Is financial independence possible in this day and age?

Belle Delphine

Dude is clearly an It neckbeard.

$600 in donations is the equivalent of needing your daily lime on food stamps

>good with money
>rent
literally only retards get apartments

Also
>Health Insurance at 25 years old

>excellent with money
>house cleaner
>donations
>dining out
did a boomer write this?

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>excellent with money

>dining out
>House cleaner
>DONATIONS

Fuck, that's how much money I make per month before taxes.

dining - 30-40
utilities - 100
gas - 120
car insurance - 100
cell phone - 70
internet - 75
mortgage - 350
groceries - 120
health insurance - 200

I only make 70k but im strongly considering hiring a house cleaner

This is too funny not too show Jow Forums.

This user critiqued the famous Jow Forumsacks journey chart. Read this first.

and this user who likely made the chart replied.

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>Donations - $610 a month
WTF?

This and only this

kek

It didn't work so here's the thread

Pure waste of money, I'd rather live in shit
Clean your own house lazy slob

Despite the fact that much of that can be cut away if they are making 100k they would still have loads of money left.

>$400 on groceries
>$600 on donations
>House cleaner
These Jews are out if touch

>excellent with money
>600 a month in donations
I guess 7k out of 100k isn't really that much, but it seems absurd per month.

We need to stop these beta orbiters before it's too late

...

Tithes? It's under 10%, but still. Could be tithe or whatever the synagogue equivalent is.

Spends nearly 1000 on a house cleaner, eating out and donations

"Good with money" this is why the millenial generation is fucked

They could only say house cleaner instead of house nigger.

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>groceries - 120
That's pretty low for a month. I'm usually between 300 and 400 and the only thing "fancy" I get is grass fed beef.

An user replied to that post.

>donating 615$ a month
how cucked are you exactly?

Most likely donating to degenerate NGOs or Trans/LGBTQ/political establishments/immigration shit

NBC wants you to think it's normal to give 600 bucks to progressive causes.

>rent
>$825

Where the FUCK is $100k at 25 possible with such cheap rent

Who the fuck will clean your house for $30??? Rent $825... In what city Tuscaloosa,AL?
Yeah and then makes 6 figures at 25... hi clown world how are you?

How is a potential $1300 monthly savings not impacting his quality of life

No

>mortgage $350
WHAT

THE

FUCK

bullshit, enjoy your health problems later in life because you were too cheap to buy quality food

>600 in DONATIONS? To whom? What for? What a fucking shill piece.

I wonder who

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Nobody is truly "financially independent". Except maybe Pewdiepie and Notch.

This and this

>I bet its donations to Israel too

Illegal labour

Similar salary here in Singapore. Dining out is the same as groceries so I do that every lunch and dinner.

Taxes aren't paid in the first year either so I get 100% of it for now.

It's so boring though that I basically just go shopping to fill the time. Only fun thing is to fly to other destinations close-by for a weekend and also fucking Tinder sluts who are mad for White D.

dining out is a modern thing

worry about yourself, fella

the legacy of boomer psychology, don't save for the future instead do something today that makes you feel better and crafts an identity you can broadcast but that doesn't actually require any work

jesus christ end the west already, nuke us nuke us nuke us nuke us nuke us nuke us nuke us

I live off dividends

Streamers. Zoomer's gonna zoom.🐨

this.
>gee I am struggling with money
>better DONATE SOME OF IT

fucking retards.
Also if he is """excellent with money""" where is his savings? Pay thy self first!
>dine out
well fucking cut that in half
>cleaner
????what the fuck is that? paper towels and windex dont cost that much, they must be talking about someone coming to clean their house for them.

A house cleaner / laundry maid is very economical. If you are making double what the maid is per hour, why spend 2 hours douung and folding laundry? Im at $40/hr so for me to do 2 hrs of laundry actually costs me $80. If I pay someone $10hr to do it, and work those two hours instead. I come out $60 on top.

Same. It's nearly impossible to live on 120 per month on food. Its doable of course, and I've done it before, but I think life is worth enjoying so the idea of rotating pasta, chili, and 8 grams of chicken per week is just shitty.

Typically I'm spending around 350 on food per month. Because I'm gonna cook fucking steak at least once every week, curry, phad thai, seasoned chicken, a nice salad etc. Planning out lunches and dinners a week ahead is retarded because I never feel like eating what I made 3 nights before or whatever when the time actually comes.

>makes 100k a year
>rents out 9.6k a year
>(((excellent))) with money
>doesn't afford a house
Yeah okay. What finance (((expert))) thought renting is a smart money move at 100k salary? Why is he donating nearly 7.2k to random fucking places!?
What fucking 25 year is making 100k and considered the "norm" to base this fucking study on? Who believes this shit?

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>Healthy Food is Cheaper than Junk Food
youtube.com/watch?v=VpPDVqMltx8

Small house with a substantial down payment would be my guess.

This is assuming a 25 year old could get a 6 figure income in a cheap non-metropolitan area which doesn't seem incredibly realistic. Now you could earn that living here in the SF bay area, perhaps if you managed to land a job programming at Google/Facebook or something like that right out of college, but you'd be paying on average $2-4k a month on rent or a mortgage, your internet would be $70, phone would be $60, utilities more like $400+, transportation you'd have a car so all the costs with that including $3.30/gallon gas right now and the rest is really individualistic. But overall this graph was made by someone completely out of touch with reality.

