Equifax fucks everyone AGAIN

NO $125 FOR YOU

archive.is/DBSvj

>Last week, the FTC said the 147 million consumers impacted by the Equifax hack and leak would be eligible for a $125 cash payout as part of a settlement with the credit reporting giant. This week, the FTC abruptly backtracked, insisting that because the public’s interest in the money was somehow “unexpected,” most victims would never actually see these funds.

FROM THE FTC SITE

> I thought I could choose $125 instead of free credit monitoring. What happened?

The public response to the settlement has been overwhelming. Millions of people have visited this site in just the first week. Because the total amount available for these alternative payments is $31 million, each person who takes the money option is going to get a very small amount. Nowhere near the $125 they could have gotten if there hadn’t been such an enormous number of claims filed.

The free credit monitoring provides a much better value, and everyone whose information was exposed can take advantage of it. If your information was exposed in the data breach, and you file a valid claim before the deadline, you are guaranteed at least four years of free monitoring at all three credit bureaus (Equifax, Experian, and TransUnion) and $1,000,000 of identity theft insurance, among other benefits. The market value of this product is hundreds of dollars per year.

You can still choose the cash option on the claim form, but you will be disappointed with the amount you receive and you won’t get the free credit monitoring.

fuck these absolute bastards

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Other urls found in this thread:

act.demandprogress.org/sign/ftc-deceptive-advertising-equifax-settlement/
google.com/amp/s/techcrunch.com/2019/07/22/equifax-fine-ftc/amp/
equifax.com/personal/credit-report-services/
twitter.com/SFWRedditVideos

Demand Progress (I know, I know, I know. Soros. But in this case I don't care) has a petition to try to get some satisfaction over the whole thing act.demandprogress.org/sign/ftc-deceptive-advertising-equifax-settlement/ but honestly I doubt anything will come of it. They fucked us by losing our data, then slapped us in the face by offering us $125 for our trouble (a pittance if you think about it), then pulled the rug out from under our feet again. If there was ever a company that deserved being protested and picketed, it's Equifax, but in the real world their stock is skyrocketing and their CEOs are all getting bonuses for how deftly and effectively they fucked us and got away with it. In another world the government would have investigated and dismantled the company, but in clown world you can get away with anything as long as you have enough money and connections.

Bump

You can lock your credit file for free. Then you don’t need monitoring.

it's not about that. it's about the class action lawsuit that settled for $575 million, of which you'd think MOST of that would go to the people that got fucked. no. it all went into politicians' pockets and a paltry $31m was left to be divided among the people that filed claims. It seems like a lot of money until you understand several million people filed. Everyone's getting like $5 instead of the $125 they were promised. They were hoping everyone would go for the "credit monitoring" that was by, you guessed it, Equifax themselves. Fuck this company on so many levels.

They had billions in fines.
Each victim could have been given MILLIONS of dollars with more than enough to go around.

I actually had my debit card locked and disabled because of a fraud attempt. I was on the list. This entire thing is fucking criminal. I can't be the only one who's livid. $125 may not seem like a lot but to me it's a week's groceries or a bill payment.

Son of a bitch

And why aren't they making payments instead? I'm gainfully employed, and so I don't run into this, but I'm sure the rest of you knuckle dragging NEETs are well aware that bills don't disappear when you don't have the money. Equifax owes me interest and a late fee.

Because apparently the settlement was final and less than 10% of it was allocated for the actual victims. This whole thing is an atrocity. I have a good job too but that's not the point. For a brief second I thought a company was going to make good on fucking the public. I don't know what I was thinking

Class actions are literally just a racket for professional litigators, don't know why you thought otherwise.

How about, as a settlement, you let me control my own private data and opt out of your credit reporting agencies and other for profit, subscription based database that sell my information to anyone it wants for a small monthly cost?

>I thought a company was going to make good on fucking the public
Sounds like they did just that, they've fucked us all.

