgiveness ourselves? All our politicians(minus rand) are kiked. How do you propose we do this right not right this second?

What reward do I get for recognizing my limitations and the scam that University is these days?

Just look at this fucking thread. THIS is how zog maintains its control--through man-titted kike-brained retards on pol literally defending their manacles
>hurr I'll have my milkshake "coffee" with ten gallons of sugar
I went to community college for two years before transferring to a nearby state school. I am now 3/4 of the way done completing my degree in CS, I have a 3.8 GPA and relatively little debt, but in so doing I had to live at home for nearly my entire college career and settle for a far less prestigious school than that which I could have attended.

I am extremely pissed at usurious kikes who have transformed the higher education system into a plutocratic scheme to extract wealth and happiness and opportunity from the entire American middle class. I hate them. But who I hate even more are their pigshit for brain defenders who never miss an opportunity to open their ass a little wider and ask you to do the same. The complacent little faggots who sell away the future of their people for cheap plastic toys, these people are the TRUE problem, not the kikes who merely do as kikes do. Revolting tubby mouthbreathing self-obsessed Americans are the cause of the collapse of this country into Brazil, and if this was a just world they would be taken out into the streets and shot.

Sorry, I have a hard time understanding why my tax dollars should pay for somebody who went $80,000 in debt to major in pic-related.
Do you realize what precedent that sets and what a terrible idea it is to tell the government that they should decide which degrees are worth studying and which aren't? What happens when feminists are back in charge and decide that Patriarchy Studies should be forgiven but engineering degrees shouldn't (because they're mostly men). Gov't shouldn't decide that, if your major is valid then you can get a job to pay it off.
Maybe the government should step in and cap college tuition costs but that's it.

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I support punishing stupidity. You are an overly emotional pussy, and the world would suffer no ill effects if you killed yourself

Against.
Lenders would be seething.
They would only allow it if the government (taxpayers) covered the losses.

If anything, there should be a cap on how much you can borrow for school each year.
It would force students to save money before going or force schools to lower their inflated prices.

The way I see it going, eventually the libs will allow forgiveness and make the taxpayers cover the lender's losses.
With the taxpayers mad about this, they will impose some kind of regulation on lenders in order to prevent the problem in the future.

more of what student loan forgiveness would pay for

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This society doesn't reward good things. You have to suffer and bear through your knowledge and practice of good above and over evil and enjoy your spiritual rewards in heaven

>Is Jow Forums for or against student loan forgiveness?
No. I'm for student loan refinancing. Instruct the Treasury to create a sum of money equal to the total student loan and buy the debt back. Then change the terms of the loan to a 0% interest loan with a set payback period of some number of years.
Another portion of money created for people that had student loans and did pay them back but to recover the interest they have paid. A direct cash transfer.

Make the government the creditor for student loans at 0% interest from now on.

I wonder how could anybody not want their taxes to fund somebody getting a degree in this?

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Against - I took a loan out, that means I pay it back. End of debate.

There are courses teaching fat acceptance now. Should our taxes pay that debt?

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What is debt forgiveness? Can I get forgiveness for a car loan and house mortgage? You borrow money, you pay it back with interest. Why would the lender just eat your debt? Would you lend money then the borrower asks for forgiveness and not pay you back? I would love for you to lend me money. Here's an idea, don't borrow money you can't or won't pay back.

I'm against it because they made the decision to pursue higher education and agreed to the loans required to pay for it. Why the fuck should it be forgiven just because they majored in something worthless and/or failed to network properly?

Recognizing that the government is operated by parasites is definitely a step in the right direction. Ideally we would hang everyone responsible for selling away the future for their perverted designs and declare illegitimate all debts to those parasites.
If we wanted real change then the next step would be the organization of a force capable of confronting the kikes in power to bring the whole of the government to heel under the might of the people. This would be done by joining white/western interest groups and bringing a solid understanding of economics with you so that when this circus either falls apart or is torn apart those who gain power will be surrounded by those who will not pick socialism or communism.
God damn I hope a civil war is on the way

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Education cannot be free you mentally handicapped drooler. Someone has to pay for it! Argentinian college doesn’t count because you cannot have a proper discussion of medicine and the sciences in Portuguese.

Against. No government money should be used to forgive debts. And I sure as shit don't want anymore tax dollars going to cultural Marxist institutions like American Universities or banks.

I honestly hope the defaults start fucking over the banks like the subprime housing loans. Everyone involved in this scheme needs to suffer greatly.

That's a nice meme you have there. What are things like in 2014?

to answer xer question; prostitution is probably not in the cards; of the married kind or otherwise.

just go an be a good wagie and flip those burgers with your degree in genderfluidism

You knew what you were getting into when you took the loans, so no excuse. That said if the gubmint wanted to nix my nearly $100k in debt that'd be swell lmao.

>Yes, you would be better off by having free universities in the US, like we do.
Yeah? How's that 35% income tax working out for you?

Against it...most of these idiots took progams of little to no value, and now work at Starbucks...sucks to be them...

