Why does modern society hate people born between December 8, 1980 and September 11, 2001?

Why does modern society hate people born between December 8, 1980 and September 11, 2001?

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investors.com/etfs-and-funds/personal-finance/surprise-paying-a-mortgage-is-cheaper-than-renting-in-42-states/
en.wikipedia.org/wiki/United_States_housing_bubble
twitter.com/AnonBabble

imagine spending your whole home down payment on avocado toast

LMAO

millennials rekt

Brainlets like don't realize that they're responsible for everything being awful.
>must be the kids' fault for all this institutional failure!
Toppest.

nearly all those things deserved to die anyway

Imagine spending it on tobacco. Or alcohol. Or gas. Or paying tax to fund wars abroad.

i'm a millennial and i bought a home dude

just make your avocado toast at home. why don't other millennials wake up before 9am?there's lots of good hours in the morning

Why is there a picture of egg on bread in the middle
I don't get it

Homes are not investments, they're liabilities. Why would you choose to pay homeowner tax?

Its avocado toast, which is to conservatives today what pic related was 30 years ago.

i get a tax rebate for that, and also on the interest i pay on the mortgage, so i'm not really paying the homeowner tax

even with the homeowner tax, the monthly cost for living in the house is slightly less than renting a comparable living space, I will be able to sell it for a large chunk of capital if i want to upgrade to a new living situation, and most importantly, it's MINE. No landlord to fuck with

Old generations always disapprove of new generations, even if they're objective better than them. Meanwhile boomers are unironically directly responsible for most of our current ills

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If you plan to procreate, homes are worth it, since its something only one generation pays for. Its a long term (multi-generational) investment.
If you won't have children, its not worth it at all. Renting for 50 years costs about as much as buying a home and living in it for 50 years, except you aren't free to move if your job or other factors demand it, and you have a small chance to lose it all do disaster.

Captcha ate my image, meant the devil's horns symbol from hard rock music.

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>it's MINE
Are you sure?

>implying old people don't just sell the house and blow it all before they die
Again, it's the boomers ruining everything.

>pay $1000 a month in rent
>once your lease is over you have nothing
>pay $1000 a month in mortage
>you now own a house that you can sell or live in for the rest of your life
Why would you just throw away money to some jew who's smarter than you? If home ownership wasn't an investment no one would be bothering to buy houses to rent to you.

This. People born after 2000 are probably the smartest generation so far

>rent is a thousand dollars american
I can't blame you for being retarded

Should I go ahead and rewrite the entire posts but use x instead of a number so you can't be autistic

Don't be mad because I found a way to live cheaply without having the hassle of homeowner insurance, tax, water, and heating.

>boomer garbage industries that can no longer be propped up by younger generations since they don't have any fucking money are going out of business
>(and that's a good thing)

Why would I be mad that there are people who are willfully inferior to me?
No one's renting to you at a loss, you haven't played anyone.

If rent is X per month, then buying is 2X a month usually.
So if you rent a home for 20 years, you have to live in it for 40 years for your purchase to begin being "worth it". This doesn't take into account repairs, taxes, insurance. Really its more like 20 years of renting requiring 50 years of owning to make it "worth it" monetarily.
However, as I am renting, I can always live near to where I work. If I move job, I also move home. This lets me walk to work, so I don't need to keep a car, saving further on time and money. If my financial situation changes, I can move to a bigger or smaller home to rent. If the building or neighborhood is no longer to my liking, I can effortlessly change it without loss of capital.

Considering how flexible it is to rent, and how long it takes for a purchase to be worth it monetarily, its only worth it to buy property if you plan on procreating. Even if its only just "worth it" for you at the end of your life, it will be worth it for your children for all their lives. But if you don't procreate, honestly I see no reason to buy.

>I throw my money away! FEEL THE SUPERIORITY
Looks like you've found your avocado toast. If it makes you feel good, go ahead.

I fucking hate old people

You replied to me, but for some reason you quoted yourself, since you're the one throwing money away.
Are you having a stroke?

Lel. Fuck off, brainlet.

