This confuses and enrages the german

For small things like coffe or so its quicker to pay in cash. Also my pusher don't take credit cards ;(

We have these in Sweden so it takes less time to put the card on the scanner than paying with coins.

>For small things like coffe or so its quicker to pay in cash
How is paying with cash quicker than unlocking your phone with your finger (something you do dozens of times every day) and just putting it in the vicinity of the terminal?

>its quicker to pay in cash
Hey ehm, uhm. Do you have change for th- Oh sorry I dropped it. Let. Me. Just. Get. That. Do you have change for a 10?
>let me see... No sir, sorry.

>Debit / Credit cards routinly steal a % of each sale as "Fees"
>Giving money to literal banker kikes over your own people
No thanks kike americkike kikecan

>I use contactless

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A ristreto and bread in lausanne comes out to a flat 5 CHF. Just give them a 5CHF coin and leave a 0,50 CHF bonne main. Or are you too retarded. Nigger swede mcnigger nigger

Its truly a delight

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>Yes yes, give us all your transaction data so we can profile you in greatest detail

Well you see. Things are a bit more expensive in the first world.

>yes of course i want the government to be able to control every cent i own and every transaction i make

>CHF
>not first world
Is your education already third world?

Jesus you're retarded as fuck

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100% chance that faggot is a turk nu-swede that still hasn't taken his voluntary integration courses to learn basic European geography

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>he doesnt have contactless payment
how does it feel to live in the third world?

your (jew) bank does the same already.

Contactless payment is fine...but not for small purchased below 50CHF (45euro, 10.000 british turd pounds).

>I use card payment because it gives me good goy points that I can spend on travel bags at some point
>I use card payment so I won't lose any money on the 1:1,000,000 chance I'm actually being robbed at some point in my life
>who wants to carry tons of change around and dig for coins at every cash register when they can just insert their card
>nah my data is totally safe, my banking institute wouldn't sell me out, and we live in a state where my purchase history will never ever be used against me

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My point still stands, though. You'll never find anything evenly priced like that, and leaving a tip is insulting.

no, not really

The bank knows you withdrew a certain amount of money, they don't know what you bought with it.

I just told you exactly where things are priced flat like that. And leaving a bonne main is standard practice in non-nigger failed states (example the islamic caliphate of nu-sweden). You mentally digusting turk roach retard

>And leaving a bonne main is standard practice in non-nigger failed states
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
OHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH
Literally third world practice, m8.

Do you really want to go down the road where we compare Switzerland to Sweden and you realize your state is so far below mine you ultimately fall into a deep depression and commit suicide? Is this the path you want to chose. Think carefully, turk.

>Debit / Credit cards routinly steal a % of each sale as "Fees"
It's taken from the merchant here. The price with the exception of gasoline is the same whether you pay cash or credit.

well they know which gay porn channel you purchased..

Americans don't have paypass?

Why are Krauts so paranoid. It's odd since most of your history is mindlessly following the leader and reporting your neighbors for shit like washing their cars.

Funnily enough most things aren't priced at round numbers

>It's taken from the merchant here
Yes, this is the problem. I purchase goods from the merchant, that merchant deserves my money for the goods he has provided me with. A stupid kike does not deserve a % of that sale to shift a few bits on a bank account he already charges me fees for and steals my money with negative interest rates.

We use both here.. And I always confuse.

this, its not consumer who pays % if feed to jew bank, this is why they ask for a minimum amount to pay with credit cards.

In Switzerland most everything is priced at round numbers because we didn't fall for the Americuck kike meme of pricing things at 9,99 etc.

That's exactly why. East Germans might be more paranoid than the rest though because we really have been controlled by a one party dictatorship until 30 years ago.

Its not like they dont put that into the price

Wha what of the merchant is a corporation that doesn't give a fuck about you or it's employees and only it's stock price? How is that different than a bank? I understand your point for mom and pop businesses but fuck big box stores and publicly traded chains.

>buy two things for a total of 24,98 yesterday
>"Don't bother with the coin change."
>"Sorry, it's store policy, we can't keep any extra money, I have to give you back your 2 cents."

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>I'm a good person because oi tip this waiter 0.1% of her salary.
Tipping is only a thing in countries where waiters depend on tipping as their salary, like the US.
Its insulting to give someone tip oterwice.
If its very fine dining? Yes, of ofc. But if you go to a place where something cost 5 CHF, you're just trying too hard.

