What would you do in my position?

First thing's first: Go out an get some food, I'm fucking starving.
Pay off outstanding taxes.
Get a new computer.

Wonder where my 15 million $ went

Start renting a cheap apartment alone.
Don't work for a months.
Spend that time creating something.
Screencap this post and return later to show us what you've made in all your free time.

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how long you've just been hanging out making more than you use?

I'm guessing you don't struggle to save, it just happens

Does that really work? why wouldn't he just take me millionth dollar?

I mean id probably kill myself if I was that poor but that's just me

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Only 3 years, i make about 130k a year. i'm intimidated by investing so i just let it sit around

Show me whatchu got

I set up a retirement plan under my banks mutual fund, a tax free savings account, and my banks stock site.

I'd recommend getting some sort of financial advisory from your bank. A mutual fund is a pretty good idea and there are many options.

It's a large portfolio of stock that others manage. You pay a fee to use it (from banks generally pretty small).

>What would you do in my position?
wonder where it all went wrong

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You log out of your imaginary account

>people with money browse Jow Forums

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Buy 80% VOO and 20% BND. Hold for 50 years. Keep adding to it. Open the account in a tax sheltered setting.

I know that's fake because most banks dont even insure over 300k.

cute
I'd post the quarterly statement from my family's financial manager, but it's at a different house lmao

Can't afford an internet connection to get online statements?

Give it to me. Seriously, do it. C'mon kid, don't you want to? Do it. I believe in you. Give it to me, do it. Give me the money. C'mon. Do it bro.

I just sold a property, so its not going to be sitting in my checking account for long. I just haven't worked out exactly what I'm transferring where yet.

Boutique investment firms don't have online account systems. They call or email you about emergencies and mail a fat envelope every 3 months.
Only a dumbass keeps their money in a checking account.

Start shopping for a broker who can put that money into the markets to appreciate in value.

Okay, got it

>Only a dumbass keeps their money in a checking account.
Idk it scares me to have so much money floating around to "investments" where i can't even touch it

I would go to missouri and buy a small house for like 20-40k or so sometimes less in a small town.

I would use the rest to live off of happily while I seek how to get neet bucks or get a part time job.

I would live the rest of my life free time doing what I like.

If you want less risk you can put it in bonds or CDs. FDIC only insures up to $250k in checking or savings.

man, 6 years ago people would've been like
>LOL YOU CANT GET A HOUSE FOR LESS THAN 100K THESE DAYS
but now everyone is so god damn poor and woke and housing is so inflated. people actually WANT to live in bumfuck now, kek.

Buy a small house in a rural area, maybe get myself a decent computer.

are you even old enough to have money, sadeboy poster?

Buy a gun and kill myself, I'm so poorfag that I can't even afford a .38

Idk what to do with wealth. I would just get me a 2 bedroom condo, a used toyota camry or honda accord. Spend like 5k on building a perfect electronics room with PC, large TV, VR set. Then get me some medium priced furniture and a pet. Then continue the job, invest extra in crypto, and I will be happy. I don't see any point in buying a luxury car or 2 story house.

Rent a cheap apartment and not have to live paycheck to paycheck

Thank you that's the info I needed.

cant you just jump off a building?

Find a cozy lifestyle, I wouldn't want to buy a huge house like most people with a lot of money, I just wanna be comfy.
Maybe I'd hire some maid or houseworkers to do chores for me though.

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have you ever been financially independent? 145k isn't the type of money to fund a cozy lifestyle with a maid or housworkers unless you move to the philippines or something.

You could hire cleaning services to come and clean like once every two weeks, but I think it's a waste of money.

Can I have 15 dollars so I can buy a pack of cigarettes lol

I'm 37 years old and I've never worked a day in my life if that's what your asking

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I like living in the boonies. Been to a city lately? Fuckin no.

I want to achieve a 6 figure salary desu. I choose a STEM major I hate and it's too late to change it. I wanna do software engineering. I already though myself shell scripting, C++, python, algorithms and data structures. I was planning on doing one of those coding bootcamps that only charge you, if you find a job, and is verified by a 3rd party company for employment stats. I just need a way to get my foot in the door.

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>I'm 37 years old
I get your constant state of depression, now
sorry for ever trying to get on your nerves, my dearly boomer friend
enjoy your final days as you please and do whatever you want if it isn't hurting anybody

Probably reinvest in some meme stocks or something and make it make me more money.

