Hey guys,
I am in the process of working my way out of wagecucking (3-6 months away) and being self-employed. Should i go for the health insurance meme? Is it even worth it? It's paid by my employer right now, i hear it's 800-1k USD per month outside. What a joke. And does it even help? What's the worst that could happen? Cancer, car crash = bankruptcy? What do you do in this situation?
It's easy. Just don't get sick.
Healthcare in the US is the biggest jew of all.
Ppffffffffffffrrrrrrttttttpweeeeeeefffffffllllllllrrrrrt
Don’t be a fucking idiot... get heath insurance.
Do you have any health issues? Do you take any meds? If yes to either for sure get insurance. Its good to have some form of catastrophic coverage but I have been uninsured for most of my adult life (I'm that 30 year old boomer) and its never been an issue because I am a very healthy individual and I haven't been in any major accident.
Would have gave you good advice but you used a pic of whore
Kys
Land of the free
Its good to have catastrophic coverage but most young people don't have enough health issues to justify paying $800-1K a month in insurance. It would be cheaper to pay out of pocket.
Take care of your health, as that is your best investment for the future. I have the catastrophic level of insurance, I pay like 200/month for it. My deductible is like 7 or 8k so I dont go to the doctor, I only have it if something bad happens or I need a procedure I'm out that 7k
Depends on if the dude does nothing in life. If you live an active life and have hobbies like hiking biking surfing etc. get it for sure. I broke my arm and it was $45K (covered by insurance). Did that at 23 and it would have wrecked me.
After you quit, you can continue to be on your employer’s plan for 18 months via COBRA. You’ll need to pay full price, of course, but it will still be cheaper than buying insurance as an individual. I did this when I quit my job to freelance and it came out to something like $350 a month. Still pretty expensive but manageable.
I have some musculoskeletal issues so I probably need some level of insurance, maybe there is something kind of in the middle of catastrophic and absolute full coverage? I'm not too familiar with how insurance works. I'll have to do some research.
Mind if I ask what provider you go through? 200/month is pretty manageable IMO.
Didn't realize it was that long-lasting, thanks user
>200/month
>7k deductible
what the flying fuck
is that really how it works in boomerland?
see
This is why even though I am miserable working at Amazon as in a warehouse I'm sticking with it because insurance is too damn good. I pay $36 a month for insurance and deductible is like only $2000 or something. Anyway it covers almost everything and I don't even think about having it since it barely makes a dent into my bills. The pay we get is shit but that health insurance is worth the job. Plus we get overvalued Amazon stocks every year.
this is literally what i do.
i have state health so i dont pay shit. and i dont get sick so i get a huge tax return. get fucked, retards.
I mentioned catastrophic coverage for a reason. Its wise to at least carry that, but I haven't always had the luxury.
Burgerland sucks balls. Our healthcare system is a giant money stealing scam by insurers / drug companies.
If you have medical issues I wouldn't half ass it. Get a decent plan.
HAHAHAHAHAHHAHAHAHAHAHAAHHAHAHAHAHAHAHAHAHAHAHAHAHAAHHAAHAHAHAHAHAHAHAHHAAHAHAHAHAHAHAHAHAHAHAHHAAHHAAHAHHAAHHAHAAHHAAHHAHAHAHAHAHAHAHAHAHAHAHAHAHAHHAHAHAHHAHAAH
>third world healthcare in the richest country in the world
usa is a joke
Don't get health insurance and if you need some medical procedures done, go on "medical vacation" to a country with cheap yet good private doctors and fix yourself up there. So many people fly to Spain for example for a knee replacement surgery because even including the flight it comes out to less than half of what some hospital would charge here.
My father travels back to his eastern European homeland every 2 years for vacation and gets his checkups at the doctor and dentistry work done there.
You also just have to pray that you don't get into a car accident that causes you severe Injury...that can run up costs into the hundred thousands
Literally the only reason it's like this is because the hospitals balance their books on the backs of those who have health insurance so that Tyrone can get his gunshot wound patched up for free
Millionaire here and I have zero health insurance and the absolute minimum vehicle insurance as required by state law.
Fuck Oniggercare.
To add to this, it's actually much cheaper to not have health insurance and just pay out of pocket. I have an annual checkup for like $100 (lol) and they charge 1/3 of what it would cost just because I'm uninsured.
Otherwise I'd be paying like $13k a year so Shaniqua can pop out more welfare babies. There is literally no upside.
step 1 would be getting rid of health insurance as a concept
I hear Poland is a great place for burgers to go and get medical care
if you're a millie then yeah, no need for health insurance, being wealthy is a better form of insurance
thats a good deal here
It's not hospitals fault, it's the health insurance companies.
True, but I chose not to have health insurance back when I was poor too. There shouldn't be a tax on living.