Have you already pre-applied for your Apple Credit Card, Jow Forums?
Have you already pre-applied for your Apple Credit Card, Jow Forums?
Isaiah Young
Other urls found in this thread:
doctorofcredit.com
twitter.com
Owen Sullivan
Why?
Jonathan Mitchell
Have you already shat in your street, iPajeet?
Jaxson Moore
*INHALES*
AAAAAAAAAAAAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
Jackson Bailey
Why? To not be a Luddite and enter the 21st century, you Amish boy.
Seething androidpoorfag.
Can't afford it, user? What, are you poor?
Gabriel Phillips
>ranges from 13.24 to 24% based on creditworthiness
Like literally every other card? Go look at capital one or citi's cards. They range up to 28% for low/no-credit applicants.
Truthfully the APR shouldn't matter, because you shouldn't be buying things you can't pay off in full.
Camden Ramirez
what's the arp on this thing
Bentley Thompson
what about emergencies that your savings can't cover
Aiden Flores
Should have been saving more if you can't cover it
You're supposed to have 3 months expenses saved, what are you doing user
Ryder Watson
I would allow that I suppose, though that should be a pretty exceptional savings since you should have enough savings to miss 4 paychecks, minimum. At these kind of rates a small personal loan would still beat the rate (obviously run the card now and apply a loan later)
Noah Ward
exceptional emergency**
Jeremiah Parker
Is there a membership fee? If so, I'll pass.
Grayson Thomas
Do credit cards expire? Is it possible someone out there has this card and is still using it?
Adrian Gomez
the cards themselves do expire yes. I believe when a bank is "done" with a card they just refuse to issue a new one after expiration. They'd probably offer you an alternative card.
Henry Parker
*one medical bill or lawsuit in the US of A later...*
Aaron Morgan
Yeah but at that point you're fucked, a credit card won't save you
Hudson Garcia
That means the retards will be screwed over more while the responsible spenders will reap greater rewards
Asher Sanders
>3% back buying from Apple
>2% back when using Apple Pay
>1% back when using the actual card
>Goldman Sachs
why not just get a Citi Double Cash instead
Sebastian Clark
i make 100k/year and I have half a year's worth of gross income distributed between the stock market and my bank
you're living your life wrong.
Adam Kelly
Man this is worse than no annual fee cards in Canada, and normally the USA has better cashback rewards.
Tyler Evans
BASED APPLE
Is there anything more patrician than owning Apple stock? My portfolio is 90% AAPL and has earned me $5000 in value over the last year and another $5000 in dividends. After I built my $3000 monster PC in 2015 using iCuck donations I still haven't run into a single reason or need to upgrade it much less replace it.
Apple drones are just giving me their hard earned burgerbucks hand over fist for chink junk mass produced by the lowest bidder for the "privilege" of having a fruit logo on their fragile poorly made toys. With all the money they've generously donated to me, I can build a monster quad CPU quad GPU system every year if I felt like it.
This is what it's like to cuck or dominate someone isn't it? I can call Applecucks drones, retards, sheep, NPCs, whatever, and they'll continue to lick my feet and pay tribute to me. Feels good being a true patrician owning the only good Apple product, their stock.
Jose Harris
Double Cash isn't even a full 2%.
doctorofcredit.com
Julian Harris
If you're wealthy you don't need a credit card in the first place you drooling nignog
Evan Fisher
D minor
Brayden Roberts
You don't get wealthy by paying 2% more for every purchase because of stupidity.
Alexander Rivera
Who the fuck is offering credit cards to people with no or little credit? No wonder America's people are debit ridden and poor when they hand out credit willy nilly.
Colton Harris
iTODDLERS BTFO
Jose White
based
Matthew Edwards
>caring about cash back rates
Only poor people do this.
People who don’t live paycheck to paycheck care about the other perks cards offer.
Nathan Russell
BASED
Alexander Sullivan
The "other perks" are usually deliberately hard to take advantage of. "Points" or "miles" can generally only be redeemed for certain items, often only at certain times, and at an exchange rate that the card company can alter at will.
Cash back - and lack of an annual fee, mind you - are by contrast much simpler. It's just money, and you can use it how you wish.
Nolan Young
Imagine being this fucking retarded. Points are specifically designed to obfuscate how much in rewards you're getting by converting dollars into bloated 10,000s of points, or miles or some shit so that you can't tell you're probably getting only 0.5% value per dollar back. You're probably an Apple user, retards like you deserved to get fucked by banks.