What's your credit score, Jow Forums?

I think my avg credit history is 3.5 years or something on 5 cards. I keep up with the non-hit credit line increases. Just slow and steady improving the score. Thought about taking a car loan when I bought my last whip just to build credit but I decided against it because it woulda cost me more money than just paying cold hard cash

I essentially get paid to charge my daily shit to credit card. You are poor keke

680, but I just bought a car last month, so not sure how it looks now.

Got arrested with a few felonies when I was 21 and it fucked my financial situation up hard, credit dropped into the 5's. I should be back in the 7's by next year though.

about 540 High was 680ish

high, jealous?

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797-801, but I don't have a long credit history + never had a mortgage.

Will I make it?

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Which website is that?
>UK
Don't the government give everybody free shit in Europe anyway?

this

turbotax gives you a free credit score when you complete taxes with them

you know that every time you get credit more 'money' gets created. You are devaluing your own currency. be a good goy and get to debt it will keep you attached, you will never be free

Maybe you just had tons and tons of loans? Creditkarma.com will tell you your credit sources.

Good job Andrew ...Uncle Mike is proud of you!

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Is this an american thing? I never heard of it.
I have a credit card but never use.

mines 747 but I've only had one credit card for less than a year. I did not have a credit history before that. I'm thinking about getting another credit card but not sure which one to get. I currently have the discover it restaurant + gas.

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Get a Visa. Tons of places may not accept Discover.

>turbo tax gives you if you do taxes

good call m8

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Yeah I plan on getting something different for those situations,

Yeah. It's mainly American thing.
Give you access to car loans, apartment, housing, card benefits, cash back, travel etc.

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NEW HIGH SCORE 819
Name: chPsl/Ee

Wow.. yanno what's creepy? I actually have an uncle Mike lol

>yurop is one country
In general, no. For a start, a lot of benefits are retarded.
Some countries have childcare discount being inversely propotrional to the number of hours you work. So, the more you work, the more you pay. In UK, you can just save a bit on tax.

>come into thread ready to circlejerk my 750+ credit score
>check creditkarma for first time in ages
>down 50+ points since november
>wat.jpg
>below 700

what the actual fuck? i've made 100% of my payments on time for the past 2 years. any credit-whiz anons want to help me out here?

seems like the website is mad that i use more than 30% of my credit limit on my credit card. the fuck is the point in that? ya boy is just tryna maximize his miles so he can go fly and fyb.

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Yeah my credit dropped 100 points from 810-710 when I used 80% of my credit limit on btc kek, it's back up to 780 now though

Am I a good goy?

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loans and mortgages, yes. but credit cards, no. hopefully you have a father who instills the value of saving from a young age and don’t ever need a ((loan))

800 master race checking in

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Will not make it. Doesn't understand credit

My credit score is probably still trashed from a failed business but I have multiple houses and a successful business now. I stopped looking at my credit score when it went from 800->500, I also realized how it didnt matter much as it hasnt impacted me in any way.

Haha nice! Checked

Lmao 800 is not impressive. Really, credit scores are either "good enough" or shit. If you have above a 740 you will get qualified for anything you can afford at the lowest rate. And if you don't miss payments you will have above a 740. So the only thing a high credit score says is that you're not a broke ass idiot who can't even afford his bills.

20 and no credit card, $4.5k in debt :(

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Retard here, can someone explain the pros and cons of credit vs debit?

>caring about your goyrating

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well, if you want usury, you got to pay the goygame

debit = they owe you
credit = you owe them

ITT: Wageslaves brag about their Cuckscore that allows them to purchase things on interest, so they can get things even though they don't have money to buy them. Interest goes to banks and banks lend money from deposits of their customers. It all makes sense, it really does.

>LmAo 800 iS nOt iMpReSsIvE

745, 22
Getting it up so i can get the best rates on investment property mortgages. Hope it crashes by 2022

I agree with you, if you are rich, you have 0 need for a good credit score. I know a lot of wealthy people who just don't pay bills out of principle, either because they feel like they got ripped off or because they got overcharged, and have shit scores. But they don't give two fucks since they have zero debt.

I'm just saying anyone who is not a poorfag who can't even pay his own bills will have like an 800 credit score after 7 years.

credit karma has me locked out of my account. but i tried mogu or whatever the fuck and it said 810 which i find hard to believe.

having good credit makes getting mortgages and good apartments easier as well.

i decline everyone under 600 automatically

ALL THE GOOD GOYS ITT SAY AYOOOOO

>AYOOOOOOOO

imagine being THIS cucked by the jews. get your shit together burgers

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