Raising the minimum wage is stupid. The real problem is that the cost of everything has skyrocketed artificially...

Raising the minimum wage is stupid. The real problem is that the cost of everything has skyrocketed artificially. Get the cost of living lower instead of making small business owners take the hit.

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The cost of living is only going to increase. Neither raising nor lowering the minimum wage will be effective to counter to problem of greed. The system is designed to take from you and wear you down so that you cannot get out of it. There is no solution in this beast system.

what is causing housing demand? Lower it.

Build more houses.

Keep immigrants out. Less kids. Housing prices will collapse. The bankers need housing prices to remain high. That is their business.

based & redpilled

yeah raising the min wage is a band aid and often times done so politicians can increase their own pay

Ya real smart remove property owners rights instead. You’re a fucking genius

There are two classes.
(1) Business-owner-land-owner
(2) Worker-renter

They want fundamentally different things. Business-land owners want low wages, and they want expensive housing (because their worth is tied up in real estate). Worker-renters want high wages and cheap housing.

Adding population to an area increases the cost housing and decreases wages.

Whats even crazier is that the welfare leeches who get their rents paid by the government practically unchecked

They'll pay a 500lb "disabled" lardasses $1,900 monthly rent and give em money / stamps so they can stay 500lb. This is insanity, not supply & demand

Literally a pants-on-head retarded system enabling parasitic behaviour.

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do they have any clue what landlords have to do to evict someone especially in places like california. i tried renting out a house it turned into a nightmare. the tenants fucked up the house. tried evicting them. they stayed for 3 months after their notice was posted. when they did leave they fucked up the plumbing and took a dump on the carpet.

>Landlords when the government limits land where you can build and takes over 80% of available land

>Get the cost of living lower instead of making small business owners take the hit
>Complains about small business owners in his pic
what?

Better idea: Inflate the U.S. dollar skyhigh to inflate the value of everything including housing, wages, and the stock market then dump it while boomers are retiring en masse and adopt Chainlink as the new national currency.

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Sounds like you are a bad judge of character or a hard ass scum-sucking leech of a landlord. Either way you seem pretty useless. Maybe sell the place and leave Commiefornia faggot.

*Clap emoji* Mmmm-hmmm, say it louder for the people in the back!

Libertarians might be the most retarded group of people to ever exist.

the cost of everything is going up because there are too many people demanding too much shit

Pissing away money if you subsidise pregnancy. Can't have affordable housing without it.

>Step 1
Remove illegals and work visas, wages will go up because companies will actually be forced to pay living wages or have no employees
>step 2
Take away section 8 housing and other government rent assistance programs
>profit??????

Also, where I live, all the new condos and apartments are “luxury” homes. It seems like a bubble that’s going to hurt because median incomes are low here but these places are around $1600-$3000 a month. Weirdly enough, they build these luxury complexes even in shitty neighborhoods, and they never look like they’re full.

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Not him but you have no idea how hard it is to find good tenants. Also the laws for tenants sway in their favor. Where I live, the tenants can not pay rent up until his lease is up and you can’t evict him until then.

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Cost of living can literally ONLY go up, this is a feature and not a bug.

Yeah you can blame Hispanics for that, if it weren't for those 70 IQ idiots who think this gravy train will never stop, you would be able to rent an apartment for $500 a month or mortgage a 1 bedroom for $1,000. But for as long as those mongrel savages are willing to cram 50 people into their rental house, landlords are going to raise costs.

Immigrants, feminism and the breakup of the nuclear family.
These things are done to push the value of properties and land higher, so the banks can continue their false financial economy which doesn't reflect the real economy.
While prices hike to pay the debt incurred by printing money that gets borrowed from the bank (print money, pay debt caused by printing money, borrow more money, print more to pay, etc), taxes go up and corporate inefficiencies are maintained in the semi-public sector because nobody's allowed to realise the absolute worthlessness of all your money.
In fact due to the debt caused by printing money at the Fed, every $1 bill represents a negative value, but they hide that on the sheets so the public doesn't notice.

The only winning move is not to play.
Subsistence farming with a local barter economy is the only way out, because the only cost incurred is the cost of land.
The lifestyle isn't much unlike Alaskan lifestyle.

The more times the Democrat Party gets a supermajority, the sooner the entire nation will be so endebted to the banks that it can't call the shots any longer.
They'll do whatever it takes to expedite this process.

>socialist propaganda picture
Do you think that landlords got their real estate properties for free?

