How do you guys not suicide from living so frugally?

Sounds nice. I moving onto more frugal living while also moving on to a higher paying job. I'm moving to Florida. I am never going to use heat or AC. I'm just going to open my windows.

Get laid and Spend some fucking money you fucking jew

>peasant food like beans
Dont tell me your spoiled user.

Atleast you work

Stop giving a shit about material possessions, faggot. If you can raise a child (preferably a few) you already have all you need to lead a fulfilling life.

It gets easier the older you get. Notice how all the marketing os targeted toward your age group? It's because you haven't found enjoyment in frugality. That comes later. Keep grinding and it'll become clearer in your thirties when you mature more. I'm not trolling you. I'm being serious

im gonna go against what the other anons are saying and I think you should take some of that money out and live a little. Planning to cash out some time so far in the future seems so silly when you could just enjoy the present. You never known which day will be your last.
Get yourself some nice clothes and nice food. It’s your money, you’re worth it.

>Buying shit you don't need, to impress people you don't respect will bring you happiness.

Nope

Buy the Xbox One X and a TV, it will be about $700 but it's a years of entertainment.

Everything looks good to me other than living with parents.

You can eat very very well for very cheap if you know how to cook.

Although I know it is a bit much too ask for an American to care about good food.

Trust me I completely understand. I am American as well so I REALLY understand. I cannot stand the rat race anymore so I am joining the french foreign legion in 3 months. If they don’t take me, I am swallowing a cyanide pill.

>i have a job, a car and a roof above my head.
Boo fucking hoo, most people would kill for that shit.

>work 7 days a week
>lives with parents
>still a scrub ass broke nigga

What the fuck do you do for a living? Picking up horseshit at the racetrack?

>falling for the money jew
read up on Buddhism user, your attachment to the material is the root of your suffering, free yourself

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Honestly its my only wish to live frugally in a small midwest town. I long to own a 50k bungalow and have it paid off in two years w/ a roomie. With telecomuting this move is entirely feasable. Plus lib-nerds are going to eventually flee their hell holes and my prop values will soar. Hang in there op you'll make it

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I have no idea. I just indulge in my own fantasies and that somewhat keeps me sane.

>beans

enjoy your kidney stones.
OP, make sure to drink enough water.

Yeah goy, feast and make merry.

>working 7 days a week
nope

I don't know famalam. I'm at breakfast with my white bitch at the moment.

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Bitch my whole year earnings from salary are like 5k dollars.
Stop whinging.

Simple, I've adjusted my expectations accordingly.

I'll never have a family, I'll never have children, I'll never have a house, I'll never have a car

Meh, fine, just leave me with my small studio and computer for entertainment/media, I can deal with it.

>You some kinda homo ? Alcohol is one of the great pleasures in life if you arent irresponsible with it.

it's literal NERVE POISON hurting your system, you fool.
stop saying it's pleasurable. it's a depressant on top of that.

1 post by this ID

What is even the fucking point of this? How is this politics?

wow user it sounds like you really have it rough i'd love to help you but i cant even get these flies off my face

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>Equating happiness with money

Something like that. Learning to cook halved my food spending. Americans are simply spoiled.

I just bought a house with my girlfriend but the only other debt i have is 39k in student loans. I'm paying $100 more each month but want to bump it up to a total of $200 more a month. Doing the debt snowball mrthod, just waiting for that first loan pay off. It's what gets me by each month is seeing my loan value drop.

Yeah might want to rethink thst one buddy

This. You don't buy the cheapest shit possible, you buy the best deal possible.

That’s basically what I have to accept now. I have my books, my workout equipment, my PS4. I do get with hot girls too, I’ll be ok, hopefully the french foreign legion takes me though

So you're saving for a retirement where you're going to be dull as fuck anyways.
Here's what will happen:
>you train yourself to be an overworked slave
>you lack emotions because you live on prison food and will continue to spend most of your time hoarding tasteless garbage which in turn makes you even more tasteless
>even when you have more than enough money you will continue to seek out shitty jobs and other nonsense of poverty-capitalism, because that's what you've always done
>just when you think it can't get any worse the system will collapse and your ZioCoins will be useless
Start eating good food. Ancapism is for soulless retards.

>I have a compulsive urge to burn money in order to trick myself into feeling happy.

Go to a museum, park, or take a hike. Download .pdf's of whatever tabletop system you want to play and grab your friends for D&D or whatever. There is an internet's worth of free games, streaming services, and books out there. You can have fun while still putting away a nest egg for the future.

Really your complaining about living with your parents in the Midwest. try living in California where you will never in your life afford a house in a town you would want to live in. Everything is more expensive for us the food we grow here and it's $1.00 more per gallon of gas. Don't get me started on taxes.

You have nothing to complain about you should have bought 4 of your neighborhoods $26k houses by now the Midwest is truly a brain drain for anyone still living there.

