How do you save up for the guns you really want, Jow Forums?

Get a real job. Live on 1/3, save 1/3, have fun with 1/3.
>$20K a year to blow on whatever the fuck I want

i put away bits and pieces of my paychecks at regular intervals

Wife makes about double what I do.

I make 35K a year too and I yolo when it comes to guns.

I save up by watching youtube videos of said guns.

Attached: Screenshot_20180824-132316.jpg (1280x720, 116K)

By telling the wife that I broke an expensive piece of equipment at work, it'll cost a few grand to fix it, they're docking my pay to pay for it.

I sell plasma. $50 every two weeks for free. Goes straight into my gun fund.

>selling your life force for guns

This is a true patriot right here.

i work as a waiter part time so im trying to move 15 every week and 100 the first of every month into savings but im slowly not trusting banks so im settling on putting cash in a 3 pound coffee can i have

I've been mostly recently acquiring milsurp, a gun safe and stuff for my guns and after paying my credit card every week i have little to shove into savings. Plan on buying my first AR with my next tax return

Open a credit union account. Most banks nowadays are virtue signaling, anti gun jews.

It grows back.

Shit I'd do it every week if they would let me.

All my overtime money goes into a gun fund. Right now it's only like 30$ a month, but will pick up in the holiday season. Plus I get paid extra to work holidays, that extra goes into that fund as well.

Still too slow for my liking though. Can't wait for my tax refund.....though I'll probably need to use it on new tires :/

I weld

Take out a reasonable percent of your income and put it aside. While waiting for that number to grow you research your item and build a game plan to use it.

with my autism bux

Only correct answer.

>only 20k discretionary
Stop waiting tables.

I bought my cz82 with plasma money in college, but I had to stop when I got into working out again.

Attached: Screenshot_20180810-135646.png (720x1280, 627K)

I work about 66 hours a week.

Having kids and a waifu makes its it hard for me to acquire new funs, but when I do get new funs I save and buy parts kits.

what are the benefits of a credit union? If i switch accounts id like to pay my credit debt first

I don't buy the guns I kind of want

If you aren't an irresponsible degenerate and have a good credit score, get an 18 month 0% interest CC. Buy the gun, divide the balance, make that payment every month until it's paid off. Wife will never know

That actually might work for me.

>work full time
>never do anything in my free time other than shooting and staring at a computer screen
>be a cheapskate regarding standard expenses
>have no dreams, ambitions or projects
>wa la, now I can blow money on man toys

How much is normal to make for donating plasma?

To me it is about local control of money... Less "big bank" and more Jimmy I can vote out if he fucks up at the next annual meeting. Plus we get 1% interest on checking up to 25K and much better rates on auto loans and dealers give fixed cheaper prices... I shitcanned BOA when they were going to charge for debit card stuff like 10 years ago and never looked back.

That requires too much planning. I tried that in college and they wanted you to make an appointment then moved across town...
>Take my shit cunt

>$50 every two weeks
That's pretty terrible

>and a waifu
>kids
>had kids with his "waifu"
user, a 3dpd roastie isnt a "waifu" you fucking normalfag.

I just work an hour overtime a day. My work has no cap for overtime provided you actually do shit, so I'm already doing two hours overtime everyday, so make that three instead. I don't get paid great, but the extra hourish in overtime can buy something in the 450-500ish range in two weeks.

dont eat out
eat rice and beans for dinner
dont purchase any luxuries just pay your bills

saved enough for arsenal 107 in a month but now im thinking about saving more and starting a side business

Work fuck loads of overtime. Base yearly income without OT is around $69k. Worked so much I made $144k last year and currently at $115k this year so far.

>have a moderately decent paying job
>no girlfriend/kids/wife
>car is paid off
>live in an affordable house
>cook my own meals, no eating out
suddenly I have a few grand every month to do whatever I want with.

It still doesn't fill the void.

>It still doesn't fill the void.
You just need to buy one more fun, than you will be satisfied

Attached: 1529688356064.jpg (728x716, 88K)

STOP
IT'S NOT TRUE

Attached: 1529875530352.jpg (472x480, 35K)

That's what I've been telling myself.

Some sort of Mauser or a k31 maybe? I don't know, I have so many tacticool modern guns, I must just need to shift my focus to milsurp. That must be the key to true enlightenment.

I worked 70 hour weeks which leaves no time to fk-off and spend money on worthless trash, got a shit ton of money after 6 months

Work one extra hour a day. Work one extra half day a week. Be on time every day since 5 mins here and there adds up. Start a coin jar. Knock out monthly expenses, then half of whatever is left goes to savings and the remainder goes to guns. Put any random $1 and $5 into an envelope labeled "new gun." Reduce unnecessary spending. Choose the economy brand (not cheap brand, there's a difference) instead of the premiums you might insist on. Cook at home. Bring lunch to work. Cancel unnecessary bills like cable tv, home phone, Amazon prime, whatever. Downgrade to a cheaper cell phone plan. Do not ever overdraft your account, and ask that it be refunded if you do. Sell anything you no longer use or want. Dumpster dive useable items, fix, clean, sell for half of new price. Pay off all debts asap, starting with ones you can knock out quickly, then ones with highest interest, then long term ones. Make payments on principle only (that's long term so maybe not useful for buying toys).