>the rent being = mortgage in the same area

Ask me how I know you never rented shit

They were the first generation to flood into social media and voice their retarded opinions about everything online, boomers and everyone else followed but since millenials did it first they now have the image of being sensitive special snowflakes who overshare online and support stupid shit

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>If rent is X per month, then buying is 2X a month usually.
investors.com/etfs-and-funds/personal-finance/surprise-paying-a-mortgage-is-cheaper-than-renting-in-42-states/

see
Please don't spout misinformation

all the paperwork says it explicitly. I guess if you disregard the letter of the law, the bank gets to take it from me if i stop paying the mortgage, but i already have 6 months of mortgage payments lined up in advance, and i'm working up to 12 months in advance so i have more security in case my employment changes.

when i pay off the mortgage fully, the "rent" (homeowner insurance and property tax) will come out to about 200 a month, which is way cheaper than renting any apartment. The only real downside of owning a home is that a large chunk of your net worth is tied up in one geographical location, which makes moving difficult as selling a home can be hard.

my mortgage (including tax and insurance) is $637 US, a standard (non-shitty) apartment is about $900.

also this, my neighbor just bought the house and is renovating it to rent out. I might do the same with mine when I move into another place, rather than sell. It becomes a revenue stream that will eventually cover the cost of purchasing it, in which case it is an asset.

en.wikipedia.org/wiki/United_States_housing_bubble

>apartments are crazy expensive where I live
Sorry you live in a shithole, but it partially explains how you got to be so retarded.

>"its cheaper to buy property! please buy property!"
>t. www.wesellproperty.biz

If you're just going to claim it's shilling I've obviously won here. Keep throwing away your money, though. I love getting rich off idiots like you.

When you're on the same side as the shills, one should reconsider their positions.
I suggest that you go and perform some research. Perhaps you will be able to form a more persuasive argument.

We created the pc culture, can't really blame people for hating us, i am ashamed to be part of it.

>ive obviously won
Won what? I am not paying you any money. And I've already explained here that I am saving money from renting compared to buying. My math for determining this is real world examples, as every time I move I entertain the idea of buying, and every time the numbers tell me not to.
And to add my own anecdote, I have a friend who owns a home, but rents it away, so he can rent an apartment near to where we both work. Thats because the difference between the rents, even as he pays installments on the loan and taxes, is less than the time and money lost traveling a big distance in a busy town. Renting = mobility and independence.

Boomers created everything you own faggot. Younare called zoomers for a reason you're just as entitled as boomers, except zoomers are fucking losers who sit on the internet posting memes all day.

>We created the pc culture
Political correctness was created and established in the 1980s, when we were children. How exactly did we create it? It was people in their 50s that created it, who were born between the two world wars, not us. We inherited it and it was forced on us.

You can't just pretend real research isn't real because it doesn't fit your argument.
Stay mad, rent virgins.

the real problem with millennials isn't their spending habits, it's the fact that we have much less money on average than previous generations.

all these things that millennials are "killing" aren't caused by millennials not liking that stuff, it's that we don't have enough discretionary money to support those industries with our business.

The economy is bad, sure, but also I don't think education properly prepared us to perform well within this economy. Not only that, but dating is really fucked up, and a lot of millennial men were never given the right incentives to sacrifice their time and energy to building careers, due to the absence of the promise of family life as a reward for the effort.

Ignoring all other research in favor of the one biased blogpost that supports your superstition isn't scientific or logical.
Ignoring my post, that I linked twice, when I specifically explain I do this math every time I move home (five times in my 29 years of life), is not logical or scientific.
Ignoring mortgage interest payments, closing down, lawyer and agent fees, flood and other insurance, risk of damage to property, property taxes in general, utilities, maintenance and repairs, inability to move, inability do adjust terms if the economy shits itself, etc etc etc. I saved so much money just being able to MOVE as my job moves, as my financial situation changes, this flexibility saved me more money than buying would have. My building had a leak problem, it would be expensive to repair. But who cares, I just find another place in 2 weeks and move out, I'm not paying for that shit. My company moved office, so now I have to travel 2 hours to work. NOPE, I just move to live next to my office, and walk there in 10 minutes, while also getting to live in a neighborhood that better fits my improved financial situation, new cafes and park, new part of town to explore. Financial crisis? Home that you bought for 200k now costs 120k? Too bad for you, but for me this is just a chance to renegotiate my rent to pay less.
YOU IGNORE ALL OF THESE.

