How do i not fuck myself up with money?

Alight so like 2 years ago ish I got into a bad car accident where a friend of mine died and I got some bad injuries out of it… There is a chance I might be getting 1 million dollars of cash from the legal action of this case.

Help me not be retarded…
I’m in my mid to late 20’s how do I invest this money?

>Buy a mcdonalds?
>Rent a house to people?
>invest in _____?

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ALL IN LINK

Tractor trailer?

Why yes!

5% gold (physical, dont tell anyone).
5% crypto (1/3 BTC, 1/3 ETH, 1/3 XMR)
40% USA treasury bonds
40% cheap S&P index fund
10% financial education

America is going to be destroyed within 2 decades so pack bags and move

What happened? Was it a freak accident or could it have been avoided? Buy ETH and RLC. Put rest into 3D house printing startups and boomer stocks.

Is this an actual pic of the accident you were in?

checked

60-40 stocks n bonds in vaguard.
Then withdraw 3% a year to spend