A company that nobody makes an informed decision to do business with, which can not be escaped without basically becoming the Unibomber, subjected a third of the country to lifelong identity theft and fraud through negligence, and...we get maybe $0.12 for it?

A private citizen who did that to even ten people would get a felony.

was your social security number on the list too?
Theyll just take out a new credit card.
should have been more careful with your info goy :^)

>but to me it's a
iirc they had over 100 BILLION in fines and only less than 200 million customers.
If the government didnt keep the money for israel, they could have given it straight to the victims and you could be a millionaire right now.

So fucking what if there's too many? Everyone should get $125 and if it bankrupts the company, that's just the way it is. They steal our information and sell it to people and they are still allowed in business? Someone needs to go Tyler Durden on these companies.

for all we know the "leak" was an insider selling all the data willingly. imagine how much that'd be worth. their stock has been going through the roof since the joke of a "settlement" was announced. too bad those Antifa faggots don't actually believe in their agenda or they'd be burning Equifax HQ to the ground.

They will be killed as will government idiots who defend them.

>Quietly release settlement hoping only a few thousand people will see it.
>Internet finds it.
>Opps people made it so easy that boomers on facebook were sharing how to do it.
>Realize you were going to lose 150 million
My entire family did it via a simple link I texted them, and my father actually had someone try to steal his social security during the time.

But it has a market value of hundreds of dollars a year, goy. What a joke

Silly goy, did you expect the people who run Equifax would be punished?

I am unreasonably angry about this.

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Bump

>100 BILLION

Nigga are you serious?

Try 700 million, or $2.50 per customer.

google.com/amp/s/techcrunch.com/2019/07/22/equifax-fine-ftc/amp/

equifax.com/personal/credit-report-services/

you can freeze your Equifax credit report forcing financial services to go through a different processor. It's not much but it's something.

What's the benefit of it vs. downsides?

Your Federal government allowed the hack and is allowing this. Redirect your anger to the appropriate entity.

I just took the money. This is just like when Microsoft had to send me $30 back in the 90s.

we all took the money. the money was supposed to be $125. It's probably going to be $0.50 from the fucking look of it.

I agree that the government facilitated the problem, but I see the master/slave relationship between the government and Equifax (or companies like it) as inverted.

They should be sued out of existence.

someone needs to find a power kike to initiate an ACTUAL class action lawsuit to the tune of billions. fuck fines. fines are just payoffs. they need to pay the people they fucked. not some shady government entity that's gonna blow the money on ladyboys and cocaine.

The benefit is that no one can open a line of credit in your name without first unfreezing it. There are no downsides, don’t go into debt.

Even more than that, really - everyone smart realized that you could claim ten hours without documentation, so we actually had at least $375 coming to us.

And even that was a paltry amount, compared to a lifetime of exposure to fraud, from a company that nobody can (realistically) avoid giving their information to.

do you think anyone would really be upset if the next mass shooting was at equifax HQ?

Why would anyone want to use credit monitoring service by a company that got hacked are they stupid

I honestly did spend hours trying to get my debit card reactivated and my account unfrozen but I didn't think of it til after I'd gone for the minimum $125. Honestly for the fact that I ACTUALLY GOT FUCKING HACKED I should get WAY more than $125.

just make sure it's a black man that does it and the news won't even cover it.

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That isn't unrealistic, either. Everybody loves free money, but nobody loves it like the blacks. They must be livid.

I told you stupid fucks this would happen. They aren't even going to pay you the $4 for like 2 years. What happens if you change address? lmao
t. checked for fun, was "affected" but didn't give them my info because I'm not a zoomer.

31 million was allocated goyim, quit complaining and take our credit monitoring since your creditworth is now in danger (by us).

problem is 99.9% of niggers affected by this probably don't even know what equifax is. The only thing they probably know about credit scores is that theirs are shitty.

we should organize a BLM style chimpout at the Atlanta Equifax HQ and accuse them of racism for not wanting to pay the blacks the full $125

The corporatist boot has stamped this faggot's face so hard, he can't even pretend to resist anymore.

