Is his advice trustworthy, or is he just (possibly literally) a Jew trying to cash in on debt stricken middle aged house owners and college students?
Is his advice trustworthy...
Colton King
Other urls found in this thread:
daveramsey.com
twitter.com
Mason Reyes
He’s cashing in on people with room temperature IQ’s who don’t understand how to make more than you spend
Mason Ward
Yeah living within your means, staying debt free and saving for a rainy day is just shit advice tards
Julian Parker
Like i disagree with him in regards to investment shit, but everything else should be common sense. But hey this is biz lets keep up with joneses harder than everyone else.
Gabriel Nelson
His advice is shit. All people who got rich within a reasonable amount of time use other people's money.
Aaron Lee
Hows that working out for you? LARP incoming in 3..2...
Gabriel Wilson
Don't even ask me if you're going to pre-emptively call LARP.
Gabriel Sanchez
I shill his get out of debt thing to my friends because I am currently doing it with my mom. Paid off hundreds in credit card debt and now we're selling her car to pay off her 338 car payment with 18 percent interest with 10,000 in debt.
Fuck that buddy, she can use my car, and buy her self a 3380 car in 10 months.
I bought my car outright and paying cash for my college education. I only use it to go to work and school so might as well.
You would be surprised to know how much debt my coworkers and my girlfriends friends have in credit card debt.
What the fuck does a 19-21 have hundreds, God forbid, thousands I'm debt. That's stupid. Extremely stupid.
You borrow money at 11%(if you have a good score) and keep up with appearances with everyone else. Pay it in cash, live on a budget, and make your money work for you.
He's christian btw, at least do some notes before you look dumb.
Dylan Evans
Mate, you can't make a claim with that and not back that up.
Michael Cooper
Actual retard 17 year old burn out spotted
Nathaniel Ward
You... don't know that rich people use other people's money?
Jose Brown
Yeah because Ramsey doesn't advocate purchasing real estate or making money off other people ever.
Josiah Martinez
He's against debt in general.
daveramsey.com
He fucking calls debt as a tool a "Myth". Then says wealthy people really build wealth by saving for retirement by not having a car payment. LMFAO. I can't believe he actually thinks this.
Cameron Rogers
Provide proof mate, debt is a risk. Explain yourself, for example my proof it works is because I'm doing it and it works to have more disposable income at the end of the month.
Don't be a smartass.
David Foster
YOU NEED PROOF THAT RICH PEOPLE USE DEBT. OK. fucking wow. uhhh. Robert Kiyosaki, Grant Cardone, and Trump.
David Walker
It is a myth dipshit. What happens if you can't pay that debt? Or is taking on debt as a tool a 100% foolproof plan?Or maybe you can just File for bankruptcy. That's an awesome process to go through.
Carson Turner
Lol yeah good luck with that moonshot. Its so commonplace for people using debt as a tool to become mini Donald Trumps.
Levi Parker
>wealthy people really build wealth by saving for retirement by not having a car payment.
in europe you wouldnt have to save yourself fore retirement as pensions are only half saved by yourself and mostly paid by younger generations =) dad is in a small group of mega-pensioners profiting from this. younger people have different rules and will have small pensions
401k have totally failed americans. over half rely on social security or simply work until they die
Cooper Stewart
Let's see what you have.
Isaiah Cook
Why are you getting angry?
Regular rich people "middle class rich" save money and invest.
Stupid rich people invest in business ventures or aggressively invest in trading. You only hear the winners like buffet, gates, bezos. Lots of people invest and burn money (see biz).
Having more money at the end of the month helps with the emergency fund we have used to repair her car instead of putting it on a credit card and paying 26% interest on it. Saves us money.
Henry Cruz
Because it's hilarious to me that you guys think rich people save and scrimp their way to wealth.
Also it's hilarious the kind of things Merrill Lynch and other firms let me do. I can have money invested in their accounts and they let me borrow it out for almost free, so I can still get the income from investments AND use the cash. So I could take the cash and use it to borrow even more money and use it as a DOWN PAYMENT on rental property and have you wage cuck dave ramsey followers pay for the mortgage.
Liam Miller
>muh credit is evil man
Ignorant at best
Wyatt Collins
as a fellow user looking for advice, what amount did you start with in crypto, and how did you obtain it?
Owen Johnson
What kind of loan did u take out?
Gabriel Sanchez
>Borrowed 30k and bought assets of closing restaurant with partner he put in another 30k. Sold restaurant for $300k.
>Mortgaged house in 2011 worth 120k almost no money down, sold it in 2016 for 230k
>I put about 20k into Bitcoin in 2016.
>Going to get an LMA investment account and borrow out money to start a business or rental property. The account will pay me passive income regardless if I borrow it out or not.
Connor Myers
I agree with him that brainlets shouldn't touch debt but his philosophy is that NO ONE should use debt ever no matter what. Why? Because of what it says in the fucking Bible.