Tear down those 200 year old houses and build apartments that can house 20X as much people

tear down your own house if you like
I for one think that Earth would do better with less people, not more

It all has to do with inflation not wages.
And the currency that we have now is trash.
>Pic related better economice system

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>t. owns no property
No. No, that's definitely leafs.

Landlords didn't get the land for free, but they do make a living by doing literally zero productive work in society.

The problem is that hyper-capitalist culture has produced a class of aristocracy with no skin in the game.

The founding fathers of the US believed that the results of a localized market and small government would create an environment where the owners and bosses would have to serve the worker, because they were employing people from their own communities. You couldn't take 90% of the surplus value for yourself, wear the finest fabrics and jewelry, and live a life of leisure if your employees were in rags and starving because they were also your peers you had to interact with outside of work.

Now, the leverage had reversed. The worker is a nameless, faceless, expendable sequence of numbers on a spreadsheet. The capitalist class has become adjusted to sucking a massive, undue percentage of the value, and the worker can either accept it or go homeless. Mobility in the worker ascending to the capitalist class used to be expected and normal; the worker can now go their whole lives never achieving enough capital to own anything.

The dream has died and soon revolution will come.

but they did productive work for the society - they accumulated enough capital to build* the property and they are kind enough to let other people live there

* even if they did not build it directly, but rather purchased it, they in a sense enabled the building to be built, because the developer made the investment knowing that selling is an option in free society, therefore the landlord(s) made it happen indirectly

The cost of living goes up when you force business to pay minimum wage. The problem is minimum wage works for about 1-2 years before the market re-adjusts and then the politicians buy more votes with a minimum raise hike. The poor keep getting shat on and used for their votes while nothing improves long term.

But then if you could explain that to them, they wouldn't be poor. The lack of ability to plan long term, be responsible with their money and invest in themselves are all signs of low IQ and low time preference trade off.

Jesus fucking christ. I thought it was bad in NY. You have to wait 90 days or three consecutive rental periods there without payment before you can initiate eviction proceedings. Then, it's usually about 60 days before you get an initial hearing. And even if it's settled that day (it never is), the shitbag deadbeat gets thirty days after the judgement of eviction is filed before the sheriffs come and throw his ass out. So that's usually about 6 full months of not getting paid on a property you've been paying the mortgage on, and you're going to end up having to fumigate and refurb. It's a massive clustefuck. You should jusy be able to shoot bad tenants in the head and toss them on the curb wearing a sign that says "DIDN'T PAY RENT" as a warning to other shitbags.

I sold most of my rental properties there and fucked off here to Texas.

I imagine this is true. I've been a perfect tenant for 13 years with my landlady and she's been the house like twice in that time, and not raised my rent once. I never complain, I take care of the place and have paid on time every month. That's obviously so rare that they're willing to rent out the property at way below market rate (as it is now due to inflation), so it's a great deal for both of us. In fact she wants to sell now and gave me first refusal, and I accepted so it'll be mine in about a month.

If you think being a landlord is getting a free lunch you are straight up retarded, antifa faggot.

You are quite literally a unicorn.

Hold on, explain this to me

As a landlord I....own stuff
and as a result I get free money?

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>free

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>what landlords have to do to evict someone
I knew a landlord who would rent a box truck and pay the tenant $500 to move out by end of lease date. It's cheaper in the long run he would say

I'm a small business owner
I pay 60% tax on all profits my company does
then I pay 35% tax when I pay salaries, and then finally I pay 25% tax on all purchases.

That means the government takes about 80% of my profits. Thanks obama.

population growth and urbanization

>The cost of living is only going to increase.
you are fucking retarded.
the reason why this shit increases is because of retarded idiots who push for government policies that homogenize prices. Rather than having a menu of options available, there is only ONE option.
ALL because of "won't someone think of the children!?" policies that end up making places like san fran the worlds largest LITERAL shit city in the U.S.

You are fucking retarded. Move out of commiefornia.

Then enoy your shitty housing prices.

But they had to earn that money in the first place, which required doing productive work. Landlords are just people who made 1 type of investment and that's in land and a building, and they see some ROI. But if you've earned a whole bunch of money enough to buy land and a building, then you could invest that in any number of places, starting a business which you can later sell, you can buy stocks/shares which pay dividends, you can buy other assets that appreciate in value, art, precious metals and alike. Or you can just dump the money into a bank and then the bank uses that as collateral in order to give out loans to other people who need them to start their own businesses or whatever.

To single out one investment and moan about it is silly. The point is that no matter what you do with your savings the money is going to good use somewhere. People need to be able to rent, they're renting because they cannot afford to buy and so there's a demand for rental property. People need loans to start businesses and so there's a demand for loan capital. People want jobs and jobs are created by business growth and business growth is supported by investment which comes from savings.

