1) You're are a country

How do you plan to spend your time now, given that you're under no obligation to work for the rest of your life?

>1) You're are a country
Flag
>2) Your an age
28
>3) Do you own a house?
Yes
>4) When do you expect to buy you are first house?
na
>5) What is the price of a starter house as a multiple of you're salary?
na

I'd been saving before so It was something like 130 thousand on a property in the low to mid 200s

Just take it easy and indulge in my hobbies. Hopefully also find love and lose my virginity once and for all.

godspeed

Why do you think having a few million means he'll never have to work again? Very rarely does it mean that, because there are two scenarios when people come into that kind of money, suddenly:

1. They didn't really earn it, and will likely be frivolous with it. The money is spent in a few years and now the poor bastard needs to work again. Most lottery winners fall into this category.

2. They're the kind of people who need to have to work in order to not go insane, no matter how much money they have. Most rich people fall into this category.

I just meant that with that much money you can pretty easily buy a property outright, and stick the rest in an investment fund and live off the interest easily. You're right that if he's a moron he could also waste it very easily too. In any case, I think he'll go mad if he doesn't do some sort of work (paid or otherwise), because we all need some sort of purpose in life and some way to spend our time - I was just curious what he saw as being that purpose.

shit happens though.
I dont think owning a property outright is all its cracked up to be, especially with such cheap credit and corbyn on the horizon.

I'd much rather own a property outright then pay £600pcm to share a flat desu

26
no
never

fair point.
I'm in the complete opposite situation, I am desperate to sell for fiat right now.

What's average house price compared to salary?

Why, not much spare change once mortgage + bills are taken from your salary? At least every time you're paying the mortgage you're (theoretically) paying into your own pocket, as you should get all the money back plus interest when you do come to sell.

no mortgage mate, property is in location/budget that is getting hit the hardest right now, but I don't mind taking a loss

21 no don't own a house probably never will buy one outright i want to buy a small bit of land on a lake and get a small cottage style home either build my own or get a prefab which is fairly cheap and a realistic goal for where i live i'm neet rn though

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>1) You're are a country
Sweden
>2) Your an age
30
>3) Do you own a house?
No, unless you county my summer house.
>4) When do you expect to buy you are first house?
Within five-ten years maybe. When I make my wife with child, perhaps.
>5) What is the price of a starter house as a multiple of you're salary?
7-8x or something like that.

Leaf
I’m 29
I own a condo unit

Average house is something like 1.2 million and most people my age average $40k/y I think.

Vancouver/Toronto? Montreal average is like 300k

once he has children, a wife or a divorce things will change drastically

>1) You're are a country
USA
>2) Your an age
In my 30s
>3) Do you own a house?
No
>4) When do you expect to buy you are first house?
Maybe 5 years
>5) What is the price of a starter house as a multiple of you're salary?
I'm in NYC so a co-op is probably 10x but anywhere else maybe 2x for an average house.

1.Dallas
2.27
3.Yes
4. 22
5. 3x

>When I make my wife with child, perhaps
What are you making her out of?

1. flag
2. 47
3. Yes
4. Bought my house at 27, "lived" with my parents before that
5, about 5x, like 750k usd I believe

Fuck off boomer.

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I was born in 1970, that's not boomer

Yup, Toronto.

>35,000,000
Why are you here if you´re a millionnaire?

1. immigrant from eastern europe
2. 28
3. yes
4. >you are first house
you fucking idiot I just said one question ago and I'm not a fucking house
5. >a starter house
m8 you are some special kind of dumb but sure my house is now ~5-6x my yearly salary (after tax) and about 8-10x times when I bought it

for context: it's a 65m^2 apartment just outside of amsterdam

I mean, the only thing that really changed when I made the money was that I stopped being depressed and having suicidal thoughts. Other than that, I'm still the same person. I still enjoy posting on Jow Forums and I don't see that changing anytime soon.

ru
36
no
never, i don't wanna be chained
maybe about 2x

If it only costs two times your salary then you'll hardly be chained, you could pay it off easily

bruh i gotta eat

Literally living the dream.

>i'm not a boomer

That's what boomers say.

1)UK
2)21
3)no
4)probably can save for a house in 4/5 years
5) prices for a 2 bed are around 400,000. earning 26,000 currently. (Splitting mortgage with my girlfriend)

1. Sweden
2. 23
3. No
4. 25-26
5. No idea but I'll be buying a house for about 1-2 million crowns

Yeah but you don't have to pay 100% of your salary into the mortgage when it only costs 2x what you earn. You can pay small amounts and still have lots left over surely? In most countries it costs at least 5x your salary, and in the UK it's more like 10-15x

>1-2 million crowns

Our currency is kronor, not "crowns". Dumbass. It's like going around calling yourself "Lindenstream" if your name is Lindström.

autism

Whatever you say, Thunderbear Lindenstream.

