What credit card do you use?

What credit card do you use?

Attached: credit-cards-ftr.jpg (1240x775, 162K)

None of them. Credit cards are a fuckin scam.

I use a EC card connected to my bank account because I'm not a fat indebted mrrican.

I use discover

I like the spending analyzer on the website

Discover and Chase Freedom for rotating categories
Amex Blue Cash for gas/groceries
All payed off in full every month of course

1%-5% cashback on all purchases with no fees if paid off monthly. How is free money a scam?

Hey ive been thinking about this lately.
Is it actually better to pay EVERYTHING with creditcard and pay it in full each month compared to paying things with cash? To get that reward points/cashbacks.

Surely theres a catch, it cant be this easy. Tell me the secret biz, are the banks fucking me up in different way?

The only catch is that there are low IQ impulse buyers who buy things that they can't afford.

People unironically use credit cards? Might be an American thing. In the Netherlands I have never even seen one.

I use Mastercard.

However I have several others for collecting discounts/points once in a while.

Did they charge us more for each transactions compared to cash? I dont think so, right?
Fuck this cant be right , i thought cc are supposed to fuck people up

The transaction fees will be more than any cash back.
Cash is always king

>Falling for the plastic jew
Shame shame shame

How high of a credit score do you need for one of these cash back cards?

main card is citi double cash with 2% back on everything and an amazon card with 5% back. credit cards also build credit and give you purchase protection. you're a retard if you dont use them.

They charge stores and the stores raise their prices so kind of in an indirect way

If you have good credit ratings and like to travel and eat out.

CHASE RESERVE

All of them, when they're maxed sign up for a new one with 0% balance transfer and make min payments it's too easy

ahahahaha credit...a meme system created by the old world to keep a leash on it's citizens. BRUH YOUR PUBLIC KEY IS YOUR BANK.

Amex platinum cashback and a shitty Visa one I only use if Amex isn't accepted

>Is it actually better to pay EVERYTHING with creditcard and pay it in full each month compared to paying things with cash? To get that reward points/cashbacks.
Yes
>Surely theres a catch, it cant be this easy. Tell me the secret biz, are the banks fucking me up in different way?
They hope you will forget to or be unable to pay it off in full then they fuck you with charges

kek

No, the store you buy from covers the TX fee. That's why many stores in Europe don't take AMEX, cause they have a larger TX fee than VISA or MC. With the exception of withdrawals from an ATM, then you are covering the fee.

I just use master card with 0% interest for the first month and 20k limit. I never end up paying any interest because I'm not retarded so it's basicly just free credit.

>Sign up for my credit service you stupid goy. What kind of adult doesn't want to buy temporary comfort in exchange for a lifetime of slavery? Think of all the rewards points you will accumalate. In five years you could have a new blender FOR FREE!