How do we solve the student debt crisis?

How do we solve the student debt crisis?

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Kill all the students.

Why don't they just get jobs in their chosen fields and pay it off?

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This doesn't answer the question. They'd still have debt they have to pay off while they work.

Why don't they just pay off their debt?

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Why dont they get a meaningful degree?

Indentured servitude to Walmart or any other company that wants to leverage thier debt in return for working for the company for some ammount of time (5-10 years?).

Jobs aren't guaranteed anymore.

Oversaturation.

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>leftists come up with affirmative action and bullshit degrees to virtue signal to low IQ degenerates
>now suddenly everyone in America has a degree
>employers start to only hire people with degrees because to not have a degree now means that you are worse than a blue haired feminist nigger
>now that a degree is required to enter the workforce, colleges raise their prices, because why tf wouldn't they now that they have the monopoly on who can pay their bills. >reeeee muh debt you filthy capitalist pigs

> Why don't they just pay off their debt?
This is antisemitism, goyim.

Ban usury

Let me get this straight, you're saying they chose poor career choices because why exactly? Just pick a field with good paying jobs and pay it off.

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Shouldn't have gotten a massive loan to get a worthless non-STEM degree, dumbasses.

Hang the bankers

stop being poor

debt camp

Hang the bankers

by not going to college directly after high school and instead enlisting in any armed corps to get free college
?????
even I a frog know it

DON’T

GO

TO

COLLEGE

Fucking Americans

Nothing.
The market will correct it. Shitheads getting a garbage degree from expensive schools deserve it for being retards.

Helicopter rides.

dont take stupid degrees, research the field for stability and need before going for a degree, dont be fucking retarded

we don't. you do. pay your debts deadbeats.

or go on microsoft word and print out some shit that looks like a degree and then proceed to fraud

Get a job and pay it back

Seriously though, it's not hard to have a job during college

>we
yeah, put the burden of your debt in the rest of America

They should stop paying their debts en masse.
It worked for the subprimes.

Eliminate all grants and government subsidized loans. Also, require colleges and universities to be co-signers on all loans taken out for their institutions.

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oy vey capitalist pig capitalism has failed the only solution is to shoot people

>worked
>the fed bailed them out and devalued the currency
>worked
k there m8

it's just retards who take out loans to get a degree in gender studies. why the fuck should the middle class have to pay that loan off because they're retarded?

Because the government says the loans can't be defaulted on, so it's a free cash cow to the communists.

i suggest mass suicide until something is done

>How do we solve the student debt crisis?
You pay it off, you fucking leaf faggot. Bonus objective is to not be so stupid in the future, and don't go to university for meme degrees.

Answer the JQ

>subprimes are like mortgages
kek. i have some bad news...

How about we investigate the anti-American activities of the tax-free foundations. What happened to when the FBI had a mandate to monitor the communists. They should be arrested and tried in public.

>dying for Israel when deployed to shithole

I cant speak for those who are just sitting on an inflated piece of paper

If this wasn't fucking clown world, they could be building the wall. I'm sure that would be an idea worth exploring.

Impossible. As much as I would like to see nationwide boycotts, Americans are too individualistic to see the bigger picture. University administrators would solve the tuition problem real fucking quick if they found out that no one was attending. Maybe this shit will be figured out in my next life as I'm too old for that shit.

No guarantee said field will be around in 5 years.

>tfw working 50 hours a week
Too burned out to do anything else.

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>Ive nearly finished my gender studies degree
>Im going to be a well paid rich person when I finish
>No (body) They's will employ me

>loans can't be defaulted
nigga what?

>burned out

>be a weakling
>want to be on top of society regardless
immoral

That's correct. The subversive communists in the US government changed the laws so that you can't default on a student loan. It's free money so the universities can jack up tuition as much as they want.

I have over $1300 in bills a month that have to get paid.

Let the students default and the university is the cosigner.

People who don't belong in college don't get loans.

Problem solved.

>just grab a job from the job tree where jobs grow in jobbies

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so where is the crisis for the students?

Have the fed pay off all student debt. Instead of paying the loans back people would spend the money on other things which would boast the economy.

Why did you pick a degree that wouldn't have jobs?

Stop going to college
Learn a trade, or get a job
>t. bombed out of college twice with no debt, now working as a janitor making >$20/hr to clean toilets and sweep floors
Every penny I earn goes in my own pocket. How many of you sad collegefags can say the same?

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You know what's funny is that the communist anti-American Jewniversities are expending effort on automating the jobs away. And then they tell you to get UBI while they're developing transhumanism to kill off you useless eaters.

I wonder why they don't tell you that during freshman orientation.

They have no future. The universities exist to literally kill off upwards of 90% of the world's population, starting with whites.

This is actually brilliantly elegant
Get this man a fucking cabinet position

Scam for scam. I don't see any contradiction.

Because both scams benefit the banks at the expense of the rest of the world. Is your mind broken?

>How do we solve the student debt crisis?
Repeal the Bankruptcy Reform Act of 1978. This will solve a number of things:

It will allow individuals with student loans the ability to declare bankruptcy on them. Loaning agencies will immediately prohibbit the loaning of money to individuals pursuiing degrees that won't allow them the ability to reimberse them with their owed amount. Thus, eliminating University's ability to bloat their curriculum with Marxist classes. Thus, eliminating the indoctrination system currently plaguing our higher educational system.