>oh yessa massa sir, I not gon claim none of yo money, nuh uh

Can people still check credit? Happens all the time with apartments, jobs, etc.

we convince them their credit scores are shitty because rich white people lost their data and THAT'S why. forget all those unpaid payday loans Jamal, it was whitey, we wuz kangz

Debt is such BS. I'm getting rid of all my lines of credit once the mortgage is paid off.

If Jow Forums wasn't such a shit pile these days and still had some of it's old juice left, a social media campaign to liken Equifax settlement cash to slavery reparations could have worked wonders.

Let the black community know and angle it on big Corp don't want to pay no black people and watch a shit storm happen

We should be the change we want to see in the world. I dont know where I'd start

Kikes. God damn kikes everytime.

How the fuck did 3 shitty companies get exclusive rights to every person's financial data? Somebody fill me in.

Having a credit card with a high limit that has no international fee, annual fee, and decent rewards is good to have. If someone Jews your one card it's not your money it's the creditcard companies.

You must make sure to freeze on all three branches though. And then unfreeze if you want a loan/mortgage/new credit card

No, I know how class action lawsuits work and I'm not a retard. Enjoy your $4 two years from now, zoomer. Maybe you can buy a soi burger with rick and morty sauce.

Your anger is misdirected faggot

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Of course the goyim won't get their sheckels.

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Does it fuck with random credit checks I assume? But then if I am expecting them they would need to be unfrozen a month or two ahead of time to generate a recent report? Does that also impact filing for loans since leaves darkspots on credit report?

>(((connections)))

soley depends on which company they go through. Equifax is one of 3. I would imagine any financial institution worth a shit could do business with one of the other 2.

Are any of the others any better, or have they just not been caught slipping yet? Sorry for spoon fed answers

They're all fast and loose with data security. Nobody who controls spending really gets it, and there's so little consequence for a screw up anyways. Well, for the company - the consequences to the victim can follow you for life.

>Equifax fucks you in the ass
>"Not to worry consumers! You get 4 years of ass fuckings!" - FTC

I wonder how many ex Equifax employees work at the FTC

there's no reason to believe they're any better. the only thing you'd accomplish would be denying Equifax the pennies they make every time someone does a credit check on you. It'd be more of a symbolic gesture than anything.

Give it time. There will be one once they realize the public sentiment.

And how many FTC men have Equifax jobs waiting for them.

AHHHH WHAT WILL HAPPEN TO MY 125$ NEET SHEKELS, FUCK YOU EQUIFAX, not really surprised though, just sucks for people who legit lots a fuckton of money out of this and won't get shit back.

I thought I was the only one who was furious but a google search reveals r/technology has a thread with over 40k upboats right now for what that's worth.

These credit breaches aren't even just about a couple bucks (or a hundred). What use is a credit system if all the credit reports are unreliable? When criminals start using these data in bigger numbers and everyone is filing FTC affidavits and disputing everything, we'll see a credit reporting reform, hopefully one that will put all three of these agencies out of business.

>Because the total amount available for these alternative payments is $31 million

That's not enough, so obviously they need to pay more than 31 million. I'm failing to see the problem.

People should be fucking furious about this. Pretty smart of them to release the fuck you right in time for a media dominating shooting fest too. This will get zero air time unless we make that big of a fuss over it.

>free credit monitoring
>with the company so fucking imbecillic and incompetent that they gave your info away

Yeah, that's a real fucking dumb idea. I love how the media and influencers desperately try to promote getting fucked in the ass instead of taking their money.

Why not just sue them for 125 dollars in small claims court, "millions" of times?

"market value is hundreds a year"

which means it costs them nothing to do this because it is all automated

this isn't a bad idea. If everyone did it at their local court Equifax would have to send representation to each one or face an automatic judgement in favor of the plaintiff. This was how the banks and credit card companies fucked so many people after '08. Can't drive 9 hours to show up on Tuesday to court? Too bad so sad we get your house.