Don't. I lost a.c. once in August and it's terrible. Walking around in my boxers with 3 fans going and taking shower to cool down. It's so humid outside it doesn't matter if the windows are open, usually it makes it worse. After a good afternoon shower it's like a steamy bathroom. You'll always be sweaty. You need the a.c. to get the humidity out. You can cut out heat probably though but you only need the heat 2 weeks total in the year

don't be frugal on food for yourself,the body you build now will carry you for the rest of your life.

>throwing some of those shekels toward an apartment complex
a few millions of them shekels...

i think you might have misunderstood op

>drive a 10 year old car

At least you can drive. I'm 22 and I don't even have my permit yet.

Why are you with a fat woman?

You are living for the riches of this world, my friend. True freedom and happiness can be found living for the next world

Listen to this poo. His life spam has probably been cut 20 years from shitting out his intestines after eating curry

Better question why is he with a white woman.

Stop driving, you're poisoning your neighbours and it's making your soul ill.

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I burned my childhood on Jow Forums, Runescape ($5/mo.), Newgrounds and not a lot else. Just go find something you can sink time into. Do the Jow Forums thing and learn to program - damn near everything's free and available from the IDE to SDK to documentation. Libraries are free.

Goddamn.

You mongrel.

No one here lives frugally for the sake of frugality.

We have adopted philosophies that have brought meaning to our life's and allowed the luxury of frugal living for peace of mind, not for any superficial reason.

Reality is that while you may be "frugal" you are still a materialist and this is the root of your depression not frugality in itself.

Find peace in a philosophy or find proper meaning to your life.

Remember, materialist are a school of philosophy and if that's your thing then embrace it, don't push it away.

Sad

You need a bit of mass on you for when you're fighting antifa in the streets.

Endangered species I know...

i bought 2000 btc when it was .10 cents

now i just use the money to get cam whores to shove shit in their ass, and eat delivery food.

If you're going to kill yourself, at least join the army first & go out killing some muslims

this is what Shitskinavians think socialist paradise is

No as why would you go with a white woman especially if you live in the US.

>I broke down and bought two nice shirts for $93 and felt guilty.

nigger, wat? what brands were they? you have those 2nd hand shops all around and you sperg out like that? why?

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It's sad how young guys can't cook.

Not only does it make life cheaper, if you get good the ladies really love it.

What would you prefer i go for then? A spic,nigger,Asian, or some other mystery meat I could stick my dick into??

Idk one that will not fuck you over and its not a harden feminist like white women are.

>be 31
>live with one parent
>work 5 days a week
>live in moms nice house
>save all my money
>own 2 rental properties in good parts of town
>drive a 10 year old Tahoe I bought 3 years ago for half the market value
>wear old clothes 90% of the time
>have a 3 year old good phone because I take care of it
>have lots of guns
>almost zero vacations

It gets better, OP.

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Consider the fact that you are not on fire.
It could be a lot worse user.
You have working limbs and, seemingly, a sound mind.
Do something different every now and then.
Literally walk into a store you never would have before, or open a newspaper and attend some random local event you never knew existed.
You create your own happiness user, you’re just feeling stagnant.
Once you can be thankful for all that you truly have in this life, and you become cup half-full, more and more good things start to find their way to you.
You may notice that when you get your change back from a broken vending machine, you get an extra fifty cents.
The initial disappointment of having to find another machine is overtaken by the little bonus.
It compounds the happier you tell yourself your day will be, and your week, month, and your entire life.
Be happy, user.
Love,
user.

I’m only on £16k a year as an intern at the moment and feel pretty content.

I put £400 away in my savings each month.
Pay my rent.
Have enough for food and nights out.
Even just got back from a holiday in Budapest with my gf last week.

I feel I’m doing alright but technically I’m poor as fuck earning way below the average.

user
This user knows what's up. I know it sounds silly but the biggest thing you can do in your life is shift your perspective.

Vacations are cheap also. I don't understand why you people don't travel more.

I'm Mexican so I enjoy being with my people. Just booked a flight to Mexico City for $220 roundtrip. I will be there for over two weeks just enjoying the city and the women.

For those xenophobic mongrels I booked a flight to Seattle for $120 few months ago and stayed at a nice Airbnb near Downtown Seattle for ~$300 for the week

>grow/forage/hunt/fish your own food
>make a methane bioreactor for hot water/heating (basically a composter which is going to produce enough gas to keep a flame lit)
>insulate your home well (if you live somewhere that even requires heating)
>collect rainwater and/or dig a well
>purify drinking water with activated charcoal or distillation

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I would've told the mother she miscarried

be happy and content with whichever out Lord gives you, strive for more by all means but give gratefull and joyfull praise to God NOW!

you are alive!

