How are your yearly expenses coming my cute little user-kuns?

>I live alone
Yeah we already know that, you're posting on this board.

Budgets are for poor fags.

I don't have an excel spreadsheet for that because it's simple

401k
>25% S&P 500
>75% 2060 target date fund

IRAs (some rolled over into Roth, some in Traditional)
>100% S&P500

Crypto
>70% BTC
>25% ETH
>5% XMR

Assets
>$4k 6x GTX 1070 GPU miner, already paid for itself, $300 monthly passive income during this low profit period for only $75 in electricity

Its not that hard to make an excel spreadsheet I presume the guy updates it manually every month. How would you create a software that is an add on to a banking app just to update a few numbers?

>I make about $165k a year
doing what?

sucking 4-5 dicks a day, 10$ each

This is a default excel template available for Excel 2007. I copy and paste my bank and credit card statements and reformat the text a bit then paste it into the spreadsheet with my categories, you can define your own categories

Software Engineer

cool, how much is that after tax?
you really have it good there with SE salaries
t. european

So apart from your 401k and an IRA you're only investment portfolio is in Internet coins.

Get in the big leagues senpai and put some money on some real stocks and shares.

It's like 115k after tax probably

Oh I forgot, my individual investment account with no tax benefits:
>50% S&P500
>10% Total International Index Fund
>25% Total Market (Wilshire 5000)
>15% Technology Sector Index

the big leagues is where the largest % can be made you absolute tool

I bought stocks before, and you know what? They suck in terms of growth. As a shitty no money investor you cannot get into the amazing deals, and even if you do they take 5-10 years of time. Crypto can do that in a year. Margin trading can do that in a year.
IF you are good enough.
The big league is high risk and succeeding.

Stocks are for suckers that are satisfied with 4% dividends and decent growth versus inflation.
I have some in growth stocks long term, but only in hedging myself against very possible losses in crypto.
I wont own 100k in the "real" stocks before I have at least 5mil overall.

This. People insult crypto and I understand, I agree with them from a traditional point of view, but crypto is THE once in a thousand years investment scenario.

Anecdotally, I've made more off crypto than any other investment. Philosophically, crypto is the most important invention since written language

Shit on crypto if you want faggots but you're missing out.

It never ceases to amaze me how butt hurt and aggressive some people get when you question if they have all their investments in cyrpto. I asked the guy if he had any other investments in some assets in terms of having share in companies as opposed to Internet currencies which are volitile. Yeah I get it mate I have investments in crypto as well and money can be made due to its volatility.

Honestly dude it sound like you suck at picking stocks. If you want something to invest it passively then go for index funds and trackers however if you want to make your own way do some research and pick some decent stocks. I've only ramped up my trading in the past three months and I'm up 17%. You won't get rich from having such a blasé attitude with regards to investing in stocks.

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Fug, I think I should setup a GPU miner.

>17%

I did 50% with deutsche and 140% with Canopy Growth when I STARTED trading at all
maybe you shouldnt assume that just because somebody is aggressive, hes also angry
Im aggressive because I cannot stand how people take
17% in three months is shit
look at AMD

and I also stated that I HAVE money in stocks, to be HEDGED against crypto, even though I believe in the crypto market more than in the stock market right now

Its just that I cannot affort to sit back with my 500k lifesavings in BASF and ramble about the nice dividends it gives, im poor. I HAVE to gamble.
And if you grow with stocks only, enjoy your 17% every three months. It will take you 30 years to make 1.5 million starting with 10k, its the safe route, but its also a joke.

Its a shame that your anger or maybe lack of cognitive ability is effecting the way you are trying to form sentences and prose. Congrats dude you made some money off some weed stocks and a German bank that is now going down the shitter because of internal disputes and directors leaving left right and centre.

"look at AMD" - yeah not sure what you are on about with that one what point are you trying to make? It seems you have gone full out on the cases you've mentioned instead of limiting risk and diversifying your portfolio. Bit of an error there sonny Jim. Anyway dude it's not my fault your poor. If you were as great as you say you are with all these stick picks then you wouldn't be telling me and everyone else you are poor on some Peruvian basket weaving animae message board. This is only my weekly stock trading account through digero to play around with. my longer term hefty amounts are done with share centre and I've got majority of my cash in my business account.

Don't get mad matey and don't worry about my funds. Stick to trying to help yourself first dude before you get angry at other people on some message board.

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why did you blank out half of 1700

are you retarded

What kind? What city? Do you like it?

Literally mint.com?

Mint is good. Problem with automated shit is once it’s hooked up it’s easy to forget about and since you don’t need to manually update it makes you less engaged/conscious of what you’re spending, ironically. Guess that’s why YNAB did so well.

C++ ML servers, west cost, I love it

Never bothered to add it all up for me:
mortgage: $850m, property tax: ~$275/m, spend $300-400 on groceries, $220 on insurance, $1000-1250 credit card/m. off the top of my head about $2k/m into 401k/espp. Rest just accumulates in my checking account until I get around to buying crypto with it. fuck buying too many stocks at ATH.

How’d you train/learn that? Curious

1761.00. am i right?

Computer Science degree with a focus on Embedded Systems level programming in C, experience in CPU emulation, don't know much about ML but that's irrelevant, I know enough to create the ML frameworks

Wrong, someone isn't good enough at their linear algebra