>1) You're are a country
USA
>2) Your an age
30
>3) Do you own a house?
No
>4) When do you expect to buy you are first house?
Before 35
>5) What is the price of a starter house as a multiple of you're salary?
My salary is higher than the national average, but the place where I live is also higher. If you're not accounting for the taxes paid and living expenses and just pure numbers, then probably 6-12 years.

do you have a really low income, or are you just not understanding the concept of savings?

Fuck off, boomers are born in the 40s, 50s and early 60s My dad is a boomer, not me.

How did you manage to earn 4 mln $?
Just trading crypto?

I started trading a lot in 2017 with 61 BTC from an investment in 2013. By June I had traded that up to like 200 BTC worth of crypto, and that was also around the time I started buying XRB (now known as NANO). My average buy-in price per coin was around $0.05 and by the end of the year it was worth a mind-boggling ~$30. It has since dropped a lot in value, but I realized a lot of those gains before so it's all good.

So long story short, I did really well trading crypto in general, but also hit the jackpot on top of that.

No, I'm actually very good at saving in fact. Got around 350k in liquid assets with even more in non-liquid net worth.

But I live in California around Asians who drop $1-5M+ pure cash on properties like nothing. Think wherever upper-middle suburb foreign Chinese go to gobble up properties in London and add steroids onto that.

Oh, and a fun fact: most of the money I put into BTC in 2013 came from selling gold I made by botting the auction house in Diablo 3. Kinda funny to think about.

USA
36
Yes
Bought it at 18
Now I have to do math? Nah

How did you manage to buy at 18? Inherited money?

spen
27
no
never
infinite, but the amount would be ridiculously big even if i had salary

No, John, you are the boomer.

My dad told me at 16 that he was retiring and buying a house out of the country.
He said whatever I saved up for a house, he would double it.
I saved up $8k, so he gave me another $8k.
Work in construction, so I bought an old Colonial farm house to fix up.

Calm down gramps

>1) You're are a country
Poland
>2) Your an age
32
>3) Do you own a house?
almost
>4) When do you expect to buy you are first house?
I am actually building one, 160m2 + 40m2 garage
>5) What is the price of a starter house as a multiple of you're salary?
mine is like 8x

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You managed to purchase the place for $16k? What state are you in? Sounds ultra comfy desu, wish I could do something like that

Thanks. Did you read something before you started trading? And why did you went specifically for NANO, was that random or some insight?

No, not $16k total, that was the down payment. My dad co-signed the loan for me, if I didn't pay they would take the balance of what I owe out of his account.
I'm in Michigan.

Ahh I see, I did think that was crazy cheap. So overall value of the place was $160k or something like that? Still a comfy deal, have you managed to do many renovations?

It was $80k, I've done a lot to it, pretty much done now, might redo floor in bathroom tho.
We do have super cheap houses here, I could have spent much less. I wanted land on water, and my house has 20 acres.
This house was for sale by me for $19k, but needs some work.

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>mine is like 8x
So 100,000$ ?

Wow, all that for $80k sounds perfect. How is Michigan as a state? I've heard Detroit is complete shit, but is that the same for the rest too?

I learned the basics of how exchanges and charting works through Investopedia. After that it was a matter of researching coins and keeping up with news and whatnot within crypto. I'm also a decent programmer, which helped me a lot when it came to making sure whatever tech speak a coin boasts about is actually of value.

When it comes to Nano specifically, my first encounter with it was through some dude on Twitter shilling it. I decided to research it and thought it sounded great, so I decided to get some and try the coin in practice. After seeing that it really worked like advertised, I was convinced and would throw a BTC or two at it whenever I had some to spare, and eventually it added up to quite a bit.

Michigan is mostly forests, and medium size cities.

Detroit is in the far southeast corner, Michigan is twice the size of England, it would take me 12 hours to drive there.
The rest of the state is nothing like that area.

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That doesn't look like a house

Well, it is.
Does this look like a house to you?
$12,000 and it's all yours.

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Man this looks super comfy

Looks like it has an actual foundation but the other one looks raised like one of those semi-trailers

What are your thoughts on shipping container houses?

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I looked at it, a friend was thinking about it.
I quoted him another $10k to fix it up.
Has a little pond too that's just out of sight.

Maximum comfy here for sale, Lighthouse on Lake Superior, $875k
No you do not need to keep light on.

Insulation type?

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>Insulation type?
I don't know, I only read that 120mm here in Germany are legally stipulated as a minimum insulation, but I don't know what material.
But it looks like you can put the insulation on either the inside or the outside.

Put it on the outside, not much room on the inside.
All you would need inside was something so you can hang pictures and decorations.