Hope some of that helps

When I did it, it was about $55 a week for normal donors, and $100 a week for those with a recent tetanus shot. Go in and find out what their current programs are

I am a NEET and own more than half a dozen guns.

>I can count to potato

don't be rude to potatoes

plus it leaves government agents guessing

Attached: kino.jpg (500x333, 54K)

I work at gun store and we offer a layaway with 30% down. Just put my deposit on an HK USP this afternoon

spend less money
How the fuck is a real thread?
Fuck off you underaged little shit.

My nigga

>the guy who calls people who talk shit about the ACR in CanGen poorfags makes 35k a year
Imagine my shock

Ally is almost 2% interest now

Nibba I ain't nevah call nobody a poorfag, ive even admitted to living at home :^)

You must be the guy who tried to flex with hos shitty wk180 lmao

>I ain't nevah call nobody a poorfag
Not him, but you did.

Put 10% of every paycheck into a savings account
Put everything thats left when I get a new paycheck into the savings account

Two years ago I went to my Ford dealer with cash and bought me a (kinda basic bitch) F250. I never had a loan in my life (35yo) and I never plan to. Everything works out if you just keep on saving your bucks instead of throwing them around for this and that.

Nuh huh!

Attached: 1535075881239m.jpg (1024x576, 75K)

No I laugh at everybody flexing with meme rifles indiscriminately

>he's against pro-gun people being a positive father figure in their children's lives, teaching them guns, and potentially putting out more pro-gun people in society

Beef and Liberty
>Hong Kong

if by credit you mean taking a loan, i wouldn't commit to a loan for a gun. not a smart investment.
if you're gonna put it on a card and make 2-3 payments on it, sure. not a great financial decision, but not as many long-term implications to that

>$20k to fuck around
>established a 1/3-1/3-1/3 rule for income
that's $60k, which isn't bad for someone ~5 years out of uni

>how do i not spend money
idk lad its a mystery

Attached: 1531815618255.jpg (680x521, 63K)

this will make you want to kill yourself though

>what are the benefits of a credit union?
typically lower interest on loans, better rates on savings, low/no fees on checking/ATM/withdraws, local power structure, all while having the backing of the FDIC.
only major downside is that there are fewer locations, so if you travel frequently you have better odds of finding a wells fargo/US bank/BofA than you would a Cocksville Credit Union

This user knows what's up.

That wasn't his point dumbshit

This. I have a cash gun fund that I occasionally put some cash into. I consider this money already "spent", but financial need would take priority over this extra fund.

been using a smartypig savings account for short-term (less than 5 years) goals: much better interest rates than my local banks were offering. you set goals and timelines and calculate monthly installments that get you there. I've been using it to save for a vehicle down payment, but it's a perfect platform for saving up $1-3k for a gun over a couple months

Pic related

Attached: bizarrokingofthehill.jpg (310x432, 26K)

Don't fall for the woman hating fags. Sure, lots of women are trash but good ones do exist. Pursuing your dreams with someone at your side who supports you, wants to raise your young, and would die for said young is the only way to fill the empty part of your soul.

But remember, if she has a complaint about your gun habits that isn't "please don't spend electric bill/ grocery money/ some other necessity money on guns" then you can do better.

Trading stock. Cashed out close to 9k. Taxes are gonna fuck me

close yourself off from the internet and stay away from gunshops. if you fail to do that, you never end up saving for the gun you want because you always find something you kind of like for a good deal and buy that instead and never can last a few months it takes to save up

also this, i used to divert just a small amount per paycheck, like $150 or something to a different bank account that i basically used as a fun savings account. i would just forget about it and at the end of the year you have a good chunk of change for a nice christmas gift to yourself

I tried to budget for one of those Matebas that TI had a pre-order going for. Realized that while I could technically do it I couldn't bring myself to spend that much on a single gun. Ended up using that budgeting research I did for the gun to buy a project car instead and I think I'm actually better off for it

>Cook at home. Bring lunch to work. Cancel unnecessary bills like cable tv, home phone, Amazon prime, whatever. Downgrade to a cheaper cell phone plan.

It's as easy as this. Don't pay for cable, movies, streaming or video games to companies that hate the conservative armed American. Don't get a pro version of a console you already have, don't upgrade from a working phone or TV. Don't eat out. I have over 50 guns, a paid off truck and $190k that I am going to move to Idaho with.

Lemme guess you’re a 23 year old techie

I am a literal 30 year old blue collar boomer.

No, it’s TERRIBAD

Then you're fiscally irresponsible as fuck and deserve to live in poverty.

>taxes don't exist
Unless you pay basically nothing for living expenses, you won't have $20k left after everything, including savings, on a $60k salary.

- Stop smoking/drinking/drugs
- stop eating out, start eating budget bulk foods with little variety
- reducing your phone plan and stop fapping
- cancel your gym membership and start going on barefoot runs and doing convict workouts without weights
- sell all other items from other hobbies - motorcycles, guitars, cars, clothing, video games ect

My LGS does what is basically layaway, 10-20% down and then 10-20% every month.
I'll throw whatever I've got initially saved up on something, and then just put $100-200 a month until I've got it. My friend does the same.

Literally stop spending money

>and stop fapping
lmao paying for porn, what are you some kind of boomer or something?