Dumb College roasties

Do women not understand compound interest

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>12,000$ loan for community college
>making minimum payments
>loan turns into 18,000$ debt
College is a Jewish scam isn’t it?

Fucking 20k in debt for an associates degree

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>somehow
kek, she should have asked her dad before signing that and not knowing wtf is going on

>thinking this roastie grew up with a dad

Jesus fuck. I got my associates for like 5k.

>take out a shit ton of loans
>live the good life
>declare bankruptcy when it's time to pay
>credit sucks for a few years but then it's fine
>absolutely free money with no strings attached
Why shouldn't young people just declare bankruptcy? What's the downside?
>"But but muh housing muh car loans..."
Just live at home and take the bus to work. Again, it's only for a few years anyway and then you just rebuild your credit normally. After 2-3 years it's like it never happened at all, except the financial institutions got fucked in the ass by you. Credit is a worthless Jew meme that only exists because they think they have scared you. In reality, they're desperate to give it out like candy because the only reason it has any power is because people can get it so easily.

fun fact. you can't file bankruptcy on student loans. they remain with you forever. once you land a job, your wage literally gets stolen by the government.

Maximum KeK this girl got lured into mr.goldstein and co with the whole “well pay for your college and then some!! No payments for a year”

Can’t declare bankruptcy for student loans
Underage b&

How did Jewish indoctrination treat you user?

I had a batshit insane Sociology professor and a fat dyke English professor. If you larp as a Jew they will ignore you.

naw, these roasties are retarded. I get money back for going to a technical college each semester

associates has minimum indoctrination

I think she gets it. Stop paying

Life on earth is a Jewish scam.

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she's a coalburner

Ursury is a scam, yes.

50% interest in a year and a half lmao based jews

Why are so many women economically unattractive?

>tfw you retard wagies paid for my degree and all i had to do was spend 4 years in the marines. got to shoot guns, go on a cruise, and didnt die or get shot

ahahah im a genius

women can't into money, and shouldn't be allowed to handle any

>Jews ban usury
>All other major religions copy them
>Jews mysteriously unban usury and have an instant banking monopoly

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Don't pretend to know things. You're not very good at it.

Declaring bankruptcy doesn't clear student debt. It takes 7-10 years to clear a bankruptcy from your credit report.

Naw I think she meant it started at 12,000 when she took it out 4 years ago.

The interest builds while you're in college

>The interest builds while you're in college
based jews

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I don't believe so, student loans are actually one of the more generous types of loans usually and typically don't start incurring interest until some time after you graduate.

>continues to quote purely Jewish authors
Neck yourself faggot

Literal retard
I hate to say it, but I don’t consider it usury when the person knows exactly what they’re doing (borrowing money) but doesn’t think about the consequences

>just live at home

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>borrow $12k for an associates degree in feminist dance theory
>government generously pays off your student loan interest while you’re studying the impact of manspreading on Ethiopian ballet
>the entity that owns your debt wants you to eventually pay it back according to the contract you signed
>oMg ThE gOvErNmEnT iS sTeAliNg FrOm mE!!1

This is why millennials belong in gulags.

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Gentle reminder that 70% of college debt is held by women and that student loan forgiveness will constitute a wealth transfer from men to women.

pretty sure you're wrong about that. Maybe there are special loans that work that way... but the whole scam is that you don't have to PAY while you're in college, but the interest is still building.

And that's why bernie will win

No one is going to “forgive” student loans. It’s an absurd pipe dream.

Okay you're right, I'm sure there's some kind of special deal where you don't get interest right away but looks like having it build while you're in school is the norm.

Don't take student loans then, retard.
I've known people with perfectly fine credit less than 5 years after declaring bankruptcy. So long as you're quick to correct the problems that led to it you'll be fine in 3-4. The 7-10 number comes from poor niggers who declare bankruptcy and then continue living like poor niggers who buy shit they don't need and don't pay their debts. Don't be a nigger and it'll you'll fix your credit before you know it.
Don't fall for the Jewish scams and learn to work their system against them.
Poor white trash amerimutt that gets kicked out of his own ancestral home at 18. You're destined to be a wage slave for the rest of your life, destined to hate your parents, destined to make poor financial decisions out of necessity. A perfect little wageslave, how cute.

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My point was that sounded a lot like "let them eat cake", the house/apartment you have to pay for is your home and if you don't pay for it you won't have a home to live in. Still, I'm enjoying my comfy apartment away from my annoying parents while you pretend you don't hate yours and vice versa.

Lmao imagine being such a kike that you want Americans to be in debt forever for a degree.

