Eurofag here, I need your help biz

I own a house(about 150k €) that I'm trying to rent(650€/month) and 150k € gained from heredity. How should I invest my money ?

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pay a financial advisor

Stop giving good advice at Jow Forums

Fucking normies I swear

(((financial advisor)))

also put 10k into shitcoins to play with.
There

>pay a financial advisor
Actually a good advise

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120k on a fund portfolio (7-8k per year) and 30k on crypto.
The rest is based on your risk aversion. More risky, more crypto investment. My 80-20 is a conservative one.

All in BitConnect

Not bad (although pretty high risk in normie terms).
But you already own a house with passive income so, not like you're gonna lose everything. You'll be comfy even if crypto tanks, if it doesnt you could buy another house and/or retire in the future.
Id still talk to a professional for some advice for general investments though.

This is actually a 6% per year and will be pretty awesome. I don't know how to reach that percentage. I've asked some banks and the max % that I can reach is about 2-2.5%(all the money are preserved from any risks)

Like trevon James or beezee you mean?

I don't actually want to buy another house, there are a lot of taxes to deal with

I take it you are not living in a large city, the rent is quite low. Net rent I'd guess would be 400-450 a month. Say, 5400 a year minus capital taxation (25-30%?). About 4K annual income or 2.67%. Better than a regular savings account but be sure to check what the general local rent level is if you haven't done so.
Where do you live yourself, would you save more by moving in, or is that a different town?

I'm an accredited financial advisor, you can see the green text above.

I think you should gamble a little on some DappRadar dapps. You can easly double your money.

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>I've asked some banks and the max % that I can reach is about 2-2.5%

Congrats, you just discovered why no one with half a brain goes to a bank for such stuff.

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>I'm an accredited financial advisor
>You can easly double your money.

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I actually live in large large city, the rent is right, the house is not so big(about 55mq) with the tax it will be 530€/month.

I know dude, this is the reason because I'm asking to you.

Is that net of any costs, like amenities or maintenance charges?
Do you live in the same city? Do you pay rent for your own flat? You could save that by moving in.

Seriosuly: go to a financial advisor.
With stock based investment funds, >5% p.a. is very realistic, but which specific portfolio composition is best for you depends on very detailed information, whcih you do not want to put online.

yep, that is the net of any costs. Yes, I live in the same city and I own the house where I'm actually living.

You thought I was serious?

5% would be awesome, I'm gonna put 100k of the 150.

no bank will give you more man.

the 6-7% per year is the average of any decent fund/etf portfolio. this is always a long term investment. just read bogleheads.org/wiki/Three-fund_portfolio . don't put a lot in bonds cause you're young, i basically have a 60 on index etf, 30 on emerging markets etf and 10% of bonds, which is basically the money i need for some kind of urgency, besides my day to day deposits.
usually the biggest risk is you selling when the markets crash down. you're supposed to invest, which means letting money grow. in a cycle of 8-20 years you will have doubled/tripled your money. its not crypto gains but more than stable.
the rest on crypto.

Dont ask, I had some people making similar statements like that in real life... the amount of "professionals" seem to have rissen after the crypto hype.

Half of these people are insane and stupid, the other half is just stupid.

Thanks, pretty nice. I don't know how to start a fund portfolio but I will do my own researches.

>eurofag
If you're buying american products (shares, funds, etfs, etc) always keep in mind that you're buying in dollars and will be selling in dollars. This is VERY important because a 10% dollar gain can translate into a eur loss.

There are three ways to avoid this:
Learn to hedge foreign currency positions;
Don't buy foreign currency products;
Buy currency hedged products, such as IUSE.

Also, don't jum too heavily into the stock market right now, a crash may or may not be around the corner