Most local merchants in Switzerland where you would purchase goods below 50CHF are owned by a single individual. We haven't been raped by amazon and super-stores yet.
It's not tipping retard. Why am I even talking to a turk. Shut the fuck up and never reply to me again.

How is that fair?
In fucking Ukraine I can buy a tomato with a credit card in most stores.

>Its not like they dont put that into the price
So then the person paying cash is still paying for a service that he isn't using.

I don't want for example my healthcare provider to know how many beers I purchase, just as an example

IF you buy something

Now that is something we should really do - getting rid of 1, 2, and maybe 5 cent coins, rounding the total

Isn't germany national healthcare? I thought we (Switzerland) were the only people who had to buy our own healthcare in western-europe

I thought americans didn't have chip either

>buhuu, you're a turk!!!
You're just proving my point that card payment is way more efficient with your own first scenario.

>your total is 155,50kr, sir.
alright, *blip*
>recipt?
no, thank, bye.
>bye

That was just a random example. But yeah, "private" insurance is only a thing if you're state employee or make above like 6000€/month, don't know the details

>you're basically robbing the merchant of 30-50% of the sale
Good.

>or make above like 6000€/month
...Is that exceptional in Germany?

>But yeah, "private" insurance is only a thing if you're state employee or make above like 6000€/month, don't know the details
I make slightly more than the "official" national average and my company pays for private Healthcare as well

>East Germans might be more paranoid than the rest though because we really have been controlled by a one party dictatorship until 30 years ago.
I can understand that a bit more then but the slavs to your east don't seem to care.

so you believe your healthcare provider would care how much beers you buy so they could upper your fees ? thats kinda paranoid.

Most of our places started take a penny/nickle leave a penny nickle. You through what you want in and if someone ends up having to pay say $1.99 they can take a penny and get back $2 instead of a hand full of change.

>so you believe your healthcare provider would care how much beers you buy so they could upper your fees ?
They do.

>Switzerland
>Bulgarian Flag
Proxy or did you piss someone off at your company?

Uh yes, median is like 2500-ish

Nope, our banks basically switched us all over to it. Some places still just make you swipe but I think the bank puts the fraud liability on the merchant.

Just on business here company negotiating shipping stuff
How do Germans afford to live in cities? My 100m^3 flat in Lausanne is almost twice that a month...

Slavs have a different mindset, they're very proud of their collective nation and crave strong leadership more than their individual independence and privacy.

Living costs are much lower here, partially thanks to the overvalued Swiss Franc, that's why so many of you do border-shopping.
For example here in rather wealthy suburbia, a schnitzel+fries+salad is around €10-12 in average restaurants, a 0.5 beer for €3

>and we live in a state where my purchase history will never ever be used against me
can't think of anything i've bought with card in a store that could be used against me
anything you wouldn't want people to know about like porn or whatever you'd surely buy over the internet. (which is still via card, but you don't exactly have an option online.)

Those beer prices are similar to ours. Usually 6CHF for 0.5l beer. I have never been on the eastern side of Switzerland other than Zurich for work. Only the very poor jump border for food in Switzerland. The quality of food in border nations is very low imo. Maybe italy is exception? Not sure.

>being this paranoid
Is Germany that bad?

But that'd be almost twice as expensive?
The border shopping happens a lot in southern Baden-Württemberg, for everything, groceries, electronics, clothes...

Clothes and electronics I can understand since they are not produced in Europe..but Food is so strange to me. Even german ovamaltine is much worse than the Swiss version because our laws prohibit messing with the sugar content (german ovamaltine has 10x more sugar and trash)

and then obvious stuff like our cheese, sausages, etc are (imo) much better.

t. Literally started two world wars because muh stron unquestioned leadership

>Just on business here company negotiating shipping stuff
Ahhhh OK. My company has people travel a lot and sometimes it's to really bad places or even just boring ones. My boss pawned off a 15 hour drive in a van to western Pennsylvania with the client to the guy who annoys him the most.

This shit is legit confusing.
Really stupid idea to put NFC reader on the side. Left side too when most people are right-handed.

Wait... I thought that is everywhere?

It's not bad. Only here for a week and already fucked 3 german girls on erasmus here. Theyre surrounded by slavic retards so a germanic dick is rare.

anything that can be used against you like weed or porn you buy with cash or ukash you utter melt.

Simply walk out. What are they going to do, run you down and shove the coins in your pocket?