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>sure I contribute 35k each year to my portfolio

No such thing as white privilege

Why the fuck are you putting in $35k investments annually? Are you making over $200k? Then why are you living at home? Get your priorities straight nigger, 15% of your income into investments, buy a home or rent til you can afford it. Jesus it’s like I have to hand hold you fucking brainlets here

wow id love to see how such normal life in US look like
just like in LOTR: "theres nothing wrong in simple life"

frugal and stoic master race reporting in AMA TLDR ALL ENTERTAINMENT IS FREE also learn to cook, buy shit when they get rid of everything season wise. if you spend all your shit on capeshit and tha club you deserve to be poor and miserable despite working full time. also i also let an apartment. stick with it OP you are almost there, then you will be a 1337 NEET. do you have dividend stocks?

yes pay all of that rent to a landlord without so much as a girlfriend to impress. If you're alone and you need to save live with parents/ in a vehicle until you're stable

also try some gardening and/or nearby exploration with bicycle to kill the boredom

ME
>37
>live with girlfriend
>work 5-6 Days a week
>live in New Orleans modest shotgun house
>public transport/streetcars because parking in this city sucks
>wear old clothes all the time
>eat awesome shit like rice and beans all the time
>2 year old broken phone
>every day is a vacation

Life is what you make of it

You are the problem, not your circumstances. Until you choose to dwell in happiness, you will never be happy. I am happy because I choose to be happy, and not even Allah can take that from me.

Kys yourself leaf, if you’re over 20 and living with your parents with the ability to get a mortgage or rent til you can, get the fuck out of your parent home

>>live with parents
>>work 7 Days a week
bullshit!

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Holy fuck kill that thing

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>lives in a house
>semi new car
I drive a geo metro with 246k miles on it, 1993. I live in a camper on my mothers property, i work a minimum wage job and only in the last two months do I have running hot water. Before I had to heat it up on a fire. The camper is 30 years old and freezing in the winter. Impossible to heat, i usually just drain the plumbing and shower in a gym. Bundle up with five layers of covers and hope i don't freeze to death. I work minimum wage. I wish this was a made up story.

>live majority of young life scrounging sheckles together and never enjoying yourself
>all of a sudden youth is gone and you're old with your handfull of sheckles

was it worth it? not to me, but maybe to you. I'd rather enjoy my youth and just die when I'm old.

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The only big problem I see there is work 7 days a week and no vacations, that is bound to break your soul. Even during terrible times hundreds of years ago, people had breaks.

Nigger. What is you doin?

Man cannot live by bread alone. I work 2 jobs, seven days a week. My last day off was March 15th. I took a third job for the summer and I'm using that money to buy a porsche 911 next summer.

You have to live because you don't know how much time you've got. Yes plan for the future but live for today, Bro. Spend less money on rice and more money on raw onions and hit the gym.

If you claim you don't have time for another job, quit Facebook and dump your girlfriend.

T. King David
I'll feast when I'm dead, faggot.

I'm shaken

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never worked a day in my life

At $35k a year contributions to your portfolio, and assuming you're seeing at least more than 4% growth yearly (you are unless you're a fucking retard who intentionally targetted bad investments), then we should be able to determine how long it is until you can quit this rat race and be financially independent with a healthy yearly income to live off of.

Assuming that you are expending approximately $40k a year (probably way lower than this if you're really living like a poorfag, so this is the absolute worst case scenario).
Assuming that you have 0 net worth currently (which you shouldn't if you already have a portfolio, so still erring heavily on the side of caution)
Using the 35K a year investment into your portfolio with a projected 4% growth and inevitable 4% withdrawal rate from your portfolio, it will take you 19 years and 2 months in order to be financially independent. What this means is that, at the worst possible case scenario, you've got another 19 years to go before you can be living pretty on $40k a year without working at all.
So lets see what happens if we tweak some of these numbers. We'll adjust saving and expenses rates, and see how this adjusts your expected retirement.
Going with the national average of $2,100 a month expenses, suddenly your time to retirement tanks all the way to just 13 years and 7 months.
If we drop this number a bit more to reflect poverty-tier living status, then we get expenses at around $1,600 a month, which is about where I'm at in Louisiana. At that level, the time until freedom is 11 years exactly.

You can tweak any of these numbers and get the same result. I used this calculator which you can play around with in order to figure out your personal approach.
lab.madfientist.com/calculators/time_to_fi
Check out the other material on the website, especially the start here shit on the home page. Once you have a clear end goal everything gets easier.

Lazy leaf

>t. woman

same

nah just autistic desu

18k here, same thing except my rent is £150 a month b/c living with mum. Was double but she lowered it so that I can save enough to move abroad and escape londonistan permanently. 2 weeks and I hand in my notice at work. Balance things well and you'll be ok user. At least you have a gf too

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My parents are rich and I live rent free, which means my entire income is free for shitspending.

I have no want or need for a wife or kids, so my entire life will be me just doing whatever the hell I want basically.