>fucking losers who sit on the internet posting memes all day.

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>"Buying property in 2018 to make money is like buying Bitcoin at $1900 to make money."

t. european intellectuals

Most things I own were created by third world slave labor because boomers decided outsourcing manufacturing jobs to save a few bucks was worth destroying the livelihood of future generations.

Ok throw outnyour iphone and computer then nobody is forcing you to use them all day

Will do as soon as boomers unfuck the society and economy and housing market they're leaving for me.

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tpbp
Most of that shit was fabrications meant to study and soothe boomer faggots whilst bleeding them dry of their money.

Blessed post. Property prices are inflated, and will go down. And when they go down, people who are stuck with a big loan won't get their money back.

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It's not the millenials killing these business, it's our QE economy killing these businesses

Because that generation seems to be comprised almost entirely of shit people.

>buy home
>huge bother to sell it if you ever want to move, takes like 2 years and piles upon piles of paperwork and lawyer fees
>need like 30k upfront in cash, all your capital is tied up in the shitty house
>if niggers move to the area you're going to lose everything you put in and go underwater on the mortgage
>have to always pay money to fix shit, every homeowner I know has like 5+ $1000+ issues a year with their fucking house
>don't even want an entire house, my studio apartment is too damned big for me as it is
>houses are all like 2 hours commute each way from where the jobs are, make your life a living hell
>costs 10-20x as much in utilities just to keep basic heating and cooling. If you don't use heat the pipes will freeze and go to shit and cost like 100 million dollars to fix
>houses only built to last like 40 years if that, everything on the market is 40-60 years old and falling the hell apart as it is
>absolute shit build quality even on 500k mcmansions
>mow your lawn or pay a fine, citizen
>by the time the house is paid off you'll be sick of looking at it
>have to pay property tax anyway, which is just rent but to the government
>entire city might go detroit route and you'll lose everything
Why the fuck? Housefags are retarded. I'd buy a cabin innawoods for like 40k for retirement, but no way am I spending 800k for a city house that's dilapidated and in nigger central 3 hours from my job.
I wish my rent was 1k.

Yes, everywhere is exactly like where you live.

>bought a house practically within walking distance of my office
>$93,500
>in my hometown, which is beginning an economic recovery, expect housing prices to go up
>only had to put 5% down, no PMI, due to awesome mortgage


even if i move out, i will be able to rent it out, and still be easily able to afford the place. I don't think buying a house is universally the right move, but if you have an attachment to the location, and the price is right, and you get a good mortgage deal, then it's a good idea.

Every millennial stereotype is true.

I change jobs like every 6 months, move cities every few years, don't own a car, have lousy credit from not paying my student loans, can't be assed to remember anything or do anything. What would I do with a house? I don't even want one. They're a moneypit and an endless annoyance.
>rent it out
I know a lot of homeowners and all of them have some sort of horror story from a renter absolutely destroying the place and walking out without paying a cent. Every. One. Of. Them. If I wanted an investment I'd buy index funds.
I wouldn't take a house even if it was free. Endless bother and repairs and cost and taxes and fees and paperwork and other bullshit. Fuck houses. And I don't want to live in some shitty third rate nowhere or be tied down to anywhere or anything.

I want to travel but I also want a place to call home, so it's only natural that I'd want to buy a home. I wouldn't rent it out even if I went to live somewhere else for a while. It's just nice to have a place where the walls are painted the color you want, where you can store your possessions without moving, where if need be you can take a break from working so much and not have a high cost of living.

I'm in the same boat as . I've always loved being stationary, grew up in a small city my whole life in a home. Once I moved out I moved from place to place, lugging around my measly possessions, barely settling down before I had to move again. I want furniture. I may even want a pet. I would save money by owning a home, and would have peace of mind.

cool, i'm not saying everyone needs to buy a house or that a house fits into everyone's lifestyle. I work at a company that I'm a co-owner of, and our HQ is right by where i live, and I've been at this job for 4 years. I don't expect to move anytime soon.

Even if I don't rent it out and choose to move, it's cheap enough that a job I'd move for would allow me to pay for it. I can use it for holidays spent with my family.