>The final redpill is realizing that white people deserve to die out,
Imagine that. A commie supports White genocide.

It seems like most people here are still in the teenager libertarian phase.
They take so much pride in their ability to overcome obstacles that they don't even take a moment to consider the obstacles themselves.

When the people railing against "the jews" look like the most reasonable people in this thread, you know there's a problem.

Anyway, as for actually fixing this: i'm still trying to think of a good mechanism that doesn't involve outright shitting all over the market for education (eg single-payer, price controls), because it isn't all that broken.
It'd be great if we could just turn back the clock to before colleges realized they could just raise prices to the moon and students wouldn't/couldn't resist, but obviously that's not happening.

Anyone got a better idea than price controls?

>Is Jow Forums for or against making it even cheaper for the elite to brainwash their children by paying for it themselves?

>Everyone else is doing it, so I have to do it too

>Jow Forums is defending this
No. It's precisely this that we oppose. Price != cost. Making it "free" only sweeps the costs under the rug, further enslaving everyone to the (((debtors))), rather than just some random tards. The reason the price is so high in the first place is because of over-saturation. If every Oh no, those Nazis on Jow Forums want to take us back to a time to when everything was cheaper and people trusted one another enough to allow for the higher taxation we want and the social conditions of blacks were improving and there was no looming sense of impending ideological or ethnic conflict and ugly men could comfortably date ugly women and even total whores could eventually find someone instead of becoming lonely bitter fucks hellbent on destroying their own society because it was dumb enough to give them what they thought they wanted
We are not progressives. We are not to blame for this "progress" in any capacity beyond our failure to prevent it.

>Sociology textbook define(...).jpg
And I love how Conservatives think people can/should reason with those who promote things such as that.

We're not better people for allowing those who wish to destroy us to have a say in this society.

im all for debt slavery and the rich ruling over the proles. (am rich fag, laughing at you faggots)

That's fine and dandy, but it'll be my kids living in this world with retards who believe they should be making the decisions, even after they needed government assistance to fix their bad choices.

Uni and College goers are wannabe elitist rubes who can't understand Wisdom.

I know the system is shit but as a tradecuck I don’t want to fix it.

No i got 30k in loans and a rich family they support me. Why is a student loan different from a car loan
Lets support car loan and house loan forgiveness too

I took out a 250k loan for a house! how can I ever pay that back you racist bigot!

Don't want a loan - don't take a fucking loan.
Should banks "forgive" house loans and car loans too? Maybe I can take out a loan for a couple mill, buy myself a nice yacht and then just ask the bank to fogetaboudit.
I swear, you discord trannies are getting dumber by the minute. With that in mind I'll give you some advice; education is an investment, make sure that investment will pay off (gender studies won't), and study something that will land you a job with a good enough salary (again, not gender studies) that you can pay back the loan.

>Should banks "forgive" house loans and car loans too?
That'll be next. Especially when the housing bubble pops again.

Id like to take on a loan on killing communists and have the kikes forgive it
Whos with me

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Against.
If you took loans out, why should I (through my taxes) be responsible to pay your debt back?
I pay my own bills and you should pay yours.

>2019
>signing your eternal debt slave to monopoly money contract
>having the audacity to demand the easy way out
Nah fuck off.

>greek talking about paying debt
Ok now this is epic

You can't discharge a student loan in bankruptcy.

That’s not much for an American.

Why do I or anyone else need to pay for things you chose to do? It isn’t my responsibility; it’s yours. Now fuck off and get a job.

Fucking against, if they didnt want dept than they wouldn't have gone to a comfy private uni.

>high school student walks into bank
>can I have 60k for a Porsche
>do you have a job?
>no
>do you have collateral?
>no
>sure no problem
>bank does this for a ton of students
>bank declares bankruptcy
>it’s the students fault not mine

Our unis might not be as good but throughout my education I could theoretically not spend even 1 euro to complete it.

This

Students who took out loans:
- Did not take legal advice at the time of signing the contract
- Had less bargaining power (everyone around them in a position of power was telling them it was the right thing to do)
- Received bad / incorrect advice (miss-selling)
- Their brains weren't properly developed until the age of 25
- The high interest rates constitute a "bare promise"

Ultimately, the contracts are unconscionable / non-binding / not enforceable, and I'm shocked this hasn't been tested in court yet.

People below the age of 25 should not be allowed to burrow money at anything other than 0.0% interest. People who lent money to children for college / university degrees should be publicly executed for usury.

>>Everyone else is doing it, so I have to do it too
The point is that everyone is doing it, and they will probably continue to do it.
>Kill off the meme-degrees and the college requirement for office jobs and the price will go back to what it once was before this cancerous "progress" took hold.
Do you actually think this is going to happen?
The supply of educated labor keeps going up, nobody has any incentive whatsoever to drop degree requirements for entry level jobs.

Except unlike mortgage providers, student loan providers don't have to worry about little things like "defaults" and "bankruptcy".

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I didnt spend more than 200 euros on my education, but i spent my loan on rent and living. If u pay the college ur a cuck