Debt collector:

Debt collector:

“user, pay is the $2,000 debt you owe or we’re taking you to court.”

How do you respond?

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I'll shout

eat my shorts

sorry, wrong number *hangs up* *blocks number* *remembers to never pick up the phone, ever, unless it's a number that I recognize*

im going to be hearing this but more along the lines of 40k, 29k, and 3.5k. good thing I'm judgement-proof

No one is going to take you to court for $2,000 retard.

It has happened before

This. Court costs will eat $2k.

Go ahead motherfucker good luck getting my cryptos

You maxxed out your credit cards too huh? Good man fuck Chase bank and their crypto account Banning cunt faggot ass motherfucking pieces of shit. If I want to max out a sapphire reserve and Preferred Card by buying crypto it's my fucking right you sons of bitches eat my dick and swallow.

Hmmm :)
Why not you come inside and we discuss my debt over coffe :)

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You'd probably pour rat poison or your precum like they did over at the Jow Forums meetup with cookies.

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>$2k
Just pay, $2k is nothing.

nah, got extra money on top of car loans since i cant get 10-15k unsecured since i have shit credit anyways. Bought mining equipment with it lmao

>AXUJust
hmmm

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OP dont do what I did. I fell into debt and wasnt making enough money to pay my cc bills so they sold them to debt collectors who after 1 year sent me a settlement offer to pay 10% of their value. Dont end up like me OP.

They certainly will dude

>OP dont do what I did. I fell into debt and wasnt making enough money to pay my cc bills so they sold them to debt collectors who after 1 year sent me a settlement offer to pay 10% of their value. Dont end up like me OP.
So you can max your credit cards on crypto, not pay, and end up only paying 1/10th of what you actually owe? Sounds like a sweet deal.

these corporations you are borrowing from post profits in the hundreds of millions if not billions every year. I do not feel one ounce of sorrow for making them lose a few tens of thousands.

In most states it is illegal for debt collectors to call you directly. They can be fined $5000 by the state each time they do it after you have informed them you do not wish to be contacted.

The only legal way for them to contact you is through mail or by having papers served.

>I've got these pills, bro. I cant pay $2,000 dollars

Use that voice

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i got bank calling me everyday at this point, i use it as an alarm clock. i usually just put the phone down and let them waste their time. thinking of pre recording myself on a device just mumbling and asking them to repeat that.

Wow!
Fuck it, me buy

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Kneepad you agreed to be my gf. Now you're trying to back out? That's not how this works?

How much do you owe?

$150 kek

They bombard you with calls for $150

What a bunch of jew cocksuckers

I tried this and it works, paying $5 a month now

They get you to make these small payments to validate the debt and also reset the clock on the debt. Dirtbags.

Never admit that you are the person they are looking for. They can only attempt to collect for so long (ten years tops, might depend on state). But, if they call you, and you confirm your identity, they use that as confirmation of the debt and get to reset the clock on how long they can attempt to collect.

Either way, if they really want to collect, they should be sending certified mail. Just don't deal with those fucks over the phone and never confirm your name.

Ill just block their number from calling me and never answer the door

"You cant get blood out of a stone faggot. Try it"

Kek its a credit card you ass eating faggot. Its not your fucking money lmaoing @ your life

lmaoing @ ur life utterly powerless "ITS MIIIINE!"

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