Daily reminder that if your credit score is below 650 you need to leave this board

what do i do if i don't have any established credit?

goodluck getting loans to buy a house or a car neetfag

y-you too

Even a cellphone bill will give you credit history.

only normies need to worry about credit scores. dont need a good credit score to buy anything you want out of pocket

Get on my level, OP

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i'm 28 and my mom still pays it, satan. is getting a credit card to establish credit just meme?

mine was 660 it went down to 642 after i paid off my fucking car loan. reason was that the car loan was CLOSED AND THEY VIEWED IT AS A NEGATIVE

820 Fico

Credit rating is a scam invented by Jews, just like the usury that is accompanied with it.

In the future you credit score will be how many bitcoins you have.

good goys general?

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> Using credit ever
I don't even know my 'score'. Only morons borrow money.

If wouldn’t hurt too. Me personally I’ve watched too much Dave Ramsey too risk it.

fpbp. Nobody cares about your good got score.

See that? THE WORLD IS MY OYSTER

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Paying off your debt? Bad goy!

Used my crypto gains to pay off all my debt and my score jumped from 660 to 818 in 30 days.

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weird. i have a higher score on equifax (810) and 760 on transunion

I'd double check your credit history, transunion may have an error (happened to me years ago).

lmaoing at all these shabbos goyim scrabbling around to suck on Ezra Bergstein's tiny mutilated cock

>caring about your goodgoy score
Nah

So much buttmad

Nobody is mad, you anal faggot kike. They simply observe how stupid the system is and dont want any part of it.

Come ooonnnn... so close to 800...

Forgot pic oops. SO CLOSE.

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By not participating, you're hindering yourself financially.

Good credit = great credit card deals you can take advantage of (free $$), lower car insurance rates, etc.

Same here.
And my business is " losing " money.
Fuck the debt shit and fuck the IRS

focusing on accumulating my goodboy points on the new Chinese system since it's going to be around much longer

Right there with you
Cash poor but +$200k net worth

651 feels good man

It's not a meme. Get a travel credit card, use it for everything and make your spending work for you; investing and working is only half the battle. Over time, you'll accumulate points, which you can use to spend on airline travel, restaurants and hotels. It's literally free shit; this is how you make plane tickets super cheap. Some cards even enable you to have free access to lounges. Do your research which card is for you. The better your credit score, the better your benefits, generally speaking.

Also, if you plan on moving out, good credit is important to secure a new apartment. Get a credit card ASAP. The sooner, the better, and you'll have less regrets in the future. Spending with debit cards are a waste.

>paying back jews
cuck

its not a meme. when i rent out my properties i always do credit checks. if it's lower than 650 I don't even consider the application. You can literally get in the 700s by paying your bills on time. If you're lower than 650 you likely have collections and too much debt for too long. It's just a bad sign.

Am I gonna make it?

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> Be European immigrant
> Hold two European passports
> No outrageous credit scores on Europe
> Can open credit on both passports in any European country.

Amerifags talking about credit scores lol. Get on my level.

My score jumped like 80 points one month after I got my card lmao

Where do you check your credit scores? Doesn't every site even the official govt ones demand your social? I don't want to give it.

Literally borrowed money on top of a car loan to buy mining equipment and am now getting both vehicles reposessed. I live off minimum wage so I am judgement proof as far as they know I have 0 assets or income to take. Got 15k worth of gpus and 5k of asics for free, only need to wait 7 years for it to come off my record cuck

this, being indebted is jewish scheme
the chinese virtue discourages money borrowing

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Feels good right 810+ bro?
*highfive

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