If savings didn't do anything helpful you wouldn't be able to use them to make more money. If people didn't need places to rent landlords wouldn't be able to make money there, if people didn't need business loans then bankers wouldn't have investment opportunities and so would offer no interest to creditors. Acting like people who save and invest are somehow leeches on a system is just dumb and niave, they're performing a service to other people by saving capital aside for these things. The COULD just go and buy a yacht with it, or a bigger house, or a solid gold dildo and all these other people that needed that capital would be fucked and even more trapped where they are.

>what is causing housing demand?
what is causing the lack of housing supply?
Government regulation.

Well I earn decent money, I'm on twice as much as the average wage for my area and I live way inside my means which means I have a decent sized flat. I'm also smart enough to know that any costs that I create like smashing the place up in any way, she'll just pass back to me in rent hikes. But there's a lot of people, the lefty communist types who would just see her as an oppressor, not take care of the place thinking "haha she'll eat those costs" and then whine when she raises the rent like the dumb fucks they are.

The reason there's so few people like me is that people have this massive chip on their shoulder about this all. My landlady is like 65+ she's retired, her and her husand worked their entire lives to build their little pot which includes a handful of flats they rent out. But he died recently, she's a widow, she gets to make some money on her life long investment from rent and then from selling, but it doesn't buy her youth, it can't buy her husband back. Young people today are future "oppressors" they've just not yet put in the graft to get there. That's what I'm doing now by buying the place and starting my investment, so in 30-40 years time I can rent it out and oppress some spotty little communist twat, and so on.

What are you talking about? The prices are sky-high, because of the demand. If there were less people, the prices would fall down to more affordable levels.

Great thread.

To summarize our current predicament:

Before the bankers your world was different. Specifically before the Jewish banker, who use fake money, after scamming IOU's as goldsmiths made them more wealthy than sitting king and queens.

The current system sucks wealth and energy right out of your. What's more, it even makes claims on the unborn.

Public billionaires are still a new thing, people tend to forget they did not exist about one generation ago. The only reason for their existence is the unlimited fake Jewish banking currency, nothing else. Consequently by far most billionaires are Jewish and close to the printing presses, or have been close to the IOU scamming goldsmith families, which own everything from corporations to media to congress.

Of course you have the odd non Jewish western billionaire, but they are still very close to the Jewish power house dynesty of fake / scamming banking.

Basically, basically, we all have been scammed and what we have now, is people in power who fucked us all over... you want those same people to fix it? What are you honestly expecting.

You are a slave. And it will never be fixed by those who exploit you. The louder this message, the louder the propaganda about 'getting money' towards your kids. There is no money currently, only fake Jewish controlled scamming debt notes, fiat debt based currency.

We need a savior. And it might as well be one of us. The longer this goes on, the more people that will suffer and die.

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Lol

bitchute.com/video/oqj8oVVK3lJ4/

Imagine being this retarded. It must be liberating.

But it's a complete meme that people actually earned anything, because mostly the people who own property are people who literally come from historical property-owning classes, e.g people who have owned property for generations upon generations.

Literally just check in your own country Britfag, the same people who own expensive land in Britain are conveniently the same people who sit in the House of Lords.

Also currency debasement and other jewishness

should have done it but it was my first go round and didnt know the law was setup to fuck the landlord so bad. ended up having to pay upwards of 8,000 to fix plumbing resodding and have carpets replaced. not to mention the stuff i fixed myself (clean, drywall, paint,). luckily they didnt fuck with the copper wiring. i wanted to sue them lawyer told me to let it go. would spend that amount on the lawyer and likely never be able to recover the judgement.

its not immigrants, its mortgages,

With an overabundance of credit for homes the prices rise because people can always get themselves into 30 years of debt to buy one.

The skyrocketing prices of homes because of mortgage availability is the root cause.

When everyone needs to get a mortgage to buy a home no one is getting a mortgage to buy a home, what is in fact happening is the banks own all the homes and you pay them rent.

I want the gov to build thousands of houses so boomers can lose their business.

Le overpopulation meme guy. You're so fucking stale.

>canadians need government to build houses

Figures

Inflation Rob's bankers, allowing the poor to inflate themselves out of debt. That will never be allowed.
government wants NIRP so people pay them to keep their assets safe via a certificate. If negative interest rates on treasury bonds can be normalized governments can fund themselves forever

It's just not true. This is one of the fallacies about the rich, that somehow there's this 1% of people who own everything and there's this static class system that no one moves about in. Yet 90% of family wealth is gone in 3 generations. The average lifespan of a fortune 500 company is like 30 years. You've got something like a 10% chance of being in the top 1% for 1 year of your life and you've got a 40% chance of being in the top 10% for 1 year of your life.