To learn more about it, look here: info.legalzoom.com/did-laws-effect-preventing-bankruptcy-student-loans-26426.html

You think that's bad?

The income based plans have you pay an amount that's affordable figured by income. These plans promise that after 25 years of on-time payments (including reverification of income every year, etc) that the loan will be forgiven.

Except that the unsubsidized loans continue to accrue interest and when the 25 years is over that "forgiven amount" is now taxable income you have to report on that years tax forms.

Easy.
1. Pay off any federal school loan debts of anyone who has paid off more than 50% of their loan. No matter the amount.
2. Now that the books are cleared of them, go after those who are not paying their amount at all.

This will get those who would pay off home loans, car loans etc freed up to allow for better market rebound. The losers who dont pay off 50% are those you might find may never pay off said loans.

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We're at 4% unemployment and the economy is doing the best it has in a decade. Jobs are everywhere so don't give me that bullshit. No one put a gun to their head and made them get a shitty degree with no future other than working at walmart. Not my problem they were a dumb cunt and got a degree for a job that doesn't require it. College isn't a right, its a opportunity to invest in your future, which can backfire if you make the wrong investment in a subpar degree because you got to emotional in your decision making process.

Stop sending women to college. And kick out all of the Jews.

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Figure out why liberal indoctrination centers charge so much in the first place.

We need to restart transport.
Those that dont pay will be sent to Africa

>at the expense of the rest of the world
No, just at the expense of the american public who tolerate such crooked financial system.

what's the actual crisis? what's going on

>he thinks unemployment is really this low

get a job and pay it off

Discontinue courses that have no value in the job market.
Gender studies, Nigerian mudhut building etc.

where is your proof that it isn't?

level the colleges with bulldozers

put all classes online

1 professor
23,000,000 students

problem solved

That's going to happen in the next few decades. Can't wait to pirate college courses

Apply for job
Start a business
Repay your obligations
You leveraged up for a degree
Get government out of backing student loans if you care about fixing the problem
Blame no one but yourself

Regardless of the number, unemployment is at a decade low. I am very aware at how its been manipulated by previous administrations, but it's still what is used.

You lazy shits get off your ass, get a job and pay your fucking bills.

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The goalposts have been moved several times to pad employment numbers.

This opens up all sorts of fraud.

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A bunch of idiots got useless degrees or attended a shitty for profit college, and are now unable to pay for them.

All Americans with student loan debt will have sex with Robert Redford in exchange for $1 million dollars.

USD is the world's reserve currency. You tolerate the EU, subjugate to the USD. Moron.

it's already too late

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these retards didn´t want to do any math and will never eran enough money because of that
Delete it, american universities are a shitlib scam anyways
It´s an indoctrination center for communists and shitlibs
Let them taste their own medicine and smash them with their own shitlibs and niggers

Based. I agree utterly.

Indentured servitude

Where do you work where you get 20/hour as a janitor?

>ITT a bunch of rightwingers refuse to use the tools at their disposal
Removing the dept wouldn´t hurt you, it would hurt liberal academia and bankers, both of them beeing your enemies

Yup. Amazing.

But you know what would be even better? Free ducation. And, you know, requiring proof that a given student or department deserves the taxpayers' money.

Get a boiler license.

>How do we solve the student debt crisis?
end government guarantees for student debt
allow discharge of student loans

risk goes way up
people stop lending
people stop being able to finance expensive schooling
price of schooling goes down
students can afford to work way through college
parents need to step up
not eveyone deserves to go to college
no college for niggers, or useless degrees
also keep women out of college.

>requiring proof that a given student or department deserves the taxpayers' money.

The devil is in the details on that one. How is that measured and what is the cutoff? Sounds like a great way for politicians to weaponize it and fuck things up even more. We need less regulation, not more.

Ban Art & social degrees, problem solved!

And what are you going to do with the money they are supposed to pay off? It is still in circulation however not in a form of currency, but rather like a debt which you lend to others.

Notice they'll blame "boomers" for anything, but never bankers or communists (including most tenured professors). What does that tell you?

Go look at labor participation numbers and population numbers. Divide the labor participation amount by the number of people aged 16-64. You'll find that the real unemployment rate for the working-aged is over 25%.

The reason you think it's closer to 4% is because the government lies to you by using the U6 as their unemployment rate. Just as one example of why the U6 is utter shit, people who have no job and aren't looking for a job and people who have no job and have been looking for a job for over six months are not considered unemployed by the U6.

Stop relying on the federal reserve.

>t. university economic student
>I only know usury
>but muh monetary velocity

By not getting into it.
>TFW I never taken a student loan and never will

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How are you going to count it?

Count what? How are you going to count the "value" of all the outstanding derivatives in the world?

>dying for Israel when deployed to shithole
I'd rather die than be a slave
btw dying isn't likely but is possible, just like every time you get in your vehicle.

Then why even suggest it?

What are you even talking about? The whole point of usury is that it's uncountable.

give everyone free money

>
Dont go to college, is isnt necessary