Is there a reason why phone-based NFC payments use Google Pay instead of an app issued by a bank or something?
Botnet Pay
Dylan Williams
Grayson Richardson
I never used Google Pay, but I would assume that it is integrated in Android in Android by default? That would be a pretty good reason, normies aren't going to download an app just to pay at your shitty store.
Evan Flores
>in Android by default
It's not, you have to download it.
Jack Rogers
nobody knows, huh?
Bentley Ross
does anyone actually this crap?
Hudson Richardson
There was an article recently about how Google will just hold your entire Google account hostage if there is a Google Pay payment dispute, and their system won't automatically unsuspend your account even if the bank that processed the payment corrects the mistake, and there is no way to get in touch with a human at Google to go over the disputed charges. Basically, don't use Google Pay.
Kevin Green
I was using my bank's app which then later updated and merged with Google Pay. Now I still use my bank's app but the money gets transferred via Google Pay. At least it works so I don't mind that much. Also my phone always gives a push notification when money gets charged so it's not like someone could do it without me noticing. It also doesn't work if the phone is locked, it has to be unlocked and screen on so I'm always currently using it myself.
Xavier Ortiz
>is a Google Pay payment dispute
It's using your banks cards... there is nothing for google to do or even the option to do
Your dispute is with the bank and they do the chargeback as normal
Asher Thompson
>I was using my bank's app which then later updated and merged with Google Pay.
Did you ask them why?
I'm looking at my local banks and none of them offer NFC payments on their app. It just seems strange.
Gavin Evans
Here it is. It's a little different than I remembered, but Google locks Google Pay all the fucking time if their A.I, flags the account suspicious (exactly what metric they use, nobody knows), and you can't pay for anything (apps, Google Drive storage subscription, Google Fi) until someone at Google unlocks it.
For other things, you can just give up your app purchases and start a new with a new account, but with Google Fi, Google won't allow you to port out your phone number when the payment is suspended, so you're completely fucked and lose your phone number.
Xavier Powell
that's not a google pay thing
> The author's spouse purchased a Pixel 3 with a credit card that had an unrelated fraudulent charge that same day. This threw up a flag on Google's end, and that resulted in an immediate lock on the Google Pay profile.
They thought someone bought an expensive phone with a stolen CC
that's relating to google's store. Sony will ban your PSN account if you do a chargeback
Nathaniel Nguyen
Because it won't work on iphone. That said there are indeed alternative nfc applications for android.
Oliver Moore
>there are indeed alternative nfc applications for android
Name some.
Jacob Howard
Let me put it to you this way: if you embrace the botnet and use more of their products then you'll be able to get the most out of that sweet shekel-train when the class-action suits come down.
Brayden Stewart
Australian here.
The Commonwealth Bank have a pretty good native NFC application in their app. It works just as well as Android Pay such that I can barely tell the difference. I use the app because less data to Google is good thing.
I suspect Android will mysteriously (((deprecate))) native NFC payments and force banks to use Android Pay.
Asher Hill
>botnet pay
>he uses credit cards for payments
>and calls a third party a botnet
Brayden Long
Government workers are like 45 years old, they can't make android apps. They use outdated shit from 30 years ago still.
Nicholas Baker
Yes, because you are a tech illiterate normalfag.
PROTIP nigger: install another app that can handle NFC payments and then change NFC payments to that app in the default applications setting.
Easton Bell
>...an app issued by a bank or something?
This is literally how it works in the developed world.
Josiah Long
>trusting your bank with security
Matthew Nelson
It's up to the banks, not the government.
But yeah, some (not all) banks do offer NFC payments in their Android apps.