So at the top there's a lot of turnover of people in that band. The vast majority of people in the 1% are there because they saved and invested in some asset for a long time, like an expensive home or business, and then eventually sold that asset and their income for that year was very high which launches them into the 1% for that year, but then they drop out the next year because it was a 1 time sale. Like my landlady cashing in her investments on her various flats she owns.

The number of elites who have large amounts of property and who keep it through many family generations are the exception, not the rule. A huge number of people have mortgages to buy their first home, in large part because lifespan is now so long that people with rich parents tend to live in their family home a lot longer than say 100 years ago, which means inheritance of that home is pushed back until very late in the life of the children, way later than when they wan to start buying themselves which is typically late 20's early 30's.

How about we just get rid of money all together. We can be a society who trade goods and services for other foods and services. Paper money is holding us back.

But they're not immune from supply/demand. If you own a home and you want to sell and a potential buyer can get a similar home from 20 other people in the area, if you demand some retarded price for it, they'll go to someone else who will undercut you. That happens when supply is high but demand is low. What affects this is this is population vs homes, if we import millions of migrants the demand stays high and it's a sellers market, which is what leads to price gouging.

Banks and lenders wont even let buyers get bad deals, when you get a mortgage the house is the collateral for the loan and so the mortgage company independently values to the property to make sure what you're buying it for is the right market price, if you try and buy above market price because you're being unfairly gouged for whatever reason, then they'll often just refuse to lend. They don't want you taking say a 250k mortgage out on an asset that if you default is only work 200k because they're down 50k if they have to repossess the home.

How many years of debt you take on depends on how much you earn and what kind of place you get, if you live within your means you do not need a 30 year mortgage, I have a decent wage and a reasonably sized flat which means I can afford to take a 10-15 year mortgage out on it. Or more realistically a 25 year with options to overpay each year.

what I mean is the price is set so that no person could ever afford to just buy a home,

They always take 20-30 years of in order to purchase.

If there were no lenders housing prices would drop to the kind of money people would have available.

Like 5000?

you want free housing then......what colour is your skin?

>they're renting because they cannot afford to buy
that's not necessarily true, businesses lease real estate because they dont want to tie up their business into the real estate market when that capital can instead be used reinvesting in the business, it's a division of capital rather than division of labor

The price is set by the market which is a function of supply and demand. But fundamentally it bottoms out at the actual cost of the asset. Houses cost money to build, there's the resource costs and the man hour cost and the land cost.

If you buy a new build for example they're never going to sell that home for less than it cost to make because they'd make a loss on the sale. Houses are just inherently expensive especially in places like the UK where they tend to have a lot of red tape for building them, loads of regulations, and they also tend to be brick rather than the flimsy wooden things in america which blow down in high winds.

So your saying its impossible for a white person to want free housing and that only people of color want it? user please fuck off.

KILL THE BANK

OUTLAW FRACTIONAL RESERVE BANKING
OUTLAW INTEREST

Its not insanity or stupidity, its blatant plundering and an open attack

>people of color
White is a color.

Lmao@your logic

I'm talking about the average Joe here, with no real wealth passed down from family at least in early life and with it taking decades to build a good career and good wage, most people just don't have the money to buy. If you're very sensible with your money and you're conservative and save like crazy you can get on the property ladder with a mortgage fairly quickly, but it's a brutal amount of interest unless you put down a decent deposit.

Before those people can buy, they have no other option than to either stay at home with their parents or rent. And so those people create a demand for rental properties which home owners fill.

>businesses pay respectable salary to employees
>(((landlords))) oy vey the goyim are paid more, better make it more expensive to live in their home.
They are two entirely unrelated things you economically illiterate D&C kike

Kys retard
Is it a 'free lunch' when you have to replace what people break?
Youre a roach

>Calls others retarded
>Is literally retarded.
Prices go up because the rich want more profits It's why we work more, giving them more productivity but make the same much as before.