Nowadays any retard will apply to predatory loans without even reading about the interest rates and end up using the loan for Macbook Pros to make powerpoint presentations and eat takeout food 4 days of the week

Every day I am thankful for having dropped out of school at age 14.

Imagine being such a nigger you think it's okay to borrow money with the hope the government will pass a law saying you never have to pay it back. Most of the people talking about this haven't even graduated yet.

I graduated from a California State University a decade ago. Tuition was ~$2400 per semester, so $4800 per year. Go to a junior college before that and its like 1/4th the cost of a four year. So in 4 years It cost me like 12k tuition?

How anyone goes into debt over that is amazing.

You borrowed money nigger, pay it back

Because not keeping your word and living up to your obligations is nigger-tier behavior?

Haha celebrating the jews putting your women in debt forever
Is there anyone more pathetic than crackers

Why do you hate your parents, user? They gave you life, raised you, looked after you for so many years.
I don't believe they hate you, but this idea that kids "need" to move out at a certain age is total lunacy, and I think we can all agree on that. It makes no sense financially and children staying at home while working benefits both parties, while forcing rent or a mortgage payment on someone else does nothing but make the Jews richer. I'm all for personal responsibility in this sort of thing. Once you finish school and move into the labor force I think you should be paying your fair share. But a couple hundred towards rent/utilities with your parents not only allows you to save more, but eases the financial burden on your parents who should be reaching retirement age.
The animosity that seems to exist between young people our age and our parents seems to stem from their expectations that you will leave their home after a certain age. But why does that expectation exist? Sharing the wealth within the family makes far more sense, surely we can agree on that.
Giving your word to a Jew means nothing. From the second you open your goy mouth all he can see is dollar signs. To renege on a contract you sign with a kike is nothing. In fact it should be something you see as a duty. Use their systems against them, fight back however you can.
Bankruptcy should be a badge of honor. It says that you fucked over a filthy Jew and used his own words against him.

>I've known people with perfectly fine credit less than 5 years after declaring bankruptcy.
false, underage b&.
bankruptcy fucks you for 7 years.

i meant ch7 bankruptcy follows you for 10 years.

yea its fucked, wish our president was considerate. nope after he finished college he was given a mil.

Wrong.

Man I'd love to be an older rich dude. I'd have an entire harem of these financially desperate hoes.

I think you're wrong. I'd vote for warren over trump if she got the nomination and I love trump. I want my free shit.

You want her to understand math?? Man you expect a lot I mean she is only a college graduate she doesn't have a masters..

>Gentle reminder that 70% of college debt is held by women and that student loan forgiveness will constitute a wealth transfer from men to women.

I didn't know that, figures though.

>haha i'm so quirky being an economic parasite XDDD
>i can't take responsibility for anything i do i'm so zany!!!

I don't hate them, I just don't like having to deal with them all the time. They're a pain in my ass and the whole point of money is making your life better, so giving up having my own place just to deal with my annoying parents when I'm way too old for it would be a shitty financial situation because all I'd want out of the money I'd save on rent would be to move the fuck out again. The issue is not some ideological bullshit about "family values", it's about parents being fucking annoying and not at all on the same page as the kids they poorly raised. I keep them at a healthy distance so they don't piss me off to the point where I actually do hate them or vice versa, and if you're still living with your parents at whatever age you're at you should seriously evaluate whether or not they like you being there.

Thats what they think. All these girls doing porn and shit think some rich dudes gonna come along and adopt them but the rich dude just busts a nut and bails like everyone else.

haha if you think she would actually forgive student loans youre dumb as fuck. Congress controls the budget...you think that shit is going to get passed? 1.4 trillion? We have revenue of only 3.5 trillion a year...Young people dont vote, any congressman or senator who votes for that shit will be voted out the next election and they know it. If cocaine Mitch still controls the senate, any dem isnt going to get any shit done especially now that Trump got so many nominations of judges on federal courts so any executive order will be shot down, just like Obama judges have done to Trump.

>stolen
These arent taxes, its a loan you agreed to pay back. How in the world is that stealing? Fucking nigger

>Believing the woman who said she was Native American to get ahead....

Not paying back your student loans is actually you fucking stealing from the people who paid for you to go to keggers and date rape chicks AT BEST or at worst sit in your dorm room and jackoff to milf porn when your roommate goes to class and play WOW when hes back in the room

They're idiots and they deserve to be debt slaves, the real question is if you can still receive any other assistance until it's paid back.

As it is there's a grant, a subsidized loan, and an unsubsidized loan. The Pell grant maxes out at $5,500 a school year, $2750 for Fall and Spring. They stopped letting colleges here use it for Summer. The loans max out at something like $7500 a year I believe, I personally receive around $5000. You get six months of being out of half-time enrollment or from graduation before they start coming for it and interest begins on the subsidized loan.