>but I think life is worth enjoying
you sound like a woman

>25 years old
>makes 4 times the national average

So this is like .002% of Americans that age.

he lives in the boston area apparently, his $800+ rent is renting a room with others

this is what libshit city faggots think is sensible

>rich kids are retarded

cut utilities/rent by 40% by living with a roommate in an area that isn't super-elite, fuck donating, instead of 650 a month spend about 300 a month on food. House cleaner? Clean your own shit.

Boom, cut the entire thing by 1350 dollaridoos.

>quality food

It shouldn't cost 650 dollars a month for one person to feed themselves even if they're being careless.

Not everyone is a lazy fuck like you. Unless you're self employed and work from home your equation doesnt work

>$615 donations
>$40 cell phone
>$30 house cleaner
>$20 internet
>$195 utilities
lmao what fucking boomer pulled this out of his ass?

bullshit.....

If you can afford to pay someone to do your bullshit thats fine
Just dont complain about being broke

>Is financial independence possible in this day and age?

Yes but you have to start your own business. The internet makes it easy thanks to eBay, Patreon, Kickstarter, Gofundme, etc. Be creative and don’t expect to make millions; just find a way to make a decent salary on your own.

Sorry bro but after making fucking beans for salary and living off of canned foods and balogne for 10 years I'm just fucking done.

If I have the money to, I'm gonna improve my meals. Nothing worse than opening up a pantry and seeing ramen and canned chili. I'm 30 btw. Not gonna put up with that shit lifes pretty much halfway done anyway and I dont plan on a retirement in clown world.

It's not what you think it is. Like someone said, it's a tithe. What he is really doing is investing in his in-group. When you are good on the tithe, they give you a career, jobs, massive amounts of security. It's what the mormons do. You can have endless children and they will just buy you a house to fit them and give you a job to afford them. He is most likely Jewish or Mormon, in which this isn't a donation at all -- it's an investment. One that will reap ten fold over time.

Still pockets over 5k a month
>donations
Am I supposed to relate to this?

it's your money man, spend it how you want

this
and strongly this

Pfft I make 93k a year and its nothing like that. More like 500 for truck, 1000 for mortgage, 300, for utilities, 500 for investment fund, 250 for gas, basically the rest on food, gf dates, and whatever the fuck i want.

A 25 year old who makes 6 figures is about 1% of the population. Idiotic.

healthy food is cheaper than junk food dipshit

I think its fekengeh.

>800 rent
>lives with others
Fuck me he's not an idiot he's down right retarded. On half his salary I was able to get a cushy town house in the suburbs fully paid off.
This is clearly propaganda nonsense to normalize wasteful spending and create panic to those who make below 100k which is not normal for American salaries.

>$825 rent

add $800-$1000 to that for an actual realistic rent for someone 25 making 100k (unless you want to live in the cultural "enrichment" area)

>t. 25 and making $90k

I wouldn't bother with a maid unless she dressed up and doubled as a prostitute

and that's expensive

In my country no
A normal person earns 1500 after taxes
If you earn good, you earn like 2000 after taxes (technician etc)
If you have a fucking hard job, like anything in terms of making iron or so, you can earn 2500 if you do a lot of overtime
And thats it for the normal person
Of course as a surgeon you earn more but thats a minority of society
So id say a normal wage is 1800 after taxes, and you cannot live good on that
400 for food, 700 rent, car 300-500, insurance 50, mobile 50, internet tv, 40, so pretty basic stuff, without anything extra added in, you are already spending what you are earning
The only way to actually have some money on the side is by having a partner that earns well and living together or living at home

Lolberarians classifying their taxes to niggers as charity

$1,000 for mortgage? When did you get it? 1999? I'm looking at $1,600 down here a couple hours south, and I have just about the shittiest little 2-bedroom house in town that's 120 years old.

This logic is fucking retarded. Your job pays you $40/hour. You aren't worth that to yourself. And are you actually getting paid during those supposed 2 hours it takes your fat ass to clean? You're a dumbfuck.

$25 yo making 100k spending $825 on rent and almost the same amount on (((donations))).

This must have been written by a troll or a complete batshit crazy person.

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>Hookers

>excellent with money
>gives 600 bucks away every month

200k 29 year old here

>2.4k on rent
>2.3k on student loans
>130 on month subway pass
>400 on food
>230 gym
>250 health insurance
>1.5 401k
>Rest in IRA/Taxable brockrage account.

I thought Americans are rich
Looks like you have to waste awfully lot of your income for basic things

havin 450$ after taxes, ask your questions

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>$100k a year income
>rents
>doesn’t own a car
>has the temerity to give to charity when he doesn’t even own a house

That said, if this nigger is making that much, then he’s probably still saving around $20k a year, so presumably will own a home in a couple years when he has the down payment ready.

>who the fuck donates $615 a month
patreonfags

>$650 dollars a month on food

Fucking retarded. $200 is enough for one person to eat well.

In what way is this being excellent with money?
Who is this retarded?
I see $900 a month that could be fucking invested in their future but oh no, look how excellent I am! I consume completely!
And even with monthly investing I'm sure that a higher level medical insurance plan is probably possible.
Am I missing something here, is this supposed to be a monthly responsible spend?

depends where you live. In gladwin, mi I bought 80 acres with a 3bed house and my mortgage is $280.

The fuck are they donating a quarter of their budget to? Why are they dining out? Why do they have a fucking house cleaner, and how are they getting away with paying them $30?

Yes, just sit your ass in your office for yet another hour just so you can have a stranger rifle through your belongings and do a halfassed cleaning job. Externalize everything, learn no skills. The drone dream.

And $400 a month for groceries? Are they living off artisanally sliced avocado?
Do they have green shit?