Thanks man I don't really know what you mean by final days though it's not like I'm 100 or something I really enjoy posting here and making new threads alot so I guess I'll continue to do that with hopefully your support
sometimes though the depression just gets to you when everyone just reply with avatarfaggot this avatarfaggot that so it makes me sad and I end up sadposting which just makes me more sad then I was before

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I hate that I've been reduced to posting this eyesore... I'm newly homeless and hurting for a hygeine and food budget. If OP or anyone well off feels generous I would be forever indebted to you for donating even 1 or 2 dollars.

paypal.me/causticchasm

I will save any email addresses to try to pay any kind souls back when possible

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>I want to achieve a 6 figure salary desu.
>I wanna do software engineering.

Yep, go for it

If you are rich my friend find some good loyal friends. Buya nice house move them in and yall can play games, watch movies/tv, do hobbies and shit and live your lives as fucking awesome tier bros.

dont be sad if you are rich my man, use the money to find that happiness.

Pretend to be trans and run a gofundme. I'm not kidding they get thousands a week off this scam

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buy a house, faggot

I would buy the truck I want. I'll probably have one by 2020.

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your a really swell user my man so I'll leave your thread be, I hope you have a wonderful night and enjoy your life to the fullest.
-t ironic sadboi poster

example ?
nrr

go see for yourself, search for trans gofundme on twitter and etc. all you need is a sob story about how you are homeless because your parents found out you were trans, and you lost your job for being trans. you will get at LEAST 1000

>retire
Shiggy diggy niggeroid

don't buy a fucking honda

You won't change my mind on this qt truck

whores, drugs and revenge

>quit job
>live a comfy life
>spend money only on food and whats really necesarry
>leave the house 3 times a year max
>suicide when you run out of money

Travel like hell/ retire in a van or RV

$145,622 really isn't going to last you that long. That's ten years max.

>180k in investments
>own an apartment and a summerhouse
>no debt

Money is pretty much useless to people like us, OP.

What do you do that you make 130k

>>inb4 whores and drugs
Why not just live a hendonistic lifestyle and do drugs and fuck whores? Also doing high adrenaline activities like Skyrim diving and motorcycles. There is nothing else in this world to do. God doesn't exist. If you donate to charity, people would just reproduce more kids and not solve poverty.

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Programming and career memeing for a long time

Oh I cant do that dude lo,l I am poor as fuck. My lif is struggling through it for my family while suffering from mad depression and schizophrenia. lol

If I wasnt loyal to my family I would totally check my ass out of this society as Ill never be nothing but a poor laborer.

But you being rich ya got that chance. Take it dude, find friends, find peace. find that fucking awesome tier hobbit life where youa nd your friends live it easy in a big house or as neighbors and never work and just fucking jam cool stuff all day.

thats what I would do if I had 500k id retire and chill with my loved ones and eat good food, watch good shows and movies, play good games, hiek and fish and cool shit.

invest in porn movies

80% of it into Vanguard Total US Index Fund, 20% of it into Vanguard Total US Bond Index Fund

Its not enough to retire on (yet) but it can get you there

Same situation (a bit above 127k). Looking forward to suggestions. Put it all in a mutual fund meanwhile.

i would invest in non-volatile ETFs (an even spread between large, mid, and small cap american ETFs with some speculative CN and emerging markets thrown in there to keep me on my toes).

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Oddly enough once you surround yourselves with loving people, money becomes worth a lot more.

Like for example I'm a post-robot. Lost my virginity at age 30+, started working age 30+, got my first friends age 30+, and so on. But because I'm starting work/school so late I have like no money, literally $15 in my checking right now. My job blows. But I have a loving gf and amazing friends, so I want money harder than ever now and will put in the work for it now.

It's just fucking weird how it works.

Why do poor/middle class idiots always give out the worst advice like they are doing you a service?
Even investing in S&P500 index funds, CDS and low risk derivatives is a much more sensible choice than putting it into a US-limited index fund.

Fuck off normalnigger. Stop humblebragging.

i work in finance so i'm restricted by the SEC with regard to what i can trade

do something that maintains that wealth
also consciously remind yourself to relax because you have a cushion if something goes sideways

refresh the page and cry

find a passion and dive in open a bike shop, brew beer, or grow mushrooms
I made some money in bitcoin and watched it crash to 1/3 its price lol
kick myself for being a content neet life doesn't really change after a million if you have no passion to explore
I drove a porsche 911 gt3, sit in suites for sporting events, did drugs until I got a possession charge, but nothing is more satisfying for me right now than completing a distance run or mountain bike ride

Lmao are you retarded? Vangaurds fund has had a lifetime performance yoy of 9.82% vs 7.62% for the s&p

>the eternal f*m**d

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This. Invest.

Which vanguard ETF has a 9.82% yoy performance you moron? You are giving no actual information. If you are talking about mutual funds then I am at a loss for words.