I would live in one, but they don't look right in some neighborhoods, too modern. I can't see them in traditional German neighborhood, maybe city.

Yeah, I'd like to live in one, too. They seem inexpensive (compared to a new house or condominium apartment), durable and relatively easy to expand. Also unusual and attractive.
But you are right, here in Germany they are still relatively unknown and would surely cause problems with the municipal administration.

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That looks like a house I saw in the Netherlands on a canal.

Brazil
25
Nope
Absolutely no idea
A "normal" traditional Brazilian house like pic related will set you back anywhere from 100k reais to maybe 600k or more depending on location. In my smallish town this house would probably cost about 150ish.

Usually though, people will just build their own homes. That's my plan, I have a dream house in my head, nothing extravagant, at the very most three bedrooms, very doable with an not very good salary, it'll just take you a couple of years.

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>build their own homes
wtf is this legal in huezil, don't you need some construction company to build it?

(OP)
>1) You're are a country
Australia
>2) Your an age
24
>3) Do you own a house?
No
>4) When do you expect to buy you are first house?
In Sydney never. If I'm lucky in getting the work I'm after, maybe ~40.
>5) What is the price of a starter house as a multiple of you're salary?
12.2x average salary, which is roughly double what mine is. So about 20x for me.

>ohwaityoureseriousletmelaughevenharder.jpg

For a lot of people just buying some bricks with every paycheck and slowly building their own houses is the only solution to them having a home. That's what favelas are. But its not necessarily something that happens exclusively among the poor, plenty of middle class people also build their own houses from scratch. It's not exactly legal, and there is a whole lenghty process to go through with city hall, but precisely because the government knows that so many people only have this alternative for having a roof over their heads, they'll turn a blind eye.

Then, a while after that person has built their house, they can go to city hall to legalize it.

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>don't you need some construction company
The absolute state of first world
Nanny state tells you HOW you wanna build "YOUR" own house.

They build it correctly so it doesnt collapse. Is it really a thing that people build their own houses? It seems unsafe.

1) Bulgaria
2) 19
3) No
4) After about 10 years
5) ~100 times my current monthly salary

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I think you two are might be misunderstanding eachother, who would think that green text isnt efficient and clear?
anyway,"building your own house" can mean a lot of things
- you can finance the whole thing yourself, talk to an architect and make a design, find a company/team to build it, do all the ordering of materials renting machinery yourself etc (that's what a lot of people actually mean when they say they built a house)
- you can pick a design and everything already made so less customization and pay the whole project to a company that takes care of everything
- you can yolo literally make everything yourself and hope you dont die at the first earthquake or flood or some shit (very hard to get approval in western countries), and take years upon years brick by brick building your own home by yourself with your own hands for no reason whatsoever not even hiring someone to operate trucks and excavators and cement pumps or w/e and if you get help from anyone for the sewage you've failed as a human
and so on

The third is how it's done here, and what I intend to do.

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I never understood these open glass houses. You can't have a wank on the couch because the neighbour will see you

good point, actually

so that's probably where the surprise came from, if I'd be a government I'd look long and hard at wtf the person wants to do before legally approving something like that, especially if it's near anyone else

oh I don't know if only there was something you could slide in front of the windows to hinder visibility while you have a wank...
segway: in the smaller villages here there's this thing where even though people have huge windows on the street-facing side of the house they never draw the curtains when it gets dark so you can walk by and look at everything they have inside, at them watching tv and so on; the idea being that the more 'traditional' families ' have nothing to hide' so they just leave them open; if you have them closed too often the neighbors will start gossiping wondering wtf it is that you're up to in there or why you don't want them to see and so on, it's amazing

i guess that is why they call it the third world

Interesting. When you cross the border into the Netherlands, nothing changes, neither in the landscape nor in the architecture - except that the windows are suddenly enormous compared to German windows.
Now I know why.

I guess the weather also plays a part, the sky being fairly cloudy for a lot of days means there's less light so having big windows helps

It is a problem, and it somewhat frequently happens that houses built on riverbanks or on hills will be destroyed by flood and heavy rains and landslides, and the government does tell the people "hey this is risky area, you're gonna have to evacuate." But a lot of these people have nowhere to evacuate to, no one they can stay with, so they stay in their houses come what may, and the government won't force them out of their own homes.

And don't get me wrong, we do have very strict regulations and rules about what you can and can't do, what you have to do if you're a wealthier or middle class person, and the government will hound your building site making sure you're doing everything correctly. It's only when you're a poor guy with no alternatives that they'll look away, because what else are they going to do? People outside of Brazil seem to really underestimate how commie we are, if the government prevented a guy from building his basic little shack and made him homeless, it would be a huge scandal about tyrannical elite politicians having no pity for the poor.

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What do you do if some favelados decide to steal your bricks while you're building the house? Are you just screwed?

Yes.