A "menu of options" won't make them go down. Just look at the absurd prices in the medical field for something that costs nothing to make. Or how every company is making products designed to fail rather than last so you have to replace them frequently at the same high price. My early HDTVs, electronics with chargeable batteries(ps3 controller, psp, vacuum, etc..), all lasted +10 years. Now I'm lucky if they last more than 3.
And the middle class wants to be rich so they add to the problem with their cutthroat business practices. HVAC/Electirical/Plumbing companies are huge crooks, and even when they get closed down for their shady business practices and outright theivery they just pay a fine and reopen under another name. Like Bruno's or Air something. The people who run for Mayor, City Council, Governor, etc.., are all the same.
nj.com/essex/2019/03/105k-for-a-part-time-job-city-council-members-just-gave-themselves-big-raises.html
There was one in I forgot which state who makes almost as much as the President.

FRB doesn't "create money" like I'm sure you've been told before by some stupid online meme documentary, it's just a way of allowing faster growth of an economy which benefits us all.

If interest was outlawed then no one in their right mind would ever lend money to other people because there would only be risk and no return. And so if you want a home (mortgage) or to start a small business (small business loan) etc, then you'd be fucked. You'd have to save that capital up from scratch and so you might be starting your own business after 40-50 years of saving rather than starting the same business in your 20's where you have time to grow it.

Why dont you buy land?
No one forces you to rent

KYS

but smart people won't tie up their income into a equity on a mortgage when real estate prices are sky high, they will use that capital in higher ROI ventures, just like the businesses would

>cost of everything has skyrocketed

Wat

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>FRB doesn't "create money"
And that right there is where you unveiled yourself for the rat kike you are. Please cease further opinions and commentary, they are all pilpul lies and smokescreens.

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No they're not unrelated. When you increase min wage of a business, they don't just eat that cost out of their profits. SPOILER ALERT, the profit margin of a businesses generally stay the same as a percentage of revenue. So what a functioning busness does is look at the outgoing, their rent, wage costs, material costs, admin etc. And then they price their products so that the sales of the products cover the costs, plus some additional profit they keep.

When you raise minimum wage all that happens is business bottom line costs increase so they increase the cost of their goods to cover that and so the profit margin remains the same (as a %)

When businesses all around the country who rely on min wage workers all put up their costs of goods/services, what happens is the cost of living goes up, the spending power of each $ or £ drops, with the same $10 you can buy less stuff. As the value of the currency changes anything that priced in that currency like rent, also changes, so everything eventually goes up, including rent. It's basically what inflation is.

Poor people think, "haha we'll stick to the business owners by making them pay more", but in reality all that happens is that cost is passed back to the consumers (i.e you) and that's why 2 years later the min wage isn't enough to buy the basics anymore because the cost of basics has gone up, so they need to raise the minimum wage again, and it's this dumb cycle. The only purpose of that cycle is to pretend to give poor people more stuff in exchange for their votes, and then in turn have the system re-balance that through market forces so 2-4 years later you can get their vote again by raising min wage again.

This. 95% of renters are the literal scum of the earth. I'm not a landlord, but as actually responsible and well-meaning renter, the roommates I've had have destroyed my faith in humanity. They are the most disrespectful, inconsiderate, selfish, filthy, envious, pathetic group of ingrates anyone could have the misfortune of sharing a planet with. You could give them a palace for 5 dollars a month, and the next day you'd find the place completely destroyed and the renter begging for cheaper rent. They have no concept of how much it costs to repair the damage they cause. They literally believe houses spring out of the ground and the landlords were just lucky to get the deed. All non-landowners should be immediately thrown from a helicopter into pit of sharks. I would be eaten, but it's worth it just to see renters leave the world.

Chris Shannon? Is that you?

FRB creates money but it also creates and equal amount of debt at the same time. Every time a bank creates money to lend to someone they also add the same debt on their own books. So when the loan is paid off in full the amount repaid settles the debt on the banks books and the net amount of money in the system is still the same, the only thing the bank gets from it is the interest payments which come from the existing money supply.

As I said you need to stop watching meme documentaries about conspiracy theories and actually take an economics class,or at least do some basic reading. All FRB does is allow for more simultaneous loans which means the economy can grow faster with more new businesses started and more new jobs created. And the net amount of money is always the same.

To add: When the landlord has finally had enough of subsidizing the renter's sad existence, and kindly asks them to leave, giving them many months of time to find a new place, the renter will come up with 1 hundred excuses why they need just a little more time. Never give any leeway to these people, they are just lazy pieces of crap that think their problems will go away if they hit the snooze button. Give them extra time and they will ask for more, every time.

>implying businesses wouldn't pay their workers lower than minimum if allowed
>implying that profits aren't hoarded by the executives and (((shareholders)))
>implying all the cost cutting isn't to punish employees and encasing them in an abusive servantile existence
>implying
You're economically illiterate. Your walls of pilpul text do not away against the reality of the situation.

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