Ok finance peeps here’s a non crypto thread.
I’m buying a 21k car.
My credit is 640 tho which is ass cause I’m a newb.
My dad who is co signing has a legit perfect credit score.
Will I get a good APR or am I fucked?
I also have 4500 to put down. But I plan on going as low as possible and using it to pay the taxes.
Fuck u for buying a 21k car for only 4500 down
Why don't you just buy a Honda civic or a Toyota camry for $4500
God normies are so fucking dumb
What is your income???
Just answer the fucking question. I want a nicer new car. I have 2 civics. I’m getting rid of one to buy a brand new nicer one.
30k
Co signer make 150k+
I also didn’t include my 100k+ in crypto since it’s not in my account
Too expensive, '06-'09 Lexus ES350 from Carmax for 10-14k. A good cosigner will not help your rates as much as you think.
I only drive civics. I want a brand new one.
I'm assuming you have thought the car decision thoroughly so I'll just skip the reasons why buying a car is a big decision.
A cosigner, depending on their credit will probably get you around the 4-6% area. If I were you I'd probably hold off, build your credit then get it yourself, but then, your credit may take years to fix
Also what you put down doesn't affect your apr unless they're doing a deal ( but that usually only applies to leasing a vehicle)
I can see it now
You are going to put a fart can exhaust immediately on it
I laugh every time I hear one making more noise then the average car on the road and going no faster
Kys
What would you recommend if I wanted a 2dr?
Also, to the Anons that try to talk anyone out of buying a car: sometimes you got to let people step in their own Dicks before they listen to reason
A cheap but fun 2 door? Get a Miata, or literally any used coupe with manual transmission, they're all fun
No, it’s a daily you Smegma eating tard
Thank you for answering the question quickly and simply.
Don't be a retard and spend that much money on a depreciating asset. Buy a $3k car and put the rest in crypto and you can stop wagecucking in 2-3 years. A chance like this in crypto won't come along again in your lifetime.
Hyundai Genesis
Honda S2000
Any Miata
240
Don’t like Japanese?
E36
E46
American
Mustang
Catfish camaro
Trans am
List goes on.
I have plenty money in crypto. But what coin do you recommend
For now get in EOS, sell before mainnet. After that, make a diverse portfolio of 10 coins and rebalance regularly, taking profits from the winners and put in the ones that haven't pumped.
You’re a retard for buying. 20k+ HONDA CIVIC.
'08-'13 Accord coupe, any trim can be had at carmax for 11-15k
Bankfag here. If your dad has excellent credit then the rate will be determined by his credit score. Some lenders go with the lowest credit score if there’s two. If it’s the latter then expect to get absolutely recked with a 10-20% interest rate.
Save money and walk instead
You can cancel your gym membership too there I saved you another $25/mo
Don't be rich snob the end is coming for 1%ers like you thank me later