Fucking DEBT // FUCK apartment complexes

>but i know that having this huge, fraudulent debt on my credit report is going to prevent anyone from hiring me

What? Since when do employers run credit checks on employees?

yeah i have been in a long email thing with them and they basically aren't going to help me

i actually didn't sign it. it is allegedly an "electronic signature" -- meaning, anyone could have signed my name on it

i only did it so i wouldn't be homeless. the agreement was to put the incorrect date, so i could get a background check approved, then move in and do the sublease. this was totally understood. they fucked up though. or it was some diabolical and deceptive plot. in which case, fuck them -- they are truly evil

yeah, they're charging me $7,000 for literally nothing. like, i got nothing from them at all. it's ridiculous

>Since when do employers run credit checks on employees?

they do it a lot. basically anything above a mcjob, i'd bet

nerdwallet.com/blog/finance/credit-score-employer-checking/

>the agreement was to put the incorrect date, so i could get a background check approved, then move in and do the sublease

You're actually retarded and deserve the scam you've brought on yourself

>"electronic signature"
that counts as a legal signature

>the agreement was to put the incorrect date
unless you have that in writing somewhere and hard evidence that they told you to do it you're completely fucked outside of what the other user said about trying to talk them down or take it to small claims court

pretty regular thing, credit checks are done for practically anything and everything

>that counts as a legal signature
what if i signed your signature electronically?

>unless you have that in writing somewhere and hard evidence that they told you to do it you're completely fucked outside of what the other user said about trying to talk them down or take it to small claims court
yeah, i know

if i absolutely refuse to pay, how fucked am i? what difference does it make?

Huh. So they need to ask you beforehand, legally. I've never been asked myself, but I guess it makes sense for jobs dealing with money.

yeah, but the alternative was to be homeless. so, i didn't really have much of a choice at all

My employer does. But that's also because of FERC and the fact I deal with people owing money to the power company. Many jobs require it now.

If you don't pay, it'll go to collections and will be stuck on your credit for the next 7 years, which is much much worse.

i can't pay. if i sold everything i own, i wouldn't even have half of the $7,000

what happens if it goes to collections? note: i am currently a NEET

Hey op I just want to say it feels good not having your problems. Being a fucking retard and having debt? Wew. Lol. Enjoy jail if you can't pay up sweetie

>Enjoy jail
you can't actually go to jail for owing a debt, unless it's to the government

you're dumb

>live with grandparents
>not out of poverty, but because of their health
>make over 90k a year
>grandfather had gull bladder surgery and grandmother has bad arthritis and parkinsons
>do everything in my power to help them, even hired a nurse that cut my money in half
>ask family to do anything to help, tell them i can't afford it after the bills and debt my grandparents accumulated
>zero fucking help
I think I'm just gonna abandon them and say it's their fault for not helping me with the money. I've been perfect in terms of paying off debts yet I get more shit from saying I'm not bailing anyone anymore.

OK I'm confused by your story. Where did the $7k expense come from? Did you tell your landlords that you were moving out? If it was a sublease (prior tenant), how does this have anything to do with the parent apartment complex? Do you have a clear paper trail of negotiations? (SMS/Email?)

>Where did the $7k expense come from?
it is 12 months of rent + 30 days of late fees

>Did you tell your landlords that you were moving out?
you don't understand.

- I responded to a craigslist ad for a sublease in November 2017

- I walked into the office and they said I had to fill out the application online

- I began to fill it out but refused to submit because I wasn't able to put the correct date

- I walked into the office on December 16, 2017 and a person told me to put a specific date to submit, writing it on a post-it note. He said the only way it will get submitted so I can be approved is to put that incorrect date

- I followed the directions given, deliberately putting the wrong date, because of a flaw in the application program

- I moved into the apartment December 18, 2017 with the full approval of the office. At later times I was given a parking pass and key fob for the gym -- it was understood that I was a resident. I was given mail delivered to the front desk at least a dozen times. I was a resident

- I moved out, handing in my keys and everything, at the end of July 2018, around the 20th.

- The lease is for Aug 2018 - July 2019

Basically, I moved in, lived there 6 months, and moved out... and then many months later, I was supposed to move in. I wasn't even in the city at the time.

>If it was a sublease (prior tenant), how does this have anything to do with the parent apartment complex?
It seems that they tricked me into signing a lease for something different, and just allowed me to live in that guys' apartment

>Do you have a clear paper trail of negotiations? (SMS/Email?)
i mean i can prove i lived in that guys' apartment and "subleased" from him, but i didn't sign any document for that. i was just trying to not be homeless. i couldn't get any other complex to allow me to move in

>and then many months later,
well ,i guess it was one month later. but i had already left the city at that time.