Twelve semesters of the grant and subsidized loans for most people will total around $45,000 with almost half of it not having to be paid back. That's most of the tuition to go to a state college and transfer to a three year masters program university. Taking out the unsubsidized loans, paying the interest monthly, and saving the rest to make payments when you graduate is easy enough. Working part time will cut down the amount of financial aid but it's less debt. Summer classes get you out of school faster for unsubsidized loan interest but come out of pocket.

It's not that fucking hard but instead of educating people on this they make them take bullshit "student life skills" classes where we all socialize over stupid shit and feel good about making decisions we shouldn't need external support to come to. Even then if this is too hard for someone to understand they're probably going to get a worthless degree or be a mediocre worker anyways.

The BEST way to "fix" this "problem" is to have basic finance on the 9th grade proficiency tests and allow federal student loans for select degrees to be given out at the fed fund rate.

I knew kids in college who had full scholarships who took out student loans and bought cars or lived in luxury apartments.

I knew tons of kids who got full rids to average schools and chose to go into debt to go to the Ivy league. Why should they be MORE rewarded for that decision? Fuck anyone talking about loan forgiveness.

>Take debt
>Don't pay
>????
>Profit

Look niggers the real redpill is black market trading while you wait for inflation to bring your cash flow demand into line
Then pay with magic dosh and fight the tax man lmfao
Student loans are just a way for boomers to offload their offspring.
Welcome to the west, social mobility is BYO

Jealous...

>join marines
>get sent to Sangin
>get shot at by father and son in literal minefield
>watch friends get blown into 2 pieces
>get hearing damage and brain damage
>become literal retard

...guess I better appreciate gi bill...

You're both regarded. Undergrads can use subsidized loans which doesn't accrue interest during school
Unsubsidized is for graduate and above which starts interest on day1

I don't think you fags realize just how jewed the system is now for white. I enrolled at a state college with 30 credit hours from college classes I took in highschool and 32 ACT and am still paying out the ass.

Bankruptcy doesnt absolve student loans.... Nothing but negotiations with the lender will ever reduce your amount. Government programs are essentially lender approved reductions.

Same, applied sciences

I agree with you user

You are fucked faggot, have fun paying rent. Have fun giving blowjobs to men for money

I paid 1,000$ for my associates in California.
My economics professor was a race realist and libertarian trump supporter.
My political science professor was a republican NRA gun carrying ex lawyer

she might've, I remember reading about these parents of girls and who were at her fucking college signing their & their daughter's life away to debt & then being utterly surprised by the usury & lack of a job after they graduated.

community college is free though.

The heart of Jewry is usury.
While most white men are capable of comprehending compounding interest, most women can not.
Bringing women into the workforce and forcing them to make financial decisions is a Jew wet dream. Same shit with minorities, remember that the 2008 economic crash was caused by Shitskins not understanding adjustable rate mortgages but bankers giving them mortgages anyway (and lying on apps if needed).
College is just one of many many scams the Jews run.
1. They indoctrinate you into Marxism, Faggotry, and against God/Christianity/white people.
2. People (non-whites and women) take on student loans without understanding their long-term consequences.
3. The degree is worthless especially for what women & minorities commonly pursue (not STEM)
4. The debt can not be erased by bankruptcy - lifelong servitude
5. Women ride the cock carousel while attending college, making them unattractive for wealthy provider men

This
>went to UCSB got blue and gold plan
>NO TUTIOn Fees
>free room and board
>free text books
California offers free tutition at UC schools if you parents income is low enough on paper, as long as your gpa is 3.0 or higher

Fucking MEXICANS

You'd be shocked at the sheer prevalence of ignorance in the general populous. These poor, poor fools are being taken advantage of because they simply don't know any better. It's disgusting. They don't know, their parents, if they have any, don't know. Only a select few understand what is actually happening, Jow Forums types, and (((upper management))) types. I just pity those people. They never really had a chance.

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>Electra Jean
>Haleigh Rayanne
god what names are these, americans are so retarded

Actually now that you mention it, student loans is a good way to tie the stupid to the state so they don't go AWOL
Niggers can't into the land of the living.

What does bol mean?

usury is stealing, protestant cuckhold

I went through comminity college it was like 1k per year (24-36 credits) plus books maybe another 1k. I went through it with a 5 subject notebook and international editions of books. I saw people taking out loans and buying macbooks and new clothes etc. then they complain that they were too stupid to manage money. Give me a break.