Buy high quality bonds (safest corporates, high quality government bonds) and stocks
80% bonds and 20% stocks has a VERY low variance year-to-year. Even in 2008 you would have made money with that allocation because of QE/lower interest rates.
You'd only be getting cucked literally right now (higher interest rates and struggling stocks) - most other times those two assets are negatively correlated.
I literally couldn't cash out fast enough without paying out of my ass in taxes, I cashed out only $400,000 and still had to pay AMT, lost personal deduction, had to pay out of my ass in state taxes
I would have paid even more if I cashed out more, but I still have a million left in crypto
If you spend money like a nigger it's not enough
No amount of money is enough if you spend your money like a nigger
It's like how when you see people win 100mm via the lottery and are broke in less then two years.