This would unironically be hilarious

If seems to me that if someone can prove damages, the best thing to do is reject that pathetic $125 and credit monitoring, and sue the bastards in a private suit.

Any lawfags here who can give advice?

I'd be happier than a pig in shit if they got fined out of existence.

One of the things that surprises me doesn't get brought up here is just how fucking evil the credit bureaus are.

bump

Explains why my captcha keeps fucking glitching out all of a sudden. I was just bullshitting. If it's a good idea I'm doing it. Fuck them and their "free monitoring." It's free for me because it doesn't cost them anything either. I want the money the court says they owe me.

Know everythiing is a scam except for farming.

All of pol went down for 5 minutes. Someone probably found something about the shootings they weren't supposed to and the feds paused the board to figure out where to send the helicopter

Wish I could afford a week of groceries for $125

thats how class actions work. they arent there to protect or help the victims, they are literally a mechanism for corporate law firms to profit. the lawyers and the firm always get the majority of the class action winnings, they build an entire business model around reseraching transgressions and getting idiots to volunteer as plaintiffs in order to file frivolous lawsuits that will give huge paydays and then they only give out like 5% of teh winnings to the actual victims

>a week of food costs$125
Go back to Canada leaf faggot

move out of the city, friend.
yep, it's fucked. and that tiny 5% is spread out across the entire group so it amounts to almost nothing. the problem here is Equifax promised a specific dollar amount and then backed out. There HAS to be a way to throw enough of a fit to force them to make good on THEIR OWN FUCKING PROMISE. Also the FTC should instead of backing down like complete pussies be dropping the hammer and FORCING Equifax to pay what they said they would.

>three
>exclusive

They don't, that's why there are multiple

The class action suit makes them immune to rany related lawsuits

The whole credit systems needs to be brunt to the ground.

remember though we need less restrictive regulations on big business and also lower taxes for them, the job creators

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but if they arbitrarily decide "whoops we're not gonna pay out what we said" couldn't a powerful enough lawyer hand them their ass over it? this is either gross negligence at best or fraud at worst

>everyone lives alone in a single bedroom paid for by their parents

Good goy take your $0.75 settlement check and fuck off while we sell all of your credit data for trillions. Donald Drumpf sucks our Jew Jew cum and you're not getting a single cent more than that.

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>American cuckold eating sloppy seconds while being raped from behind by billionaires
Lol that 125 was gonna save your life when you got cancer in the ass, aaawww at least you don’t have le socialism LMAO

same reason we're kiked by the fed, social security ponzi scheme, and employer credit checks. among numerous other examples.
they'll make off with ceo bonuses and sweet backroom deals. meanwhile we will be fucked. as always. people will have their lives ruined over this boomer-established hyperjewery. WHY ARE CREDIT SCORES A THING IN THE FIRST PLACE? EUROS LAUGH AT US.

americans are born as debt slave goyim cattle for israel. until we [no need to speak it], nothing will change.

>You can still choose the cash option on the claim form, but you will be disappointed with the amount you receive and you won’t get the free credit monitoring.
Why settle for credit monitoring or $125 payout when you can try to milk those fucking Jews for as much shekels as you could, then fix any problems with the millions you've bamboozled from them and live off the money they stole from you that you stole back (with interest)?

I remember when I was 13. I look back and regret most of my opinions and comments. Some day I hope you do too.

there's gotta be some recourse for this. giving up is what they're absolutely counting on.

Because there needs to be a way to check a prospective borrower's likelihood of repaying a loan. Would you want to pay the same high interest rates that DaShawn and Jose pay because lenders assume that your likelihood of repayment is about the same?

>Equifax fucks everyone AGAIN
Money laundering / laundering of monetary instruments -> RICO.

>This entire thing is fucking criminal.

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