Anyone ever been let off a debt easy?

So I have a credit card debt of about $10,500 that I was planning on paying by end of year. But someone told me I should ask for a deal, and see if I can be let off if I pay $5,000 now instead to settle it. Has anyone ever done this before?

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I've got away from my debts for half the debt + crushed tiny finger, but the debt was not from gov or company, but motorcycle gang members

how did you get this debt, by being a moron or what

america is usch a fucking shtihole scam country doing this to you guys lmao its fucking inredible u guys are just taking debt in the ass

Why the fuck would one get a credit card debt of $10500.

yeah ok enjoy living with the muslim horde of europistan.

I dont think ive EVER heard of anyone in debt or "credit" score etc in europe EVER,

in america howver this shit is mentioned more often than fucking anything else lmao

This typically works once your debt has been picked up by a collections agency. I'm not sure how it works for credit cards, but asking can't hurt. Perhaps talk to a debt relief specialist.

youtube.com/watch?v=oD2gXY4piF4

Only advice you need is in this vid desu

It’s techically not mine. It was my wife’s but she passed away, so I am now liable for the debt