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This confuses and enraged the German
Blake Long
Isaiah Brown
Me included, who the fuck swipes cards anymore? Are you living in the 18th century gramps?
Ryan Powell
we pay with paypass nowadays gramps or phone
Dominic Gomez
China is ahead on the way of high tech.
Jaxon Collins
Banks charge retailers a small percentage for "tapping and go" transactions. So a lot of venders pass that charge onto the buyers. I hardly ever tap now.
Connor Anderson
discover keeps nagging me to switch to a chip card fuck that shit swiping is fun
Nolan Robinson
We have that shit too not as fun as swiping tho.
Levi Green
Californians didnt even build an app for defecation map of SF.
Juan Miller
>allow complete tracking of your shopping behaviour with date&time
>pin input takes longer than paper money
>can fail / be denied
We just see it for what it is: less efficient, less selfcontrol, more stasi. The only legitime reason you have to use it is cause you're forced with your credit score. Outside of that it's an inferior solution.
Joseph Jenkins
I probably bought your CC info on the dnms already
enjoy the skimmers
Mason Johnson
Chip cards take too fucking long
Evan Turner
>Americucks proud of their shitty, outdated, inefficient banking system
Aaron Fisher
Dont people just use their phones now?
Dominic Walker
I swipe cards everywhere except at gas stations that force people to walk inside since they got so many scammers fucking with their pumps. Also since Safeway adopted self-checkout stands I pay for most things which checks.
Josiah Collins
>checks
Thomas White
>not using smart watches with nfc
Jack Reyes
San Francisco can barely make their 311 system (reporting mechanism for garbage, feces, crazy but noncriminal homeless people) work. Also most mobile 911 calls in California are dropped or have 5-10 minute waits since they all have to go to a center data center instead of the local 911 center which is only for landlines.
This is also why I still pay AT&T $40/mo for a landline.
Easton Peterson
Yes, as in a checkbook. It's like a debit card or phone RFID wallet but more secure and no $2 transaction fee.
Ayden Murphy
>$2 transaction fee
Asher Gutierrez
It's how banks make money. Same for credit with stores that don't want to pay Visa's 2% fee, which most phone-based RFID credit cards do as well.
Christopher Clark
>It's how banks make money
*in stone-age United States
Michael Watson
>how banks make money
*how banks rob the people
Joseph Walker
i haven't swiped a card in years, do i live around literal caveman
Angel Ward
America is the only country where you can default on one credit card then get another credit card while you're getting debt collection calls for the first. Chase has the most lenient policy which is why they're America's largest bank. Chase also has the highest e-billing fees, they charge like a dollar per bill and it's a $50 late fee if it's done online (vs $20 for paper).
Owen Bell
Commie, move to north Korea.
Brandon Parker
Really? I live in the Bay Area and there's loads of swipe machines here. Most stores have the dual mode ones, only gas stations have the dip only ones but most gas stations I've been to just force all card customers inside now with everybody else.
Ian Brooks
Why would I? NK is in fact an absolute monarchy, they're even further from socialism than America or Russia.
Nathaniel Cook
By law we have those everywhere. Several businessmen specially the chinks hide them to try and avoid taxes
Hudson Fisher
Aha, so your usual leftist mantra about """muh wrong socialism"""!
Venezuela, Cuba, Bolivia?
Angel Cooper
>it takes the same amount of time and it's connected to your phone
Why is plastic free considered better again? So your phone can record your purchases and tie them to your social credit score like China?
Jackson Morris
Basically yes. GPS, contacts, your know. Your data is so tasty for thirsty fintech startups.
Henry Fisher
Nobody considers it better except teenage women and suburban techies who haven't a phone stolen from them. That's the real advantage of a credit card: you can just call Visa and they'll cancel the card whereas with a phone-based card you'd be calling Google's customer support and would have to wait a few days for them to do it, assuming the thief hasn't also stolen all your info and changed all your login info in the first place.
Gabriel Green
I don't get it. Is he begging for money both with a bowl for coins and a code for phone donations?
Angel Murphy
I want to build socialism in my home country, not in
>Venezuela, Cuba, Bolivia
Jaxson Turner
Yes. Capitalism. All options for customer' convenience.
Angel Howard
No you don't. You will literally become like EU if that happens.
Unless you enjoy bootlicking and having no rights, that is.
Leo Smith
convenience, i don't have carry my credit card in case it gets stolen. minor benefit. my phones more secure then my wallet. but yeah, the difference between phone payments and credit card payments are marginal for now.
my phone doesn't record my transactions, my credit card company on the other hand does.
Nicholas Gray
They are getting better.
Christian Young
dood look at this flag lmao
Eli Kelly
Which $2 transaction fee? Never heard of that.
Eli Cruz
>I want to build socialism in my home country
You had socialism for upwards of 70 years and look how that turned out you retarded millennial
Owen Jenkins
moving your wallet onto your phone seems like a bad idea
Levi Wood
I only wave the card
Austin Russell
There is nothing more convenient than paper money and coins for me. Bulgarian ones are small and light, so I have no problem carrying them around. I haven't used another payment method for two years and don't intend to. """Money""" that are not in my pocket are just zeros and ones.